7 Undervalued Banks Stocks for Thursday, September 21
Discover the top 7 undervalued Banks stocks for Thursday, September 21 based on AAII’s Stock Grades.Jack Gilleland
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COMPANY SUMMARY
First Reliance Bancshares, Inc. operates as the bank holding company for First Reliance Bank that provides banking products and services in North and South Carolina. It provides checking, savings, money market, Christmas and vacation club accounts, and individual retirement accounts, as well as certificates of deposit. The company offers personal loans, including unsecured, auto and recreational vehicle, mortgage, and other loans, as well as home equity line of credit; business loans, such as commercial real estate, business loan checklist and well as business lines of credit as well as mortgage products and services; and debit and credit card services. In addition, it offers treasury; online, mobile, and business banking; fraud prevention; and other services. First Reliance Bancshares, Inc. was founded in 1999 and is based in Florence, South Carolina.
Commentary & Analysis
5 Undervalued Banks Stocks for Tuesday, March 14
Discover the top 5 undervalued Banks stocks for Tuesday, March 14 based on AAII’s Stock Grades.Jack Gilleland
Is First Reliance Bancshares Inc (SuthCrln) (FSRL) Stock a Good Investment?
Learn more about First Reliance Bancshares Inc (SuthCrln)'s (FSRL) stock grades for Value and Estimate Revisions and determine whether this Banks stock meets your investment needs.Jack Gilleland
Financial Summary
| Share Statistics | FSRL | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $152.5 | $730.8 | 25% |
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| Shares Out (Mil) | 8.2 | 15.2 | 18% |
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| Institutional Ownership | na | 83.5% | na |
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| Float (Mil) | 7.9 | 21.7 | 16% |
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| Beta | 0.19 | 0.45 | 13% |
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| Avg Daily Volume (000s) | 2 | 45 | 9% |
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| Price Change (52-week) |
104.4% | 93.1% | 93% |
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| Growth | FSRL | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 2.1% | 7.7% | 24% |
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| Net Income (5yr) | 0.6% | 11.1% | 40% |
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| EPS (5yr) | (0.2%) | 10.1% | 31 |
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| Dividends (5yr) | 0.0% | 3.7% | 0% |
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| Cash Flow (5yr) | (17.7%) | (17.2%) | 39% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 2 | 2 | 2 | |
| Current EPS | $0.395 | $1.530 | $1.670 | |
| Month Ago EPS | $0.395 | $1.530 | $1.670 | |
| # Rev Up | 1 | 1 | 1 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $0.395 | $1.530 | $1.670 | |
| Year/Year Chg | 11.9% | 16.8% | na | |
| Financials | FSRL | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $49 | $195 | 19% |
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| Net Income (TTM) (Mil) | $11 | $55 | 46% |
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| EPS (TTM) | $1.389 | $2.500 | 65% |
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| Operating Cash Flow (TTM) (Mil) | $18 | $33 | 40% |
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| Net Cash Flow (TTM) (Mil) | na | $2 | na |
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| Long-Term Debt (Q1) (Mil) | $23 | $99 | 34% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | FSRL | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.63 | 1.23 | 42% |
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| P/E | 14.7 | 12.3 | 36% |
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| Dividend Yield | 0.0% | 2.2% | 0% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | FSRL | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 23.8% | 29.2% | 82% |
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| ROA | 1.1% | 1.1% | 47% |
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| ROE | 13.3% | 11.3% | 66% |
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| Liabilities to Assets | 91.5% | 89.7% | 88% |
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| F-Score | 6 | 4 | 67% |
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First Reliance Bancshares, Inc. did not pass any screens on 9/1/2026.
