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Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.
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Michael Rose
Financial Summary
Share Statistics
ECPG
Industry Median
Percentile (All Stocks)
Market Cap (Mil)
$2,017.3
$1,156.8
54%
Shares Out (Mil)
22.3
36.1
32%
Institutional Ownership
97.8%
78.9%
76%
Float (Mil)
20.9
32.7
30%
Beta
1.33
1.06
77%
Avg Daily Volume (000s)
400
358
55%
Price Change (52-week)
150.5%
77.4%
96%
Growth
ECPG
Industry Median
Percentile (All Stocks)
Sales (5yr)
3.3%
7.7%
28%
Net Income (5yr)
3.9%
12.6%
45%
EPS (5yr)
10.3%
17.1%
47
Dividends (5yr)
0.0%
0.0%
0%
Cash Flow (5yr)
(79.2%)
(2.8%)
1%
Estimates
Qtrly
Current Fiscal Year
Next Fiscal Year
# of Estimates
1
na
na
Current EPS
$2.620
$12.997
$14.113
Month Ago EPS
$2.620
na
na
# Rev Up
1
2
2
# Rev Down
0
1
0
Three Months Ago EPS
$2.705
$11.845
$13.355
Year/Year Chg
(32.1%)
19.1%
na
Financials
ECPG
Industry Median
Percentile (All Stocks)
Sales (TTM) (Mil)
$1,851
$1,133
59%
Net Income (TTM) (Mil)
$296
$147
73%
EPS (TTM)
$13.054
$1.500
96%
Operating Cash Flow (TTM) (Mil)
$190
$231
59%
Net Cash Flow (TTM) (Mil)
$40
$4
69%
Long-Term Debt (Q1) (Mil)
$4,033
$808
83%
Enterprise Value (Q1) (Mil)
$5,612
$1,280
65%
Valuation
ECPG
Industry Median
Percentile (All Stocks)
P/B
1.95
1.46
50%
P/E
7.3
9.3
8%
Dividend Yield
0.0%
0.0%
0%
PEG (5yr hist)
0.7
0.6
34%
Ratios
ECPG
Industry Median
Percentile (All Stocks)
Gross Margin
100.0%
75.1%
96%
Net Margin
16.0%
14.6%
74%
ROA
5.7%
2.9%
75%
ROE
32.0%
14.9%
88%
Liabilities to Assets
81.0%
79.0%
76%
F-Score
6
5
69%
Passing Stock Screens
As of 7/30/2026, from a list of 60 stock screening strategies,
ECPG meetings the criteria of 1 screen:
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors