Why Encore Capital Group, Inc.’s (ECPG) Stock Is Down 6.25%
As of Friday, November 06, Encore Capital Group, Inc.’s ECPG share price has dipped by 6.25%, which has investors questioning if this is right time to buy.Rosalio Madrigal
Stock Evaluator: Encore Capital Group, Inc. (ECPG)
Encore Capital Group, Inc. ECPG
$114.14
-12.03
-9.53%
November 6, 2026 4:00:00 PM
EST
Volume: 448,417
After Hours: $120.37
0.15
|
0.12%
November 10, 2021 7:59 PM
EST
Volume: 72,713
USD
NASD | DELAYED PRICE
| SECTOR | INDUSTRY |
| Financials | Consumer Finance |
A+ Stock Grade Summary:
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COMPANY SUMMARY
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.
Commentary & Analysis
Why Encore Capital Group, Inc.’s (ECPG) Stock Is Up 19.66%
As of Thursday, November 05, Encore Capital Group, Inc.’s ECPG share price has surged by 19.66%, which has investors questioning if this is right time to sell.Tudor Pop
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Financial Summary
| Share Statistics | ECPG | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $2,381.7 | $809.5 | 57% |
|
| Shares Out (Mil) | 22.3 | 36.5 | 32% |
|
| Institutional Ownership | 97.9% | 79.5% | 76% |
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| Float (Mil) | 20.6 | 32.8 | 29% |
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| Beta | 1.31 | 1.09 | 76% |
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| Avg Daily Volume (000s) | 290 | 462 | 49% |
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| Price Change (52-week) |
167.0% | 73.7% | 98% |
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| Growth | ECPG | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 3.3% | 9.1% | 29% |
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| Net Income (5yr) | 3.9% | 14.1% | 45% |
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| EPS (5yr) | 10.3% | 15.7% | 48 |
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| Dividends (5yr) | 0.0% | 0.0% | 0% |
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| Cash Flow (5yr) | (79.2%) | (2.8%) | 2% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | $3.348 | $13.518 | $14.745 | |
| Month Ago EPS | na | na | na | |
| # Rev Up | 1 | 2 | 2 | |
| # Rev Down | 1 | 1 | 0 | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | (39.9%) | 23.9% | na | |
| Financials | ECPG | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,985 | $1,066 | 60% |
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| Net Income (TTM) (Mil) | $351 | $155 | 74% |
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| EPS (TTM) | $16.139 | $1.400 | 97% |
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| Operating Cash Flow (TTM) (Mil) | $176 | $226 | 57% |
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| Net Cash Flow (TTM) (Mil) | ($14) | $6 | 29% |
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| Long-Term Debt (Q1) (Mil) | $4,238 | $963 | 83% |
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| Enterprise Value (Q1) (Mil) | $6,712 | $1,317 | 68% |
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| Valuation | ECPG | Industry Median |
Percentile (All Stocks) |
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| P/B | 2.22 | 1.22 | 59% |
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| P/E | 7.3 | 8.9 | 10% |
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| Dividend Yield | 0.0% | 0.0% | 0% |
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| PEG (5yr hist) | 0.7 | 0.6 | 36% |
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| Ratios | ECPG | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 100.0% | 78.5% | 96% |
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| Net Margin | 17.7% | 11.3% | 76% |
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| ROA | 6.4% | 2.8% | 76% |
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| ROE | 34.5% | 13.8% | 89% |
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| Liabilities to Assets | 81.0% | 78.5% | 76% |
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| F-Score | 6 | 5 | na |
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Passing Stock Screens
As of 11/6/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Kirkpatrick Bargain Screen
Factors: Value, Momentum
Investing model outlined in Charles Kirkpatrick's book, Beat the Market: Invest by Knowing What Stocks to Buy and What Stocks to Sell.
| Performance Since Inception: | 6.9% |
| +/- S&P 500: | -0.5 |
