4 Undervalued Banks Stocks for Tuesday, May 19
Discover the top 4 undervalued Banks stocks for Tuesday, May 19 based on AAII’s Stock Grades.Michael Rose
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COMPANY SUMMARY
Farmers & Merchants Bancorp operates as the bank holding company for Farmers & Merchants Bank of Central California that provides various banking services to businesses and individuals in the United States. The company provides deposit products, including checking, savings, money market, time certificates of deposit, and individual retirement accounts. It also offers a range of lending products, such as commercial, commercial and residential real estate, real estate construction, agribusiness, and consumer loans, as well as equipment leases and credit card services; commercial products, including term loans, lines of credit and other working capital financing, and letters of credit; and financing products, such as automobile financing, home improvement, and home equity lines of credit. In addition, the company provides specialized services that include credit card programs for merchants, lockbox and other collection services, account reconciliation, investment sweep, online account access, and electronic funds transfers through domestic and international wire and automated clearinghouse; online banking services; and investment products, such as mutual funds and annuities. Farmers & Merchants Bancorp was founded in 1916 and is headquartered in Lodi, California.
Commentary & Analysis
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Financial Summary
| Share Statistics | FMCB | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $930.2 | $716.9 | 44% |
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| Shares Out (Mil) | 0.7 | 15.7 | 3% |
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| Institutional Ownership | 6.9% | 83.0% | 6% |
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| Float (Mil) | 0.6 | 21.2 | 1% |
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| Beta | 0.15 | 0.48 | 10% |
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| Avg Daily Volume (000s) | 0 | 53 | 0% |
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| Price Change (52-week) |
37.1% | 96.7% | 73% |
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| Growth | FMCB | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 7.9% | 7.6% | 50% |
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| Net Income (5yr) | 9.8% | 11.1% | 54% |
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| EPS (5yr) | 12.6% | 10.1% | 51 |
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| Dividends (5yr) | 5.6% | 3.6% | 100% |
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| Cash Flow (5yr) | (23.5%) | (17.0%) | 27% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | FMCB | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $238 | $190 | 34% |
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| Net Income (TTM) (Mil) | $95 | $51 | 60% |
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| EPS (TTM) | $137.954 | $2.500 | 100% |
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| Operating Cash Flow (TTM) (Mil) | $105 | $34 | 53% |
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| Net Cash Flow (TTM) (Mil) | ($223) | $1 | 9% |
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| Long-Term Debt (Q1) (Mil) | $10 | $100 | 28% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | FMCB | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.42 | 1.27 | 37% |
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| P/E | 10.2 | 12.9 | 16% |
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| Dividend Yield | 1.5% | 2.2% | 72% |
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| PEG (5yr hist) | 0.8 | 1.1 | 37% |
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| Ratios | FMCB | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 39.8% | 28.9% | 94% |
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| ROA | 1.6% | 1.0% | 53% |
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| ROE | 15.0% | 11.1% | 71% |
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| Liabilities to Assets | 88.8% | 89.8% | 83% |
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| F-Score | 5 | 4 | 51% |
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Farmers & Merchants Bancorp did not pass any screens on 7/31/2026.
