4 Undervalued Banks Stocks for Wednesday, January 31
Discover the top 4 undervalued Banks stocks for Wednesday, January 31 based on AAII’s Stock Grades.Jack Gilleland
A+ Stock Grade Summary:
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COMPANY SUMMARY
Consumers Bancorp, Inc. operates as the bank holding company for Consumers National Bank that provides various banking products and services for individuals, farmers, and small and medium-sized businesses. The company accepts various deposit products, such as noninterest and interest-bearing demand deposits and savings accounts, and time deposits, as well as certificates of deposit. It also provides commercial and industrial loans, such as financing for equipment, inventories, and accounts receivable; commercial real estate loans, including mortgage loans to owners of owner-occupied commercial properties, commercial investment properties, and multi-family investment properties, as well as loans originated to finance the construction of owner occupied and investment properties; finance or refinance the acquisition or improvement of land used for agricultural purposes; land development loans to finance land acquisition and infrastructure improvements; residential real estate loans comprising one to four family residential properties and owner occupied, non-owner occupied, construction, and home equity loans; and consumer loans primarily for automobile loans, personal lines of credit, and unsecured consumer loans. In addition, the company invests in securities consisting of obligations of the United States government sponsored entities, municipal obligations, and mortgage-backed securities. Further, it offers small business administration, business term, and commercial construction loans; credit and debit cards; ATM; and online and mobile banking services, as well as cash management services. The company was founded in 1965 and is headquartered in Minerva, Ohio.
Commentary & Analysis
Is Consumers Bancorp, Inc. (CBKM) Stock a Good Investment?
Learn more about Consumers Bancorp, Inc.'s (CBKM) stock grades for Value and Growth and determine whether this Banks stock meets your investment needs.Jenna Brashear
Is Consumers Bancorp, Inc. (CBKM) a Good Dividend Stock?
Learn more about Consumers Bancorp, Inc.'s (CBKM) dividend history and yield. Also, check out how they are graded based on valuation, growth and strength.Jack Gilleland
Financial Summary
| Share Statistics | CBKM | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $96.3 | $716.9 | 21% |
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| Shares Out (Mil) | 3.1 | 15.7 | 10% |
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| Institutional Ownership | 30.5% | 83.0% | 13% |
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| Float (Mil) | 2.7 | 21.2 | 7% |
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| Beta | -0.13 | 0.48 | 4% |
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| Avg Daily Volume (000s) | 2 | 53 | 9% |
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| Price Change (52-week) |
58.0% | 96.7% | 83% |
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| Growth | CBKM | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 9.9% | 7.6% | 58% |
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| Net Income (5yr) | 9.6% | 11.1% | 54% |
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| EPS (5yr) | 7.6% | 10.1% | 42 |
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| Dividends (5yr) | 7.1% | 3.6% | 76% |
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| Cash Flow (5yr) | 58.5% | (17.0%) | 95% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | CBKM | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $43 | $190 | 19% |
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| Net Income (TTM) (Mil) | $11 | $51 | 46% |
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| EPS (TTM) | $3.336 | $2.500 | 80% |
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| Operating Cash Flow (TTM) (Mil) | $9 | $34 | 38% |
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| Net Cash Flow (TTM) (Mil) | ($17) | $1 | 27% |
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| Long-Term Debt (Q1) (Mil) | $7 | $100 | 26% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | CBKM | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.10 | 1.27 | 26% |
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| P/E | 9.1 | 12.9 | 13% |
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| Dividend Yield | 2.8% | 2.2% | 83% |
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| PEG (5yr hist) | 1.2 | 1.1 | 51% |
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| Ratios | CBKM | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 25.0% | 28.9% | 84% |
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| ROA | 0.9% | 1.0% | 45% |
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| ROE | 13.1% | 11.1% | 67% |
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| Liabilities to Assets | 93.0% | 89.8% | 90% |
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| F-Score | 3 | 4 | 19% |
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Consumers Bancorp, Inc. did not pass any screens on 7/31/2026.
