6 Undervalued Banks Stocks for Thursday, October 10
Discover the top 6 undervalued Banks stocks for Thursday, October 10 based on AAII’s Stock Grades.Tudor Pop
A+ Stock Grade Summary:
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COMPANY SUMMARY
1ST SUMMIT BANCORP of Johnstown, Inc. operates as the bank holding company for 1ST SUMMIT BANK that provides various banking products and services. It offers Commercial construction and industrial loans; commercial and residential real estate loans; wealth management; debit and credit cards; safe deposit box; and life insurance products, as well as residential and agricultural loans. The company was formerly known as SUMMIT Bancorp, Inc. and changed its name to 1ST SUMMIT BANCORP of Johnstown, Inc. in 1996.1ST SUMMIT BANCORP of Johnstown, Inc. was founded in 1924 and is based in Johnstown, Pennsylvania.
Commentary & Analysis
Financial Summary
| Share Statistics | FSMK | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $90.1 | $716.9 | 21% |
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| Shares Out (Mil) | 2.1 | 15.7 | 8% |
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| Institutional Ownership | na | 83.0% | na |
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| Float (Mil) | na | 21.2 | na |
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| Beta | -0.02 | 0.48 | 6% |
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| Avg Daily Volume (000s) | 2 | 53 | 9% |
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| Price Change (52-week) |
22.5% | 96.7% | 63% |
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| Growth | FSMK | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 2.4% | 7.6% | 24% |
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| Net Income (5yr) | (8.4%) | 11.1% | 30% |
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| EPS (5yr) | (7.7%) | 10.1% | 23 |
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| Dividends (5yr) | 1.3% | 3.6% | 88% |
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| Cash Flow (5yr) | (25.0%) | (17.0%) | 25% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | FSMK | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $38 | $190 | 18% |
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| Net Income (TTM) (Mil) | $5 | $51 | 43% |
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| EPS (TTM) | $2.513 | $2.500 | 76% |
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| Operating Cash Flow (TTM) (Mil) | na | $34 | na |
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| Net Cash Flow (TTM) (Mil) | na | $1 | na |
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| Long-Term Debt (Q1) (Mil) | $89 | $100 | 44% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | FSMK | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.83 | 1.27 | 17% |
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| P/E | 16.9 | 12.9 | 42% |
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| Dividend Yield | 4.0% | 2.2% | 90% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | FSMK | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 19.4% | 28.9% | 78% |
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| ROA | 0.7% | 1.0% | 43% |
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| ROE | 9.8% | 11.1% | 57% |
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| Liabilities to Assets | 92.8% | 89.8% | 90% |
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| F-Score | 1 | 4 | na |
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1ST SUMMIT BANCORP of Johnstown, Inc. did not pass any screens on 7/31/2026.
