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Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.
Learn more about whether Encore Capital Group, Inc. or Happen, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.
As of Wednesday, August 12, Encore Capital Group, Inc.’s ECPG share price has surged by
5.37%, which has investors questioning if this is right time to sell.
As of Thursday, August 06, Encore Capital Group, Inc.’s ECPG share price has surged by
7.08%, which has investors questioning if this is right time to sell.
Learn more about whether Encore Capital Group, Inc. or FirstCash Holdings, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.
Michael Rose
Financial Summary
Share Statistics
ECPG
Industry Median
Percentile (All Stocks)
Market Cap (Mil)
$2,081.5
$1,213.4
54%
Shares Out (Mil)
22.8
36.6
32%
Institutional Ownership
95.9%
78.3%
68%
Float (Mil)
20.2
32.9
29%
Beta
na
1.02
na
Avg Daily Volume (000s)
369
450
53%
Price Change (52-week)
136.0%
80.0%
94%
Growth
ECPG
Industry Median
Percentile (All Stocks)
Sales (5yr)
3.3%
8.6%
28%
Net Income (5yr)
3.9%
14.1%
45%
EPS (5yr)
10.3%
15.9%
47
Dividends (5yr)
0.0%
0.0%
0%
Cash Flow (5yr)
(79.2%)
(2.8%)
1%
Estimates
Qtrly
Current Fiscal Year
Next Fiscal Year
# of Estimates
na
na
na
Current EPS
$3.348
$13.518
$14.620
Month Ago EPS
$3.080
na
na
# Rev Up
1
2
2
# Rev Down
1
1
0
Three Months Ago EPS
$3.085
$12.990
$13.490
Year/Year Chg
19.1%
23.9%
na
Financials
ECPG
Industry Median
Percentile (All Stocks)
Sales (TTM) (Mil)
$1,901
$1,268
59%
Net Income (TTM) (Mil)
$302
$154
72%
EPS (TTM)
$13.579
$1.700
96%
Operating Cash Flow (TTM) (Mil)
$151
$247
56%
Net Cash Flow (TTM) (Mil)
$10
$2
56%
Long-Term Debt (Q1) (Mil)
$3,950
$963
83%
Enterprise Value (Q1) (Mil)
na
$1,294
na
Valuation
ECPG
Industry Median
Percentile (All Stocks)
P/B
1.93
1.32
49%
P/E
7.4
10.0
9%
Dividend Yield
0.0%
0.0%
0%
PEG (5yr hist)
0.7
0.5
35%
Ratios
ECPG
Industry Median
Percentile (All Stocks)
Gross Margin
100.0%
75.8%
96%
Net Margin
15.9%
14.6%
74%
ROA
5.6%
2.8%
74%
ROE
30.5%
14.4%
88%
Liabilities to Assets
80.6%
78.5%
75%
F-Score
6
5
67%
Passing Stock Screens
As of 8/20/2026, from a list of 60 stock screening strategies,
ECPG meetings the criteria of 1 screen:
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors