3 Undervalued Banks Stocks for Friday, July 12
Discover the top 3 undervalued Banks stocks for Friday, July 12 based on AAII’s Stock Grades.Eunice Kim
A+ Stock Grade Summary:
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COMPANY SUMMARY
First Bancorp of Indiana, Inc. operates as the bank holding company for First Federal Savings Bank, which provides various banking products and services to individuals and business customers in the United States. The company accepts various deposits such as checking, savings, health savings, money market, and individual retirement accounts, as well as certificates of deposit. It also offers mortgage and home equity loans; consumer loans, including auto, motorcycle, boat, and recreational vehicle loans; and commercial real estate, equipment, owner occupied and investment real estate financing, as well as working capital line of credit, business loans, and small business administration loans. In addition, the company provides treasury management, online and mobile banking, mobile check deposit, online bills payment, digital wallet, eStatements, external transfers, overdraft, card control, debit and credit cards, remote capture, merchant, safe deposit boxes, and check fraud detection and prevention services. First Bancorp of Indiana, Inc. was founded in 1904 and is headquartered in Evansville, Indiana.
Commentary & Analysis
Financial Summary
| Share Statistics | FBPI | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $24.5 | $716.9 | 11% |
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| Shares Out (Mil) | 1.7 | 15.7 | 6% |
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| Institutional Ownership | na | 83.0% | na |
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| Float (Mil) | 1.7 | 21.2 | 4% |
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| Beta | 0.14 | 0.48 | 10% |
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| Avg Daily Volume (000s) | 0 | 53 | 0% |
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| Price Change (52-week) |
8.5% | 96.7% | 52% |
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| Growth | FBPI | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 3.8% | 7.6% | 30% |
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| Net Income (5yr) | (7.8%) | 11.1% | 31% |
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| EPS (5yr) | (7.4%) | 10.1% | 23 |
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| Dividends (5yr) | (39.6%) | 3.6% | 54% |
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| Cash Flow (5yr) | (14.6%) | (17.0%) | 55% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | FBPI | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $18 | $190 | 12% |
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| Net Income (TTM) (Mil) | $1 | $51 | 40% |
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| EPS (TTM) | $0.693 | $2.500 | 57% |
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| Operating Cash Flow (TTM) (Mil) | $3 | $34 | 34% |
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| Net Cash Flow (TTM) (Mil) | na | $1 | na |
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| Long-Term Debt (Q1) (Mil) | $67 | $100 | 41% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | FBPI | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.73 | 1.27 | 14% |
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| P/E | 20.7 | 12.9 | 52% |
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| Dividend Yield | 1.7% | 2.2% | 74% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | FBPI | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 8.1% | 28.9% | 58% |
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| ROA | 0.2% | 1.0% | 40% |
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| ROE | 3.3% | 11.1% | 40% |
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| Liabilities to Assets | 94.5% | 89.8% | 92% |
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| F-Score | 6 | 4 | 69% |
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First Bancorp of Indiana, Inc. did not pass any screens on 7/31/2026.
