Why Consumer Portfolio Services, Inc.’s (CPSS) Stock Is Up 5.68%
As of Friday, September 04, Consumer Portfolio Services, Inc.’s CPSS share price has surged by 5.68%, which has investors questioning if this is right time to sell.Jenna Brashear
Stock Evaluator: Consumer Portfolio Services, Inc. (CPSS)
Consumer Portfolio Services, Inc. CPSS
$10.17
0.29
2.94%
November 6, 2026 4:00:00 PM
EST
Volume: 15,220
After Hours: $120.37
0.15
|
0.12%
November 10, 2021 7:59 PM
EST
Volume: 72,713
USD
NASD | DELAYED PRICE
| SECTOR | INDUSTRY |
| Financials | Consumer Finance |
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COMPANY SUMMARY
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.
Commentary & Analysis
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Is Consumer Portfolio Services, Inc. (CPSS) Overvalued?
We dive into why Consumer Portfolio Services, Inc. (CPSS) could be considered overvalued on 2026-08-21, based on AAII’s Value Score and Grade.Jenna Brashear
3 Undervalued Consumer Finance Stocks for Monday, July 27
Discover the top 3 undervalued Consumer Finance stocks for Monday, July 27 based on AAII’s Stock Grades.Tudor Pop
Why Consumer Portfolio Services, Inc.’s (CPSS) Stock Is Down 7.38%
As of Monday, July 06, Consumer Portfolio Services, Inc.’s CPSS share price has dipped by 7.38%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
Financial Summary
| Share Statistics | CPSS | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $222.2 | $809.5 | 29% |
|
| Shares Out (Mil) | 23.3 | 36.5 | 33% |
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| Institutional Ownership | 37.2% | 79.5% | 15% |
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| Float (Mil) | 8.7 | 32.8 | 18% |
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| Beta | 1.14 | 1.09 | 68% |
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| Avg Daily Volume (000s) | 28 | 462 | 24% |
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| Price Change (52-week) |
19.8% | 73.7% | 70% |
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| Growth | CPSS | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 1.5% | 9.1% | 22% |
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| Net Income (5yr) | (2.3%) | 14.1% | 37% |
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| EPS (5yr) | (2.3%) | 15.7% | 28 |
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| Dividends (5yr) | 0.0% | 0.0% | 0% |
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| Cash Flow (5yr) | 60.3% | (2.8%) | 95% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | CPSS | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $224 | $1,066 | 33% |
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| Net Income (TTM) (Mil) | $24 | $155 | 49% |
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| EPS (TTM) | $1.087 | $1.400 | 62% |
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| Operating Cash Flow (TTM) (Mil) | $360 | $226 | 66% |
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| Net Cash Flow (TTM) (Mil) | $28 | $6 | 65% |
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| Long-Term Debt (Q1) (Mil) | $3,346 | $963 | 81% |
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| Enterprise Value (Q1) (Mil) | na | $1,317 | na |
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| Valuation | CPSS | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.69 | 1.22 | 16% |
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| P/E | 10.1 | 8.9 | 19% |
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| Dividend Yield | 0.0% | 0.0% | 0% |
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| PEG (5yr hist) | na | 0.6 | na |
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| Ratios | CPSS | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 100.0% | 78.5% | 96% |
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| Net Margin | 10.6% | 11.3% | 63% |
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| ROA | 0.5% | 2.8% | 41% |
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| ROE | 7.5% | 13.8% | 49% |
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| Liabilities to Assets | 93.3% | 78.5% | 91% |
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| F-Score | 4 | 5 | 33% |
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Passing Stock Screens
As of 11/6/2026, from a list of 60 stock screening strategies,
FACTOR STRATEGY
Dual Cash Flow Screen
Factors: Quality, Growth
An analysis that can provide advance notice that a company may be facing financial trouble, though earnings and sales appear strong.
| Performance Since Inception: | 11.2% |
| +/- S&P 500: | +3.8 |
