Stock Evaluator: Fair Isaac Corporation (FICO)

Fair Isaac Corporation FICO

$1,122.97 -16.57 -1.45%
July 31, 2026 4:00:03 PM EST November 10, 2021 Volume: 926,639
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NYSE | DELAYED PRICE
SECTOR INDUSTRY
Information Technology Software

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

Commentary & Analysis


Financial Summary

Share Statistics FICO Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $24,253.5 $977.4 88%
Shares Out (Mil) 22.7 78.1 33%
Institutional Ownership 97.0% 79.0% 72%
Float (Mil) 20.9 57.6 30%
Beta 1.29 1.03 75%
Avg Daily Volume (000s) 398 750 55%
Price Change
(52-week)
(26.5%) 56.5% 27%
Growth FICO Industry
Median
Percentile
(All Stocks)
Sales (5yr) 9.0% 14.8% 55%
Net Income (5yr) 22.5% 10.1% 76%
EPS (5yr) 27.4% 16.2% 78
Dividends (5yr) 0.0% 0.0% 0%
Cash Flow (5yr) (19.0%) (15.3%) 35%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 17 20 21
Current EPS $11.163 $43.405 $53.668
Month Ago EPS $11.396 $43.066 $54.431
# Rev Up 1 1 1
# Rev Down 0 0 0
Three Months Ago EPS $11.384 $43.012 $53.912
Year/Year Chg 6.8% 63.5% 144.1%
Financials FICO Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $2,394 $348 63%
Net Income (TTM) (Mil) $815 ($2) 84%
EPS (TTM) $34.708 ($0.100) 99%
Operating Cash Flow (TTM) (Mil) $1,002 $30 81%
Net Cash Flow (TTM) (Mil) $59 $0 72%
Long-Term Debt (Q1) (Mil) $5,298 $35 86%
Enterprise Value (Q1) (Mil) $29,961 $1,019 88%
Valuation FICO Industry
Median
Percentile
(All Stocks)
P/B na 3.24 na
P/E 32.6 34.8 71%
Dividend Yield 0.0% 0.0% 0%
PEG (5yr hist) 1.2 2.1 50%
Ratios FICO Industry
Median
Percentile
(All Stocks)
Gross Margin 85.1% 70.5% 91%
Net Margin 34.1% 0.6% 92%
ROA 41.8% (1.6%) 99%
ROE (29.7%) 1.6% 20%
Liabilities to Assets 301.1% 46.1% 99%
F-Score 8 5 94%

Fair Isaac Corporation did not pass any screens on 7/31/2026.

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

Ⓒ 2026 American Association of Individual Investors