3 Undervalued Insurance Stocks for Tuesday, July 14
Discover the top 3 undervalued Insurance stocks for Tuesday, July 14 based on AAII’s Stock Grades.Rosalio Madrigal
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and critical illness policies to non-U.S. residents through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and critical illness products to middle- and lower-income households in Louisiana, Mississippi and Arkansas. This segment provides its products and services through funeral homes and independent agents. It also provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.
Commentary & Analysis
Why Citizens, Inc.’s (CIA) Stock Is Down 7.13%
As of Monday, June 29, Citizens, Inc.’s CIA share price has dipped by 7.13%, which has investors questioning if this is right time to buy.Jenna Brashear
Why Citizens, Inc.’s (CIA) Stock Is Down 5.10%
As of Wednesday, June 03, Citizens, Inc.’s CIA share price has dipped by 5.10%, which has investors questioning if this is right time to buy.Rosalio Madrigal
Why Citizens, Inc.’s (CIA) Stock Is Up 5.77%
As of Tuesday, May 26, Citizens, Inc.’s CIA share price has surged by 5.77%, which has investors questioning if this is right time to sell.Rosalio Madrigal
Why Citizens, Inc.’s (CIA) Stock Is Up 5.25%
As of Monday, May 11, Citizens, Inc.’s CIA share price has surged by 5.25%, which has investors questioning if this is right time to sell.Jenna Brashear
Financial Summary
| Share Statistics | CIA | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $245.7 | $7,044.0 | 30% |
|
| Shares Out (Mil) | 51.6 | 66.0 | 49% |
|
| Institutional Ownership | 91.8% | 81.8% | 60% |
|
| Float (Mil) | 45.1 | 67.4 | 45% |
|
| Beta | 0.50 | 0.51 | 28% |
|
| Avg Daily Volume (000s) | 110 | 195 | 37% |
|
| Price Change (52-week) |
18.5% | 91.0% | 61% |
|
| Growth | CIA | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 1.4% | 5.6% | 21% |
|
| Net Income (5yr) | 27.2% | 14.5% | 82% |
|
| EPS (5yr) | 26.9% | 15.6% | 77 |
|
| Dividends (5yr) | 0.0% | 3.8% | 0% |
|
| Cash Flow (5yr) | 11.5% | (14.5%) | 70% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | 1 | 1 | 1 | |
| Current EPS | $0.070 | $0.300 | $0.360 | |
| Month Ago EPS | $0.070 | $0.300 | $0.360 | |
| # Rev Up | 0 | 0 | 0 | |
| # Rev Down | 1 | 1 | 1 | |
| Three Months Ago EPS | $0.070 | $0.300 | $0.350 | |
| Year/Year Chg | 75.0% | 7.1% | na | |
| Financials | CIA | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $260 | $5,065 | 35% |
|
| Net Income (TTM) (Mil) | $19 | $534 | 49% |
|
| EPS (TTM) | $0.368 | $2.500 | 51% |
|
| Operating Cash Flow (TTM) (Mil) | $17 | $484 | 40% |
|
| Net Cash Flow (TTM) (Mil) | $0 | $9 | 44% |
|
| Long-Term Debt (Q1) (Mil) | $0 | $844 | 0% |
|
| Enterprise Value (Q1) (Mil) | $248 | $7,174 | 28% |
|
| Valuation | CIA | Industry Median |
Percentile (All Stocks) |
|
| P/B | 1.03 | 1.77 | 24% |
|
| P/E | 14.0 | 12.9 | 32% |
|
| Dividend Yield | 0.0% | 0.9% | 0% |
|
| PEG (5yr hist) | 0.5 | 0.5 | 25% |
|
| Ratios | CIA | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | 29.0% | 33.4% | 34% |
|
| Net Margin | 7.1% | 9.8% | 55% |
|
| ROA | 1.1% | 2.7% | 48% |
|
| ROE | 8.1% | 14.8% | 52% |
|
| Liabilities to Assets | 86.3% | 76.7% | 80% |
|
| F-Score | 6 | 6 | 69% |
|
Citizens, Inc. did not pass any screens on 7/30/2026.
