Is Commercial Bancgroup, Inc. (CBK) Overvalued?
We dive into why Commercial Bancgroup, Inc. (CBK) could be considered overvalued on 2026-08-14, based on AAII’s Value Score and Grade.Rosalio Madrigal
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COMPANY SUMMARY
Commercial Bancgroup, Inc. operates as the bank holding company for Commercial Bank that provides a range of banking and financial services to individual and corporate customers in the United States. The company accepts various deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificates of deposit products. It also offers real estate, commercial, and consumer loans, such as installment loans, secured and unsecured personal lines of credit, and overdraft protection lines. In addition, the company provides treasury management services, remote deposit capture, internet and commercial banking, automated teller machines, and other banking services. The company was formerly known as Harrogate Corporation and changed its name to Commercial Bancgroup, Inc. in April 1989. Commercial Bancgroup, Inc. was incorporated in 1975 and is based in Harrogate, Tennessee.
Commentary & Analysis
What You Need to Know About Commercial Bancgroup, Inc.'s Q3 Earnings
Commercial Bancgroup, Inc.'s fiscal Q3 earnings report was released on Monday, July 27. Let's dive in to see if (CBK) missed or beat analyst's expectations.Michael Rose
Is Commercial Bancgroup, Inc. (CBK) a Good Dividend Stock?
Learn more about Commercial Bancgroup, Inc.'s (CBK) dividend history and yield. Also, check out how they are graded based on valuation, growth and strength.Omar Beirat
Is Commercial Bancgroup, Inc. (CBK) Stock a Good Investment?
Learn more about Commercial Bancgroup, Inc.'s (CBK) stock grades for Value and determine whether this Banks stock meets your investment needs.Jenna Brashear
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Mutual fund company Tweedy, Browne takes a Benjamin Graham approach by looking for smaller companies trading at low valuations.
Wayne A. Thorp
Financial Summary
| Share Statistics | CBK | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $464.7 | $751.0 | 36% |
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| Shares Out (Mil) | 13.7 | 15.4 | 24% |
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| Institutional Ownership | 82.8% | 83.2% | 51% |
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| Float (Mil) | 8.7 | 21.8 | 17% |
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| Beta | na | 0.43 | na |
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| Avg Daily Volume (000s) | 44 | 42 | 27% |
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| Price Change (52-week) |
na | 94.6% | na |
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| Growth | CBK | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | na | 7.7% | na |
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| Net Income (5yr) | na | 11.1% | na |
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| EPS (5yr) | na | 10.1% | na |
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| Dividends (5yr) | na | 3.6% | 60% |
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| Cash Flow (5yr) | na | (17.1%) | na |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 1 | 1 | 1 | |
| Current EPS | $0.740 | $2.980 | $3.180 | |
| Month Ago EPS | $0.740 | $2.930 | $3.150 | |
| # Rev Up | 1 | 0 | 0 | |
| # Rev Down | 0 | 1 | 1 | |
| Three Months Ago EPS | $0.740 | $2.930 | $3.150 | |
| Year/Year Chg | 0.0% | 1.0% | na | |
| Financials | CBK | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $93 | $196 | 26% |
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| Net Income (TTM) (Mil) | $39 | $55 | 53% |
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| EPS (TTM) | $2.946 | $2.600 | 78% |
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| Operating Cash Flow (TTM) (Mil) | $41 | $36 | 45% |
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| Net Cash Flow (TTM) (Mil) | $19 | $2 | 62% |
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| Long-Term Debt (Q1) (Mil) | $61 | $101 | 41% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | CBK | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.54 | 1.25 | 40% |
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| P/E | 11.5 | 12.5 | 23% |
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| Dividend Yield | 1.4% | 2.2% | 71% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | CBK | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 42.5% | 29.1% | 95% |
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| ROA | 1.7% | 1.1% | 53% |
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| ROE | 14.6% | 11.3% | 70% |
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| Liabilities to Assets | 87.3% | 89.7% | 81% |
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| F-Score | 3 | 4 | 18% |
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Commercial Bancgroup, Inc. did not pass any screens on 8/20/2026.
