Is Century Financial Corp PA (CYFL) Stock a Good Investment?
Learn more about Century Financial Corp PA's (CYFL) stock grades for Growth and determine whether this Banks stock meets your investment needs.Grace Malone
A+ Stock Grade Summary:
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COMPANY SUMMARY
Century Financial Corporation operates as a bank holding company for Century Bank and Trust that provides a range of financial and trust services. The company's primary deposit products include checking, savings, term certificate, and individual retirement accounts. It also provides residential mortgages, commercial, and installment consumer loans; home equity, auto, specialty item, debt consolidation, construction and renovation, business term, and agri-business loans; small business Loans; real estate financing; lines of credit; letters of credit; and government loan guaranty programs. In addition, the company offers account and deposit management; receivables and payments management services, such as direct payment, remote deposit, merchant, lock box processing, and cash concentration services; and online and mobile banking services. Further, it offers account alerts; night and direct deposit, notary, wire transfer, guarantee, and ATM services; reorder and cashier's checks; debit, credit, gift, reloadable, and payroll cards; mobile wallets; and safe deposit boxes. Additionally, the company provides trust, investment planning, estate and financial planning, insurance advisory, and retirement planning services. It serves individuals and businesses. Century Financial Corporation was founded in 1890 and is headquartered in Coldwater, Michigan.
Commentary & Analysis
Financial Summary
| Share Statistics | CYFL | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $78.3 | $716.9 | 20% |
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| Shares Out (Mil) | 1.7 | 15.7 | 6% |
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| Institutional Ownership | na | 83.0% | na |
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| Float (Mil) | 1.7 | 21.2 | 4% |
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| Beta | 0.16 | 0.48 | 11% |
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| Avg Daily Volume (000s) | 1 | 53 | 4% |
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| Price Change (52-week) |
71.1% | 96.7% | 87% |
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| Growth | CYFL | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 8.5% | 7.6% | 52% |
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| Net Income (5yr) | 12.5% | 11.1% | 59% |
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| EPS (5yr) | 14.6% | 10.1% | 55 |
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| Dividends (5yr) | 5.6% | 3.6% | 78% |
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| Cash Flow (5yr) | (16.5%) | (17.0%) | 43% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | CYFL | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $26 | $190 | 15% |
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| Net Income (TTM) (Mil) | $9 | $51 | 45% |
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| EPS (TTM) | $5.541 | $2.500 | 88% |
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| Operating Cash Flow (TTM) (Mil) | na | $34 | na |
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| Net Cash Flow (TTM) (Mil) | na | $1 | na |
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| Long-Term Debt (Q1) (Mil) | $5 | $100 | 25% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | CYFL | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.18 | 1.27 | 29% |
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| P/E | 8.6 | 12.9 | 11% |
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| Dividend Yield | 2.2% | 2.2% | 78% |
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| PEG (5yr hist) | 0.6 | 1.1 | 28% |
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| Ratios | CYFL | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 35.9% | 28.9% | 93% |
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| ROA | 2.0% | 1.0% | 56% |
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| ROE | 16.1% | 11.1% | 73% |
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| Liabilities to Assets | 86.1% | 89.8% | 80% |
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| F-Score | 4 | 4 | 34% |
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Century Financial Corporation did not pass any screens on 7/31/2026.
