5 Undervalued Consumer Finance Stocks for Friday, July 31
Discover the top 5 undervalued Consumer Finance stocks for Friday, July 31 based on AAII’s Stock Grades.Michael Rose
Stock Evaluator: Capital One Financial Corporation (COF)
Capital One Financial Corporation COF
$208.30
1.19
0.57%
September 11, 2026 4:00:02 PM
EST
Volume: 2,539,483
After Hours: $120.37
0.15
|
0.12%
November 10, 2021 7:59 PM
EST
Volume: 72,713
USD
NYSE | DELAYED PRICE
| SECTOR | INDUSTRY |
| Financials | Consumer Finance |
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COMPANY SUMMARY
Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, time deposits, and sweep accounts. Its loan products include credit card and personal loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company offers credit and debit card products; bank lending; and provides advisory, capital markets, net interchange, treasury management, and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and the District of Columbia. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.
Commentary & Analysis
What You Need to Know About Capital One Financial Corporation's Q3 Earnings
Capital One Financial Corporation's fiscal Q3 earnings report was released on Tuesday, July 21. Let's dive in to see if (COF) missed or beat analyst's expectations.Michael Rose
Is Capital One Financial Corporation (COF) Overvalued?
We dive into why Capital One Financial Corporation (COF) could be considered overvalued on 2026-07-06, based on AAII’s Value Score and Grade.Rosalio Madrigal
Is Capital One Financial Corporation (COF) Overvalued?
We dive into why Capital One Financial Corporation (COF) could be considered overvalued on 2026-07-01, based on AAII’s Value Score and Grade.Michael Rose
Is Capital One Financial Corporation (COF) Overvalued?
We dive into why Capital One Financial Corporation (COF) could be considered overvalued on 2026-06-29, based on AAII’s Value Score and Grade.Tudor Pop
Financial Summary
| Share Statistics | COF | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $127,788.9 | $1,016.3 | 98% |
|
| Shares Out (Mil) | 621.1 | 37.2 | 90% |
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| Institutional Ownership | 99.1% | 78.9% | 85% |
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| Float (Mil) | 604.9 | 33.2 | 87% |
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| Beta | 1.02 | 1.05 | 62% |
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| Avg Daily Volume (000s) | 3,089 | 351 | 88% |
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| Price Change (52-week) |
(6.8%) | 77.5% | 42% |
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| Growth | COF | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 12.4% | 8.8% | 66% |
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| Net Income (5yr) | (2.0%) | 12.6% | 37% |
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| EPS (5yr) | (4.9%) | 15.8% | 25 |
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| Dividends (5yr) | 21.1% | 0.0% | 94% |
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| Cash Flow (5yr) | (10.4%) | (5.0%) | 58% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 16 | 20 | 20 | |
| Current EPS | $5.288 | $20.312 | $24.041 | |
| Month Ago EPS | $5.338 | $20.400 | $24.051 | |
| # Rev Up | 0 | 1 | 1 | |
| # Rev Down | 1 | 0 | 0 | |
| Three Months Ago EPS | $5.455 | $19.698 | $24.289 | |
| Year/Year Chg | 11.8% | 504.7% | 737.9% | |
| Financials | COF | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $48,110 | $1,133 | 97% |
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| Net Income (TTM) (Mil) | $10,520 | $155 | 99% |
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| EPS (TTM) | $16.206 | $1.600 | 97% |
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| Operating Cash Flow (TTM) (Mil) | $31,452 | $228 | 100% |
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| Net Cash Flow (TTM) (Mil) | ($5,697) | $2 | 1% |
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| Long-Term Debt (Q1) (Mil) | $46,077 | $925 | 98% |
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| Enterprise Value (Q1) (Mil) | na | $1,233 | na |
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| Valuation | COF | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.24 | 1.24 | 31% |
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| P/E | 13.4 | 10.1 | 32% |
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| Dividend Yield | 1.5% | 0.0% | 72% |
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| PEG (5yr hist) | na | 0.5 | na |
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| Ratios | COF | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 74.0% | na |
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| Net Margin | 21.9% | 10.5% | 80% |
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| ROA | 1.6% | 2.8% | 52% |
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| ROE | 10.1% | 13.8% | 57% |
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| Liabilities to Assets | 83.1% | 78.0% | 77% |
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| F-Score | 4 | 5 | na |
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Capital One Financial Corporation did not pass any screens on 9/11/2026.
