Why Dave Inc.’s (DAVE) Stock Is Down 7.81%
As of Tuesday, July 28, Dave Inc.’s DAVE share price has dipped by 7.81%, which has investors questioning if this is right time to buy.Rosalio Madrigal
A+ Stock Grade Summary:
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COMPANY SUMMARY
Dave Inc. provides various financial products and services through its financial services platform in the United States. It offers Budget, personal financial management tool that helps members anticipate upcoming transactions and receive notifications by utilizing historical bank account data to identify recurring charges; ExtraCash, a form of a discretionary overdraft to bridge liquidity gaps between paycheck; Side Hustle, a job application portal to find supplemental or temporary work. The company also provides Dave Checking, a digital demand deposit account. Dave Inc. was founded in 2015 and is headquartered in Los Angeles, California.
Commentary & Analysis
Why Dave Inc.’s (DAVE) Stock Is Down 5.54%
As of Thursday, July 23, Dave Inc.’s DAVE share price has dipped by 5.54%, which has investors questioning if this is right time to buy.Michael Rose
Why Dave Inc.’s (DAVE) Stock Is Down 6.03%
As of Friday, July 17, Dave Inc.’s DAVE share price has dipped by 6.03%, which has investors questioning if this is right time to buy.Michael Rose
Why Dave Inc.’s (DAVE) Stock Is Up 7.56%
As of Wednesday, July 01, Dave Inc.’s DAVE share price has surged by 7.56%, which has investors questioning if this is right time to sell.Rosalio Madrigal
Which Is a Better Investment, Dave Inc. or Encore Capital Group, Inc. Stock?
Learn more about whether Dave Inc. or Encore Capital Group, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Tudor Pop
Financial Summary
| Share Statistics | DAVE | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $4,738.5 | $1,153.3 | 66% |
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| Shares Out (Mil) | 14.4 | 36.1 | 26% |
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| Institutional Ownership | 81.2% | 79.0% | 50% |
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| Float (Mil) | 9.4 | 32.7 | 19% |
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| Beta | 3.83 | 1.06 | 99% |
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| Avg Daily Volume (000s) | 425 | 364 | 56% |
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| Price Change (52-week) |
55.2% | 77.7% | 82% |
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| Growth | DAVE | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 35.4% | 7.7% | 92% |
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| Net Income (5yr) | 97.4% | 12.6% | 99% |
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| EPS (5yr) | 55.3% | 17.1% | 94 |
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| Dividends (5yr) | 0.0% | 0.0% | 0% |
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| Cash Flow (5yr) | 51.4% | (2.8%) | 94% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 12 | 12 | 12 | |
| Current EPS | $3.839 | $16.665 | $21.255 | |
| Month Ago EPS | $3.826 | $16.596 | $20.660 | |
| # Rev Up | 1 | 1 | 1 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $3.403 | $14.838 | $17.610 | |
| Year/Year Chg | (4.5%) | 23.2% | 123.2% | |
| Financials | DAVE | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $605 | $1,086 | 44% |
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| Net Income (TTM) (Mil) | $225 | $147 | 70% |
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| EPS (TTM) | $16.736 | $1.600 | 97% |
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| Operating Cash Flow (TTM) (Mil) | $327 | $231 | 66% |
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| Net Cash Flow (TTM) (Mil) | $87 | $6 | 76% |
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| Long-Term Debt (Q1) (Mil) | $193 | $808 | 50% |
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| Enterprise Value (Q1) (Mil) | $5,715 | $1,297 | 65% |
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| Valuation | DAVE | Industry Median |
Percentile (All Stocks) |
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| P/B | 23.25 | 1.44 | 96% |
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| P/E | 23.9 | 9.2 | 59% |
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| Dividend Yield | 0.0% | 0.0% | 0% |
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| PEG (5yr hist) | 0.4 | 0.5 | 20% |
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| Ratios | DAVE | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 72.1% | 75.1% | 83% |
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| Net Margin | 37.2% | 14.6% | 93% |
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| ROA | 53.2% | 2.9% | 99% |
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| ROE | 111.6% | 14.6% | 96% |
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| Liabilities to Assets | 61.6% | 79.0% | 56% |
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| F-Score | 6 | 5 | 69% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
FACTOR STRATEGY
Fundamental Rule of Thumb Screen
Factors: Value
An old value screen combining the P/E ratio, dividend yield, and an adjusted return on equity that's still applicable in today's market.
| Performance Since Inception: | 6.6% |
| +/- S&P 500: | -0.9 |
