Is Coastal Financial Corporation (CCB) Overvalued?
We dive into why Coastal Financial Corporation (CCB) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Tudor Pop
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COMPANY SUMMARY
Coastal Financial Corporation operates as the bank holding company for Coastal Community Bank that provides various banking products and services to consumers and small and medium-sized businesses in the Puget Sound region in Washington. It accepts a range of deposit products, including demand and savings accounts, time deposits, and money market accounts. The company also offers commercial and industrial loans, such as term loans, commercial lines of credit, capital call lines working capital loans, equipment financing, borrowing base loans, small business administration loans, and other loan products; owner and non-owner-occupied real estate loans, and multi-family residential loans; construction and development loans; residential real estate loans; and consumer and other loans, including automobile, boat and recreational vehicle, and secured term loans, as well as personal lines of credit, including overdraft protection. In addition, it provides remote deposit capture, online and mobile banking, and direct and reciprocal deposit services; and debit cards. Further, the company offers business accounts and cash management services, including business checking and savings accounts, and treasury services, as well as Banking as a Service (BaaS), a platform that allows digital financial service partners to offer their customers banking services. The company was founded in 1997 and is headquartered in Everett, Washington.
Commentary & Analysis
Why Coastal Financial Corporation’s (CCB) Stock Is Up 5.56%
As of Monday, August 10, Coastal Financial Corporation’s CCB share price has surged by 5.56%, which has investors questioning if this is right time to sell.Jenna Brashear
Why Coastal Financial Corporation’s (CCB) Stock Is Up 6.84%
As of Friday, July 31, Coastal Financial Corporation’s CCB share price has surged by 6.84%, which has investors questioning if this is right time to sell.Rosalio Madrigal
Why Coastal Financial Corporation’s (CCB) Stock Is Down 44.17%
As of Thursday, July 30, Coastal Financial Corporation’s CCB share price has dipped by 44.17%, which has investors questioning if this is right time to buy.Jenna Brashear
What You Need to Know About Coastal Financial Corporation's Q3 Earnings
Coastal Financial Corporation's fiscal Q3 earnings report was released on Thursday, July 30. Let's dive in to see if (CCB) missed or beat analyst's expectations.Michael Rose
Financial Summary
| Share Statistics | CCB | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $707.4 | $745.4 | 40% |
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| Shares Out (Mil) | 15.2 | 15.3 | 26% |
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| Institutional Ownership | 70.6% | 83.2% | 43% |
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| Float (Mil) | 13.2 | 21.8 | 23% |
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| Beta | 0.77 | 0.42 | 46% |
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| Avg Daily Volume (000s) | 268 | 45 | 48% |
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| Price Change (52-week) |
(55.4%) | 94.6% | 12% |
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| Growth | CCB | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 43.5% | 7.7% | 94% |
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| Net Income (5yr) | 25.5% | 11.1% | 81% |
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| EPS (5yr) | 19.8% | 10.1% | 68 |
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| Dividends (5yr) | 0.0% | 3.6% | 0% |
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| Cash Flow (5yr) | 61.7% | (17.1%) | 95% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 3 | 3 | 4 | |
| Current EPS | $0.967 | $1.943 | $5.913 | |
| Month Ago EPS | $1.283 | $4.495 | $6.980 | |
| # Rev Up | 1 | 2 | 0 | |
| # Rev Down | 1 | 1 | 2 | |
| Three Months Ago EPS | $1.218 | $4.465 | $7.005 | |
| Year/Year Chg | (135.0%) | (36.5%) | na | |
| Financials | CCB | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $362 | $196 | 38% |
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| Net Income (TTM) (Mil) | ($4) | $55 | 34% |
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| EPS (TTM) | ($0.254) | $2.600 | 32% |
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| Operating Cash Flow (TTM) (Mil) | $270 | $35 | 63% |
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| Net Cash Flow (TTM) (Mil) | $289 | $2 | 87% |
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| Long-Term Debt (Q1) (Mil) | $52 | $100 | 39% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | CCB | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.53 | 1.25 | 39% |
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| P/E | na | 12.4 | na |
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| Dividend Yield | 0.0% | 2.2% | 0% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | CCB | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | (1.1%) | 29.1% | 30% |
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| ROA | (0.1%) | 1.1% | 38% |
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| ROE | (0.8%) | 11.3% | 34% |
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| Liabilities to Assets | 91.5% | 89.7% | 88% |
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| F-Score | 3 | 4 | 18% |
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Coastal Financial Corporation did not pass any screens on 8/21/2026.
