Stock Evaluator: First Bancorp (FBNC)

First Bancorp FBNC

$62.87 -0.11 -0.17%
July 31, 2026 4:00:00 PM EST November 10, 2021 Volume: 193,907
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and businesses. The company accepts deposit products, such as checking, savings, and money market accounts; and time deposits, including certificate of deposits and individual retirement accounts. It also offers commercial business loans, commercial and residential real estate construction and mortgage loans, revolving lines of credit, and letters of credit, as well as loans for personal uses, home improvement, and automobiles; and accounts receivable financing and factoring, inventory financing, and purchase order financing services. In addition, the company provides credit and debit cards, safe deposit box rental services, and electronic funds transfer services consisting of wire transfers; and internet and mobile banking, mobile check deposit, cash management, bank-by-phone services, and remote deposit capture services. Further, it offers investment and insurance products, such as mutual funds, annuities, long-term care insurance, life insurance, and company retirement plans; property and casualty insurance products; and financial planning services. The company was founded in 1934 and is headquartered in Southern Pines, North Carolina.

Commentary & Analysis


Financial Summary

Share Statistics FBNC Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $2,601.2 $716.9 57%
Shares Out (Mil) 41.5 15.7 44%
Institutional Ownership 98.0% 83.0% 77%
Float (Mil) 40.7 21.2 43%
Beta 0.82 0.48 48%
Avg Daily Volume (000s) 245 53 48%
Price Change
(52-week)
23.3% 96.7% 64%
Growth FBNC Industry
Median
Percentile
(All Stocks)
Sales (5yr) 7.5% 7.6% 48%
Net Income (5yr) 6.4% 11.1% 49%
EPS (5yr) (1.0%) 10.1% 29
Dividends (5yr) 4.8% 3.6% 77%
Cash Flow (5yr) (24.7%) (17.0%) 26%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 4 5 3
Current EPS $1.183 $4.696 $5.037
Month Ago EPS $1.180 $4.656 $4.984
# Rev Up 1 3 0
# Rev Down 0 0 1
Three Months Ago EPS $1.190 $4.690 $5.080
Year/Year Chg 5.2% 75.3% na
Financials FBNC Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $393 $190 39%
Net Income (TTM) (Mil) $121 $51 63%
EPS (TTM) $2.927 $2.500 78%
Operating Cash Flow (TTM) (Mil) $212 $34 60%
Net Cash Flow (TTM) (Mil) ($175) $1 11%
Long-Term Debt (Q1) (Mil) $88 $100 43%
Enterprise Value (Q1) (Mil) na $0 na
Valuation FBNC Industry
Median
Percentile
(All Stocks)
P/B 1.55 1.27 41%
P/E 21.5 12.9 54%
Dividend Yield 1.5% 2.2% 72%
PEG (5yr hist) na 1.1 na
Ratios FBNC Industry
Median
Percentile
(All Stocks)
Gross Margin na 68.8% na
Net Margin 32.4% 28.9% 91%
ROA 1.0% 1.0% 46%
ROE 7.6% 11.1% 51%
Liabilities to Assets 87.0% 89.8% 81%
F-Score 5 4 51%

First Bancorp did not pass any screens on 7/31/2026.

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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