3 Undervalued Consumer Finance Stocks for Thursday, October 01
Discover the top 3 undervalued Consumer Finance stocks for Thursday, October 01 based on AAII’s Stock Grades.Jenna Brashear
| SECTOR | INDUSTRY |
| Financials | Consumer Finance |
A+ Stock Grade Summary:
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| GROWTH: |
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| EPS REVISIONS: |
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Jenna Brashear
Rosalio Madrigal
Tudor Pop
Jenna Brashear
Tudor Pop
| Share Statistics | CACC | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $5,657.8 | $797.2 | 70% |
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| Shares Out (Mil) | 10.7 | 36.6 | 22% |
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| Institutional Ownership | 79.0% | 79.0% | 48% |
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| Float (Mil) | 5.1 | 33.4 | 12% |
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| Beta | 1.35 | 1.10 | 77% |
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| Avg Daily Volume (000s) | 67 | 349 | 32% |
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| Price Change (52-week) |
8.7% | 72.3% | 60% |
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| Growth | CACC | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 6.1% | 10.3% | 42% |
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| Net Income (5yr) | 0.1% | 16.1% | 40% |
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| EPS (5yr) | 9.2% | 15.9% | 46 |
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| Dividends (5yr) | 0.0% | 0.0% | 0% |
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| Cash Flow (5yr) | (34.6%) | (2.8%) | 15% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 3 | 3 | 3 | |
| Current EPS | $12.337 | $47.790 | $55.180 | |
| Month Ago EPS | $12.420 | $47.725 | $54.805 | |
| # Rev Up | 2 | 2 | 1 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $12.253 | $47.343 | $54.823 | |
| Year/Year Chg | (2.6%) | 31.4% | 77.1% | |
| Financials | CACC | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,303 | $1,286 | 54% |
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| Net Income (TTM) (Mil) | $502 | $154 | 78% |
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| EPS (TTM) | $46.301 | $1.400 | 99% |
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| Operating Cash Flow (TTM) (Mil) | $1,225 | $247 | 83% |
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| Net Cash Flow (TTM) (Mil) | ($72) | $2 | 17% |
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| Long-Term Debt (Q1) (Mil) | $4,934 | $1,110 | 85% |
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| Enterprise Value (Q1) (Mil) | na | $1,317 | na |
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| Valuation | CACC | Industry Median |
Percentile (All Stocks) |
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| P/B | 3.56 | 1.16 | 72% |
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| P/E | 12.0 | 9.5 | 27% |
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| Dividend Yield | 0.0% | 0.0% | 0% |
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| PEG (5yr hist) | 1.3 | 0.5 | 56% |
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| Ratios | CACC | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 94.7% | 75.2% | 95% |
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| Net Margin | 38.5% | 10.6% | 94% |
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| ROA | 5.8% | 2.8% | 74% |
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| ROE | 31.9% | 13.2% | 88% |
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| Liabilities to Assets | 81.6% | 78.5% | 76% |
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| F-Score | 8 | 5 | 93% |
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Credit Acceptance Corporation did not pass any screens on 10/23/2026.
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
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