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COMPANY SUMMARY
First Pacific Bancorp operates as a bank holding company for First Pacific Bank that provides various financial and banking products and services. It offers checking and savings account, merchant, certificate of deposit, and money market. The company also provides loan products, such as commercial real estate and construction loans; industrial banking loan; small business administration; home equity lines of credit; letters of credit; and business and personal credit cards. In addition, it offers cash management services and solutions, including insured cash sweep, remote deposit capture, automated clearing house, sweep accounts, wire transfers, positive pay, and online and mobile banking services. Further, the company provides specialty lending and financing solutions for construction and manufacturing equipment; healthcare equipment; computer hardware and software; network and phone communications systems; office furniture; and business fleets, including heavy-duty trucks, cargo vans, flatbeds, dump trucks, and box trucks, as well as bespoke solutions and equipment loans. The company serves small and middle-market businesses, and individuals in the Los Angeles, Orange, San Bernardino, and San Diego County areas of California. It operates branches in Whittier, Santa Fe Springs, Orange, and San Diego, California. The company was formerly known as Friendly Hills Bancorp and changed its name to First Pacific Bancorp in September 2023. First Pacific Bancorp was founded in 2006 and is based in Whittier, California.
Financial Summary
| Share Statistics | FPBC | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $32.4 | $716.9 | 13% |
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| Shares Out (Mil) | 4.3 | 15.7 | 13% |
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| Institutional Ownership | na | 83.0% | na |
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| Float (Mil) | na | 21.2 | na |
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| Beta | na | 0.48 | na |
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| Avg Daily Volume (000s) | 2 | 53 | 9% |
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| Price Change (52-week) |
5.7% | 96.7% | 50% |
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| Growth | FPBC | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 22.5% | 7.6% | 84% |
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| Net Income (5yr) | 14.9% | 11.1% | 62% |
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| EPS (5yr) | (1.7%) | 10.1% | 28 |
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| Dividends (5yr) | 0.0% | 3.6% | 0% |
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| Cash Flow (5yr) | (22.6%) | (17.0%) | 29% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | FPBC | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $16 | $190 | 11% |
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| Net Income (TTM) (Mil) | $2 | $51 | 41% |
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| EPS (TTM) | $0.463 | $2.500 | 53% |
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| Operating Cash Flow (TTM) (Mil) | na | $34 | na |
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| Net Cash Flow (TTM) (Mil) | na | $1 | na |
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| Long-Term Debt (Q1) (Mil) | $38 | $100 | 37% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | FPBC | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.77 | 1.27 | 16% |
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| P/E | 16.1 | 12.9 | 39% |
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| Dividend Yield | 0.0% | 2.2% | 0% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | FPBC | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 9.8% | 28.9% | 63% |
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| ROA | 0.5% | 1.0% | 42% |
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| ROE | 6.5% | 11.1% | 48% |
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| Liabilities to Assets | 91.4% | 89.8% | 88% |
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| F-Score | 2 | 4 | 7% |
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First Pacific Bancorp did not pass any screens on 7/31/2026.
