Is Eastern Bankshares, Inc. (EBC) Overvalued?
We dive into why Eastern Bankshares, Inc. (EBC) could be considered overvalued on 2026-07-29, based on AAII’s Value Score and Grade.Jenna Brashear
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COMPANY SUMMARY
Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States. The company offers deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also provides commercial and industrial products, such as asset based lending portfolio; commercial real estate and construction; small business, residential real estate, and home equity loans; lines of credit; and other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company offers wealth management and trust services, financial planning, and portfolio management; and automated lock box collection, cash management, and account reconciliation services. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.
Commentary & Analysis
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What You Need to Know About Eastern Bankshares, Inc.'s Q3 Earnings
Eastern Bankshares, Inc.'s fiscal Q3 earnings report was released on Thursday, July 23. Let's dive in to see if (EBC) missed or beat analyst's expectations.Michael Rose
Which Is a Better Investment, Eastern Bankshares, Inc. or 1st Source Corporation Stock?
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Which Is a Better Investment, Eastern Bankshares, Inc. or National Bank Holdings Corporation Stock?
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Financial Summary
| Share Statistics | EBC | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $5,028.5 | $716.9 | 67% |
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| Shares Out (Mil) | 223.4 | 15.7 | 79% |
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| Institutional Ownership | 98.2% | 83.0% | 78% |
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| Float (Mil) | 201.7 | 21.2 | 74% |
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| Beta | 0.68 | 0.48 | 39% |
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| Avg Daily Volume (000s) | 3,644 | 53 | 89% |
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| Price Change (52-week) |
46.4% | 96.7% | 78% |
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| Growth | EBC | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 5.6% | 7.6% | 39% |
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| Net Income (5yr) | 31.2% | 11.1% | 85% |
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| EPS (5yr) | 27.0% | 10.1% | 78 |
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| Dividends (5yr) | 0.0% | 3.6% | 69% |
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| Cash Flow (5yr) | (18.6%) | (17.0%) | 36% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 8 | 8 | 8 | |
| Current EPS | $0.492 | $1.872 | $2.132 | |
| Month Ago EPS | $0.495 | $1.873 | $2.169 | |
| # Rev Up | 1 | 1 | 2 | |
| # Rev Down | 0 | 0 | 1 | |
| Three Months Ago EPS | $0.496 | $1.873 | $2.163 | |
| Year/Year Chg | 69.7% | 335.3% | na | |
| Financials | EBC | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,033 | $190 | 51% |
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| Net Income (TTM) (Mil) | $371 | $51 | 75% |
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| EPS (TTM) | $1.778 | $2.500 | 69% |
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| Operating Cash Flow (TTM) (Mil) | $376 | $34 | 68% |
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| Net Cash Flow (TTM) (Mil) | ($37) | $1 | 21% |
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| Long-Term Debt (Q1) (Mil) | $786 | $100 | 64% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | EBC | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.19 | 1.27 | 29% |
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| P/E | 13.0 | 12.9 | 28% |
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| Dividend Yield | 2.6% | 2.2% | 81% |
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| PEG (5yr hist) | 0.5 | 1.1 | 23% |
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| Ratios | EBC | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 34.3% | 28.9% | 92% |
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| ROA | 1.3% | 1.0% | 50% |
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| ROE | 9.4% | 11.1% | 56% |
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| Liabilities to Assets | 86.0% | 89.8% | 80% |
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| F-Score | 4 | 4 | 34% |
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Eastern Bankshares, Inc. did not pass any screens on 7/31/2026.
