What You Need to Know About Columbia Financial, Inc.'s Q4 Earnings
Columbia Financial, Inc.'s fiscal Q4 earnings report was released on Thursday, October 29. Let's dive in to see if (CLBK) missed or beat analyst's expectations.Rosalio Madrigal
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COMPANY SUMMARY
Columbia Financial, Inc. operates as a bank holding company for Columbia Bank that provides banking and other financial services to businesses and consumers in the United States. The company offers deposit products, including non-interest and interest-bearing demand accounts, savings and club deposits, money market accounts, and certificates of deposit. It also provides commercial loans, including multifamily and commercial real estate, commercial business, and construction loans; residential loans, such as one-to-four family residential real estate and one-to-four family residential loans; consumer loans, which includes home equity loans and advances, as well as automobile, personal, unsecured, and overdraft lines of credit; and securities activities. In addition, the company offers title insurance products; wealth management services; and cash management services comprising remote deposit, lockbox service, sweep accounts, and escrow services. Columbia Financial, Inc. was founded in 1926 and is based in Fair Lawn, New Jersey.
Commentary & Analysis
Which Is a Better Investment, Columbia Financial, Inc. or Flagstar Bank, National Association Stock?
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Is Columbia Financial, Inc. (CLBK) a Good Dividend Stock?
Learn more about Columbia Financial, Inc.'s (CLBK) dividend history and yield. Also, check out how they are graded based on valuation, growth and strength.Tudor Pop
Which Is a Better Investment, Beacon Financial Corporation or Columbia Financial, Inc. Stock?
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Which Is a Better Investment, Columbia Financial, Inc. or Live Oak Bancshares, Inc. Stock?
Learn more about whether Columbia Financial, Inc. or Live Oak Bancshares, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Tudor Pop
Financial Summary
| Share Statistics | CLBK | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $3,008.2 | $714.9 | 60% |
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| Shares Out (Mil) | 224.3 | 15.5 | 78% |
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| Institutional Ownership | 88.0% | 84.0% | 56% |
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| Float (Mil) | 261.8 | 21.7 | 77% |
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| Beta | 0.26 | 0.47 | 15% |
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| Avg Daily Volume (000s) | 3,360 | 57 | 88% |
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| Price Change (52-week) |
63.8% | 93.6% | 90% |
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| Growth | CLBK | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 1.2% | 7.6% | 21% |
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| Net Income (5yr) | (2.1%) | 11.1% | 37% |
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| EPS (5yr) | (0.4%) | 10.0% | 31 |
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| Dividends (5yr) | 0.0% | 3.7% | 0% |
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| Cash Flow (5yr) | (30.7%) | (17.1%) | 19% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 3 | 1 | 3 | |
| Current EPS | $0.163 | $0.630 | $0.760 | |
| Month Ago EPS | $0.167 | $0.613 | $0.770 | |
| # Rev Up | 1 | 1 | 0 | |
| # Rev Down | 0 | 0 | 1 | |
| Three Months Ago EPS | $0.091 | $0.336 | $0.355 | |
| Year/Year Chg | 154.7% | 172.7% | 289.6% | |
| Financials | CLBK | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $267 | $187 | 35% |
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| Net Income (TTM) (Mil) | $58 | $54 | 56% |
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| EPS (TTM) | $0.260 | $2.600 | 48% |
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| Operating Cash Flow (TTM) (Mil) | $78 | $34 | 50% |
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| Net Cash Flow (TTM) (Mil) | $841 | $2 | 93% |
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| Long-Term Debt (Q1) (Mil) | $1,235 | $99 | 68% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | CLBK | Industry Median |
Percentile (All Stocks) |
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| P/B | 2.13 | 1.29 | 56% |
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| P/E | 43.1 | 12.5 | 82% |
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| Dividend Yield | 1.8% | 2.2% | 75% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | CLBK | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 17.6% | 29.4% | 76% |
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| ROA | 0.5% | 1.1% | 41% |
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| ROE | 5.0% | 11.4% | 43% |
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| Liabilities to Assets | 90.2% | 89.7% | 86% |
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| F-Score | 6 | 4 | 67% |
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Columbia Financial, Inc. did not pass any screens on 11/4/2026.
