3 Undervalued Consumer Finance Stocks for Monday, July 27
Discover the top 3 undervalued Consumer Finance stocks for Monday, July 27 based on AAII’s Stock Grades.Tudor Pop
| SECTOR | INDUSTRY |
| Financials | Consumer Finance |
A+ Stock Grade Summary:
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| GROWTH: |
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| MOMENTUM: |
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| EPS REVISIONS: |
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| QUALITY: |
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Tudor Pop
Cynthia McLaughlin
Rosalio Madrigal
Michael Rose
Jenna Brashear
| Share Statistics | CPSS | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $199.8 | $1,213.4 | 27% |
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| Shares Out (Mil) | 23.5 | 36.6 | 33% |
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| Institutional Ownership | 38.0% | 78.3% | 16% |
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| Float (Mil) | 8.6 | 32.9 | 17% |
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| Beta | 1.11 | 1.02 | 67% |
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| Avg Daily Volume (000s) | 15 | 450 | 19% |
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| Price Change (52-week) |
9.8% | 80.0% | 53% |
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| Growth | CPSS | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 1.5% | 8.6% | 22% |
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| Net Income (5yr) | (2.3%) | 14.1% | 37% |
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| EPS (5yr) | (2.3%) | 15.9% | 28 |
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| Dividends (5yr) | 0.0% | 0.0% | 0% |
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| Cash Flow (5yr) | 60.3% | (2.8%) | 95% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | CPSS | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $212 | $1,268 | 32% |
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| Net Income (TTM) (Mil) | $22 | $154 | 49% |
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| EPS (TTM) | $0.986 | $1.700 | 61% |
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| Operating Cash Flow (TTM) (Mil) | $351 | $247 | 66% |
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| Net Cash Flow (TTM) (Mil) | $20 | $2 | 62% |
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| Long-Term Debt (Q1) (Mil) | $2,681 | $963 | 78% |
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| Enterprise Value (Q1) (Mil) | na | $1,294 | na |
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| Valuation | CPSS | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.62 | 1.32 | 10% |
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| P/E | 10.2 | 10.0 | 17% |
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| Dividend Yield | 0.0% | 0.0% | 0% |
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| PEG (5yr hist) | na | 0.5 | na |
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| Ratios | CPSS | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 100.0% | 75.8% | 96% |
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| Net Margin | 10.2% | 14.6% | 63% |
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| ROA | 0.5% | 2.8% | 41% |
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| ROE | 6.9% | 14.4% | 48% |
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| Liabilities to Assets | 92.8% | 78.5% | 90% |
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| F-Score | 5 | 5 | 50% |
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Consumer Portfolio Services, Inc. did not pass any screens on 8/20/2026.
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors