• Basic Membership Access to Journal, Shadow Stock portfolio & monthly updates for stock screens
  • A+ Investor Full access to AAII.com, Journal, and a power data suite for investment ideas
  • AAII Platinum Full access to all of AAII's model portfolios and premium services at a significant discount
  • Dividend Investing Newsletter and model portfolio that focuses on dividend growth
  • AAII Growth Investing Find secular growth stocks poised for outperformance regardless of macroeconomic conditions.
  • Retirement Investing Discover trusted strategies for every stage of retirement. Get actionable insights and resources for smart retirement planning.
  • Sentiment Investing A research-driven newsletter with 10+ signals decoding sentiment across retail and institutional behavior.
  • Stock Superstars Report Get stock ideas inspired by the market's leading professionals
  • VMQ Stocks For the value investor looking to harness academic research in an actively managed portfolio
  • Bits and Bips Newsletter delivering insights on linking traditional finance, macro trends and cryptocurrency opportunities to help investors build stronger, more diversified portfolios.
All premium products come with free basic membership.
Explore All Membership Options
Join Now

Stock Evaluator: Capitol Federal Financial, Inc. (CFFN)

Capitol Federal Financial, Inc. CFFN

$8.84 -0.02 -0.23%
July 31, 2026 4:00:00 PM EST November 10, 2021 Volume: 1,137,745
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company offers a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit, as well as retirement accounts. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans, as well as consumer loans, which include home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services and mortgage loan; operates a call center; and invests in various securities and mortgage-backed securities. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas.

Commentary & Analysis

Financial Summary

Share Statistics CFFN Industry
Median		 Percentile
(All Stocks)
Market Cap (Mil) $1,097.1 $716.9 46%
Shares Out (Mil) 126.6 15.7 67%
Institutional Ownership 96.3% 83.0% 70%
Float (Mil) 106.2 21.2 62%
Beta 0.67 0.48 39%
Avg Daily Volume (000s) 959 53 70%
Price Change
(52-week)		 45.4% 96.7% 78%
Growth CFFN Industry
Median		 Percentile
(All Stocks)
Sales (5yr) 1.4% 7.6% 21%
Net Income (5yr) 1.1% 11.1% 41%
EPS (5yr) 2.1% 10.1% 34
Dividends (5yr) 0.0% 3.6% 65%
Cash Flow (5yr) 36.3% (17.0%) 89%
Estimates Qtrly Current
Fiscal
Year		 Next
Fiscal
Year
# of Estimates 2 2 2
Current EPS $0.180 $0.685 $0.775
Month Ago EPS $0.185 $0.660 $0.720
# Rev Up 0 1 0
# Rev Down 0 0 0
Three Months Ago EPS $0.180 $0.660 $0.735
Year/Year Chg 13.2% 31.7% 69.2%
Financials CFFN Industry
Median		 Percentile
(All Stocks)
Sales (TTM) (Mil) $216 $190 33%
Net Income (TTM) (Mil) $78 $51 59%
EPS (TTM) $0.602 $2.500 55%
Operating Cash Flow (TTM) (Mil) $73 $34 50%
Net Cash Flow (TTM) (Mil) ($10) $1 31%
Long-Term Debt (Q1) (Mil) $1,072 $100 67%
Enterprise Value (Q1) (Mil) na $0 na
Valuation CFFN Industry
Median		 Percentile
(All Stocks)
P/B 1.08 1.27 25%
P/E 14.7 12.9 35%
Dividend Yield 3.8% 2.2% 89%
PEG (5yr hist) 7.0 1.1 91%
Ratios CFFN Industry
Median		 Percentile
(All Stocks)
Gross Margin na 68.8% na
Net Margin 36.7% 28.9% 93%
ROA 0.8% 1.0% 44%
ROE 7.5% 11.1% 50%
Liabilities to Assets 89.6% 89.8% 85%
F-Score 5 4 51%

Capitol Federal Financial, Inc. did not pass any screens on 7/31/2026.

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

Ⓒ 2026 American Association of Individual Investors