Is Grupo Cibest S.A. (CIB) Overvalued?
We dive into why Grupo Cibest S.A. (CIB) could be considered overvalued on 2026-07-20, based on AAII’s Value Score and Grade.Rosalio Madrigal
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COMPANY SUMMARY
Grupo Cibest S.A., together with its subsidiaries, provides various banking products and services in Colombia and internationally. It offers deposit products, including checking and savings accounts, fixed-term deposits, and investment products; credit alternatives solutions such as trade financing, working capital loans, mortgages, credit cards, personal, vehicle, payroll, and small business loans, and overdrafts; and factoring. It also provides financial and operating leases; capital markets, such as hedging instruments; trading, including interbank lending, repurchase agreements, foreign exchange transactions, and sovereign and corporate securities trading, brokerage and investment advisory services, access to local and international capital markets, and third-party asset management, as well as cash management, payables and receivables solutions, real-time web services, and SWIFT Net solutions. In addition, it provides foreign currency investment and trade finance solutions such as letters of credit and bills collection; bancassurance and insurance; and investment banking services include project finance, acquisition finance, large corporate loans, loan syndication, debt and equity capital markets, principal investments, mergers and acquisitions, and advisory on hedging strategies and restructurings. Further, it offers trust and fiduciary services, escrow accounts, investment funds, and real estate funds; and Nequi digital platform. Additionally, it provides roadside and medical assistance services; and BRE-b, mortgage lending innovations, payments through wompi, inflation-indexed sustainability loans, and Salud para ti. It serves physical branches, mobile branches, ATMs, online, computer, telephone, and mobile banking, banking correspondents, kiosks, and direct business connections. The company was formerly known as Bancolombia S.A. and changed its name to Grupo Cibest S.A. in May 2025. The company was founded in 1875 and is based in Medellín, Colombia.
Commentary & Analysis
Why Grupo Cibest S.A.’s (CIB) Stock Is Up 6.20%
As of Monday, June 22, Grupo Cibest S.A.’s CIB share price has surged by 6.20%, which has investors questioning if this is right time to sell.Rosalio Madrigal
Why Grupo Cibest S.A.’s (CIB) Stock Is Up 9.59%
As of Monday, June 01, Grupo Cibest S.A.’s CIB share price has surged by 9.59%, which has investors questioning if this is right time to sell.Michael Rose
Why Grupo Cibest S.A.’s (CIB) Stock Is Up 6.54%
As of Tuesday, May 26, Grupo Cibest S.A.’s CIB share price has surged by 6.54%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Why Grupo Cibest S.A.’s (CIB) Stock Is Down 5.31%
As of Thursday, March 12, Grupo Cibest S.A.’s CIB share price has dipped by 5.31%, which has investors questioning if this is right time to buy.Jenna Brashear
Financial Summary
| Share Statistics | CIB | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $24,584.8 | $716.9 | 88% |
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| Shares Out (Mil) | 0.3 | 15.7 | 2% |
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| Institutional Ownership | 100.0% | 83.0% | 99% |
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| Float (Mil) | 591.8 | 21.2 | 87% |
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| Beta | 0.47 | 0.48 | 26% |
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| Avg Daily Volume (000s) | 316 | 53 | 52% |
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| Price Change (52-week) |
111.7% | 96.7% | 93% |
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| Growth | CIB | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 20.8% | 7.6% | 82% |
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| Net Income (5yr) | 65.9% | 11.1% | 97% |
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| EPS (5yr) | 66.1% | 10.1% | 97 |
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| Dividends (5yr) | (14.9%) | 3.6% | 0% |
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| Cash Flow (5yr) | 78.5% | (17.0%) | 97% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 3 | 3 | 4 | |
| Current EPS | $2.303 | $9.504 | $10.582 | |
| Month Ago EPS | $2.179 | $8.879 | $9.539 | |
| # Rev Up | 1 | 1 | 1 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $2.153 | $8.175 | $8.994 | |
| Year/Year Chg | 468.6% | 400.5% | 495.2% | |
| Financials | CIB | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $6,586 | $190 | 79% |
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| Net Income (TTM) (Mil) | $967 | $51 | 86% |
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| EPS (TTM) | $1.019 | $2.500 | 61% |
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| Operating Cash Flow (TTM) (Mil) | ($6,321) | $34 | 1% |
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| Net Cash Flow (TTM) (Mil) | na | $1 | na |
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| Long-Term Debt (Q1) (Mil) | $5,078 | $100 | 86% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | CIB | Industry Median |
Percentile (All Stocks) |
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| P/B | 8.84 | 1.27 | 89% |
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| P/E | 48.8 | 12.9 | 83% |
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| Dividend Yield | 5.7% | 2.2% | 95% |
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| PEG (5yr hist) | 0.6 | 1.1 | 27% |
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| Ratios | CIB | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 14.7% | 28.9% | 72% |
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| ROA | 1.0% | 1.0% | 46% |
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| ROE | 9.9% | 11.1% | 57% |
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| Liabilities to Assets | 90.3% | 89.8% | 86% |
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| F-Score | 1 | 4 | na |
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Grupo Cibest S.A. did not pass any screens on 7/31/2026.
