Does First Ottawa Bancshares, Inc. (FOTB) Have Momentum?
With data as of May 6, 2026, we examine if First Ottawa Bancshares, Inc.(FOTB) is consistently building momentum based on AAII's A+ Investor Momentum and Value Scores and Grades.Tudor Pop
A+ Stock Grade Summary:
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COMPANY SUMMARY
First Ottawa Bancshares, Inc. operates as the bank holding company for American Commercial Bank & Trust, National Association that provides a range of banking and financial services to individual and corporate customers in Yorkville, Streator, Schaumburg, Ottawa, Morris, Lisle, Chicago, and Joliet, Illinois. The company offers personal banking services, including checking and savings accounts; time deposits; certificates of deposit and individual retirement accounts; mortgage loans; consumer lending; trust and estate services; personal and fiduciary services; safe deposit boxes; credit cards; and bill payment and online and mobile banking services. It also provides business banking services, such as e-business checking accounts; commercial checking accounts; commercial checking NOW accounts; deposit sweep and cash management balance accounts; commercial savings accounts; commercial money market accounts; non-profit NOW accounts; commercial lines of credit, commercial loans, commercial construction and development loans, real estate loans, and letters of credit; and agriculture lending and farm management services. In addition, the company offers home equity loans and residential loans. First Ottawa Bancshares, Inc. was founded in 1865 and is based in Ottawa, Illinois.
Commentary & Analysis
Is First Ottawa Bancshares Inc (FOTB) Stock a Good Investment?
Learn more about First Ottawa Bancshares Inc's (FOTB) stock grades for Value and determine whether this Banks stock meets your investment needs.Jenna Brashear
Is First Ottawa Bancshares Inc (FOTB) a Good Dividend Stock?
Learn more about First Ottawa Bancshares Inc's (FOTB) dividend history and yield. Also, check out how they are graded based on valuation, growth and strength.Jack Gilleland
Financial Summary
| Share Statistics | FOTB | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $219.3 | $751.0 | 28% |
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| Shares Out (Mil) | 0.9 | 15.4 | 4% |
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| Institutional Ownership | na | 83.2% | na |
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| Float (Mil) | 1.0 | 21.8 | 2% |
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| Beta | 0.17 | 0.43 | 11% |
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| Avg Daily Volume (000s) | 0 | 42 | 0% |
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| Price Change (52-week) |
139.0% | 94.6% | 94% |
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| Growth | FOTB | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 20.6% | 7.7% | 82% |
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| Net Income (5yr) | 53.9% | 11.1% | 95% |
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| EPS (5yr) | 49.8% | 10.1% | 93 |
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| Dividends (5yr) | 0.0% | 3.6% | 86% |
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| Cash Flow (5yr) | (24.9%) | (17.1%) | 25% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | FOTB | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $73 | $196 | 23% |
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| Net Income (TTM) (Mil) | $25 | $55 | 50% |
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| EPS (TTM) | $26.715 | $2.600 | 99% |
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| Operating Cash Flow (TTM) (Mil) | $34 | $36 | 44% |
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| Net Cash Flow (TTM) (Mil) | na | $2 | na |
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| Long-Term Debt (Q1) (Mil) | $49 | $101 | 39% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | FOTB | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.59 | 1.25 | 41% |
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| P/E | 8.5 | 12.5 | 12% |
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| Dividend Yield | 0.7% | 2.2% | 64% |
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| PEG (5yr hist) | 0.2 | 1.1 | 6% |
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| Ratios | FOTB | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 32.9% | 29.1% | 91% |
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| ROA | 1.7% | 1.1% | 53% |
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| ROE | 25.2% | 11.3% | 84% |
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| Liabilities to Assets | 93.4% | 89.7% | 91% |
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| F-Score | 5 | 4 | 50% |
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First Ottawa Bancshares, Inc. did not pass any screens on 8/20/2026.
