COMPANY SUMMARY
First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and businesses. The company accepts deposit products, such as checking, savings, and money market accounts; and time deposits, including certificate of deposits and individual retirement accounts. It also offers commercial business loans, commercial and residential real estate construction and mortgage loans, revolving lines of credit, and letters of credit, as well as loans for personal uses, home improvement, and automobiles; and accounts receivable financing and factoring, inventory financing, and purchase order financing services. In addition, the company provides credit and debit cards, safe deposit box rental services, and electronic funds transfer services consisting of wire transfers; and internet and mobile banking, mobile check deposit, cash management, bank-by-phone services, and remote deposit capture services. Further, it offers investment and insurance products, such as mutual funds, annuities, long-term care insurance, life insurance, and company retirement plans; property and casualty insurance products; and financial planning services. The company was founded in 1934 and is headquartered in Southern Pines, North Carolina.
Financial Summary
| Share Statistics |
FBNC |
Industry Median |
Percentile (All Stocks) |
| Market Cap (Mil) |
$2,657.7 |
$751.0 |
57% |
|
| Shares Out (Mil) |
41.4 |
15.4 |
43% |
|
| Institutional Ownership |
98.0% |
83.2% |
77% |
|
| Float (Mil) |
40.7 |
21.8 |
43% |
|
| Beta |
0.82 |
0.43 |
49% |
|
| Avg Daily Volume (000s) |
189 |
42 |
43% |
|
Price Change (52-week) |
23.3% |
94.6% |
64% |
|
| Growth |
FBNC |
Industry Median |
Percentile (All Stocks) |
| Sales (5yr) |
7.5% |
7.7% |
48% |
|
| Net Income (5yr) |
6.4% |
11.1% |
49% |
|
| EPS (5yr) |
(1.0%) |
10.1% |
30 |
|
| Dividends (5yr) |
4.8% |
3.6% |
78% |
|
| Cash Flow (5yr) |
(24.7%) |
(17.1%) |
26% |
|
| Estimates |
Qtrly |
Current Fiscal Year |
Next Fiscal Year |
| # of Estimates |
5 |
5 |
4 |
| Current EPS |
$1.182 |
$4.722 |
$5.053 |
| Month Ago EPS |
$1.187 |
$4.655 |
$4.933 |
| # Rev Up |
1 |
3 |
2 |
| # Rev Down |
0 |
0 |
1 |
| Three Months Ago EPS |
$1.190 |
$4.690 |
$5.080 |
| Year/Year Chg |
(3.2%) |
76.3% |
na |
| Financials |
FBNC |
Industry Median |
Percentile (All Stocks) |
| Sales (TTM) (Mil) |
$411 |
$196 |
39% |
|
| Net Income (TTM) (Mil) |
$133 |
$55 |
63% |
|
| EPS (TTM) |
$3.217 |
$2.600 |
79% |
|
| Operating Cash Flow (TTM) (Mil) |
$233 |
$36 |
61% |
|
| Net Cash Flow (TTM) (Mil) |
($161) |
$2 |
11% |
|
| Long-Term Debt (Q1) (Mil) |
$88 |
$101 |
43% |
|
| Enterprise Value (Q1) (Mil) |
na |
$0 |
na |
|
| Valuation |
FBNC |
Industry Median |
Percentile (All Stocks) |
| P/B |
1.55 |
1.25 |
40% |
|
| P/E |
20.0 |
12.5 |
51% |
|
| Dividend Yield |
1.5% |
2.2% |
72% |
|
| PEG (5yr hist) |
na |
1.1 |
na |
|
| Ratios |
FBNC |
Industry Median |
Percentile (All Stocks) |
| Gross Margin |
na |
63.7% |
na |
|
| Net Margin |
32.4% |
29.1% |
91% |
|
| ROA |
1.0% |
1.1% |
46% |
|
| ROE |
8.1% |
11.3% |
52% |
|
| Liabilities to Assets |
86.8% |
89.7% |
80% |
|
| F-Score |
5 |
4 |
50% |
|
Passing Stock Screens
As of 8/20/2026, from a list of 60 stock screening strategies,
FBNC meetings the criteria of 1 screen:
Stock Screen
FACTOR STRATEGY
P/E Relative Screen
Factors: Value, Earnings Estimates
A screen that looks at the relationship of a stock's price-earnings ratio to that of the industry and market.