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COMPANY SUMMARY
Commencement Bancorp Inc. operates as a bank holding company for Commencement Bank that provides various banking products and services for individuals, and small and midsized businesses in western Washington. It accepts checking, demand, savings, NOW, money market, and time deposits, as well as certificates of deposit and individual retirement accounts. The company also offers term loans, home equity loans and lines of credit, and reserve overdraft lines; real estate loans, including residential 1-4 family, multi-family, commercial, construction and land loans; business lines of credit; government backed loans; sweep accounts; and credit cards. In addition, it provides remote deposit capture, lockbox remittance processing, positive pay, and automated clearing house origination services, as well as merchant services, debit cards, ATM services, and online and mobile banking services. The company operates branches in Tacoma, Enumclaw, Auburn, Olympia, and Gig Harbo, Washington. Commencement Bancorp Inc. was founded in 2006 and is headquartered in Tacoma, Washington.
Financial Summary
| Share Statistics | CBWA | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $71.8 | $716.9 | 19% |
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| Shares Out (Mil) | 3.7 | 15.7 | 11% |
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| Institutional Ownership | na | 83.0% | na |
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| Float (Mil) | 3.8 | 21.2 | 9% |
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| Beta | na | 0.48 | na |
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| Avg Daily Volume (000s) | 7 | 53 | 15% |
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| Price Change (52-week) |
69.3% | 96.7% | 86% |
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| Growth | CBWA | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 11.3% | 7.6% | 63% |
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| Net Income (5yr) | 10.9% | 11.1% | 56% |
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| EPS (5yr) | 13.0% | 10.1% | 52 |
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| Dividends (5yr) | 0.0% | 3.6% | 0% |
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| Cash Flow (5yr) | (32.9%) | (17.0%) | 17% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | CBWA | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $27 | $190 | 15% |
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| Net Income (TTM) (Mil) | $7 | $51 | 44% |
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| EPS (TTM) | $1.783 | $2.500 | 70% |
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| Operating Cash Flow (TTM) (Mil) | na | $34 | na |
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| Net Cash Flow (TTM) (Mil) | na | $1 | na |
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| Long-Term Debt (Q1) (Mil) | $7 | $100 | 27% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | CBWA | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.18 | 1.27 | 29% |
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| P/E | 10.9 | 12.9 | 19% |
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| Dividend Yield | 0.0% | 2.2% | 0% |
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| PEG (5yr hist) | 0.8 | 1.1 | 39% |
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| Ratios | CBWA | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 25.8% | 28.9% | 85% |
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| ROA | 1.1% | 1.0% | 48% |
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| ROE | 11.8% | 11.1% | 63% |
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| Liabilities to Assets | 91.2% | 89.8% | 88% |
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| F-Score | 3 | 4 | 19% |
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Commencement Bancorp Inc. did not pass any screens on 7/31/2026.
