Stock Evaluator: Dave Inc. (DAVE)

Dave Inc. DAVE

$368.42 15.02 4.25%
October 9, 2026 4:00:00 PM EST November 10, 2021 Volume: 180,650
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Consumer Finance

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Dave Inc. provides various financial products and services through its financial services platform in the United States. It offers Budget, personal financial management tool that helps members anticipate upcoming transactions and receive notifications by utilizing historical bank account data to identify recurring charges; ExtraCash, a form of a discretionary overdraft to bridge liquidity gaps between paycheck; Side Hustle, a job application portal to find supplemental or temporary work. The company also provides Dave Checking, a digital demand deposit account. Dave Inc. was founded in 2015 and is headquartered in Los Angeles, California.

Commentary & Analysis


Financial Summary

Share Statistics DAVE Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $4,699.4 $849.6 67%
Shares Out (Mil) 13.7 37.8 25%
Institutional Ownership 82.5% 78.3% 51%
Float (Mil) 9.5 33.4 18%
Beta 3.84 1.02 99%
Avg Daily Volume (000s) 268 294 48%
Price Change
(52-week)
77.1% 76.7% 91%
Growth DAVE Industry
Median
Percentile
(All Stocks)
Sales (5yr) 35.4% 9.3% 92%
Net Income (5yr) 97.4% 15.8% 99%
EPS (5yr) 55.3% 15.9% 94
Dividends (5yr) 0.0% 0.0% 0%
Cash Flow (5yr) 51.4% (6.4%) 94%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 14 14 14
Current EPS $4.463 $17.377 $22.256
Month Ago EPS $4.445 $17.326 $21.982
# Rev Up 1 1 1
# Rev Down 0 0 0
Three Months Ago EPS $4.313 $16.621 $20.939
Year/Year Chg 810.8% 28.4% 124.8%
Financials DAVE Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $644 $1,268 44%
Net Income (TTM) (Mil) $223 $154 69%
EPS (TTM) $16.764 $1.300 97%
Operating Cash Flow (TTM) (Mil) $327 $228 66%
Net Cash Flow (TTM) (Mil) $148 $5 81%
Long-Term Debt (Q1) (Mil) $193 $963 49%
Enterprise Value (Q1) (Mil) $4,487 $1,233 61%
Valuation DAVE Industry
Median
Percentile
(All Stocks)
P/B 22.60 1.19 96%
P/E 23.6 9.0 62%
Dividend Yield 0.0% 0.0% 0%
PEG (5yr hist) 0.4 0.5 21%
Ratios DAVE Industry
Median
Percentile
(All Stocks)
Gross Margin 71.7% 74.0% 82%
Net Margin 34.6% 10.3% 92%
ROA 47.7% 2.9% 99%
ROE 104.8% 13.2% 97%
Liabilities to Assets 63.6% 77.4% 58%
F-Score 6 5 67%

Passing Stock Screens

As of 10/9/2026, from a list of 60 stock screening strategies, DAVE meetings the criteria of 1 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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