Stock Evaluator: Encore Capital Group, Inc. (ECPG)

Encore Capital Group, Inc. ECPG

$94.08 -0.01 -0.01%
July 31, 2026 4:00:00 PM EST November 10, 2021 Volume: 223,301
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Consumer Finance

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

Commentary & Analysis


Financial Summary

Share Statistics ECPG Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $2,017.3 $1,156.8 54%
Shares Out (Mil) 22.3 36.1 32%
Institutional Ownership 97.8% 78.9% 76%
Float (Mil) 20.9 32.7 30%
Beta 1.33 1.06 77%
Avg Daily Volume (000s) 400 358 55%
Price Change
(52-week)
150.5% 77.4% 96%
Growth ECPG Industry
Median
Percentile
(All Stocks)
Sales (5yr) 3.3% 7.7% 28%
Net Income (5yr) 3.9% 12.6% 45%
EPS (5yr) 10.3% 17.1% 47
Dividends (5yr) 0.0% 0.0% 0%
Cash Flow (5yr) (79.2%) (2.8%) 1%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 1 na na
Current EPS $2.620 $12.997 $14.113
Month Ago EPS $2.620 na na
# Rev Up 1 2 2
# Rev Down 0 1 0
Three Months Ago EPS $2.705 $11.845 $13.355
Year/Year Chg (32.1%) 19.1% na
Financials ECPG Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $1,851 $1,133 59%
Net Income (TTM) (Mil) $296 $147 73%
EPS (TTM) $13.054 $1.500 96%
Operating Cash Flow (TTM) (Mil) $190 $231 59%
Net Cash Flow (TTM) (Mil) $40 $4 69%
Long-Term Debt (Q1) (Mil) $4,033 $808 83%
Enterprise Value (Q1) (Mil) $5,612 $1,280 65%
Valuation ECPG Industry
Median
Percentile
(All Stocks)
P/B 1.95 1.46 50%
P/E 7.3 9.3 8%
Dividend Yield 0.0% 0.0% 0%
PEG (5yr hist) 0.7 0.6 34%
Ratios ECPG Industry
Median
Percentile
(All Stocks)
Gross Margin 100.0% 75.1% 96%
Net Margin 16.0% 14.6% 74%
ROA 5.7% 2.9% 75%
ROE 32.0% 14.9% 88%
Liabilities to Assets 81.0% 79.0% 76%
F-Score 6 5 69%

Passing Stock Screens

As of 7/30/2026, from a list of 60 stock screening strategies, ECPG meetings the criteria of 1 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

Ⓒ 2026 American Association of Individual Investors