Stock Evaluator: Encore Capital Group, Inc. (ECPG)

Encore Capital Group, Inc. ECPG

$101.26 -0.95 -0.93%
August 19, 2026 4:00:00 PM EST November 10, 2021 Volume: 296,619
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Consumer Finance

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

Commentary & Analysis


Financial Summary

Share Statistics ECPG Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $2,081.5 $1,213.4 54%
Shares Out (Mil) 22.8 36.6 32%
Institutional Ownership 95.9% 78.3% 68%
Float (Mil) 20.2 32.9 29%
Beta na 1.02 na
Avg Daily Volume (000s) 369 450 53%
Price Change
(52-week)
136.0% 80.0% 94%
Growth ECPG Industry
Median
Percentile
(All Stocks)
Sales (5yr) 3.3% 8.6% 28%
Net Income (5yr) 3.9% 14.1% 45%
EPS (5yr) 10.3% 15.9% 47
Dividends (5yr) 0.0% 0.0% 0%
Cash Flow (5yr) (79.2%) (2.8%) 1%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates na na na
Current EPS $3.348 $13.518 $14.620
Month Ago EPS $3.080 na na
# Rev Up 1 2 2
# Rev Down 1 1 0
Three Months Ago EPS $3.085 $12.990 $13.490
Year/Year Chg 19.1% 23.9% na
Financials ECPG Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $1,901 $1,268 59%
Net Income (TTM) (Mil) $302 $154 72%
EPS (TTM) $13.579 $1.700 96%
Operating Cash Flow (TTM) (Mil) $151 $247 56%
Net Cash Flow (TTM) (Mil) $10 $2 56%
Long-Term Debt (Q1) (Mil) $3,950 $963 83%
Enterprise Value (Q1) (Mil) na $1,294 na
Valuation ECPG Industry
Median
Percentile
(All Stocks)
P/B 1.93 1.32 49%
P/E 7.4 10.0 9%
Dividend Yield 0.0% 0.0% 0%
PEG (5yr hist) 0.7 0.5 35%
Ratios ECPG Industry
Median
Percentile
(All Stocks)
Gross Margin 100.0% 75.8% 96%
Net Margin 15.9% 14.6% 74%
ROA 5.6% 2.8% 74%
ROE 30.5% 14.4% 88%
Liabilities to Assets 80.6% 78.5% 75%
F-Score 6 5 67%

Passing Stock Screens

As of 8/20/2026, from a list of 60 stock screening strategies, ECPG meetings the criteria of 1 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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