Is FirstSun Capital Bancorp (FSUN) Overvalued?
We dive into why FirstSun Capital Bancorp (FSUN) could be considered overvalued on 2026-08-05, based on AAII’s Value Score and Grade.Tudor Pop
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COMPANY SUMMARY
FirstSun Capital Bancorp operates as the bank holding company for Sunflower Bank, National Association that provides commercial and consumer banking and financial services to small and medium-sized companies in the United States. It operates through Banking and Mortgage Operations segments. The company offers noninterest and interest-bearing deposit accounts, checking and savings accounts, money market and term certificate accounts, and treasury management products and services, as well as certificates of deposit. It also provides commercial and industrial loans, commercial real estate loans, residential mortgage loans, and small business administration loans, as well as consumer loans, including car, boat, and other recreational vehicle loans. In addition, the company offers residential real estate loans comprising 1-4 family loans, home equity loans, and multi-family loans, as well as credit card accounts, overdrafts, and other revolving loans. Further, it provides remote deposit and cash management products; wealth management services include private banking, wealth planning, investment management, and trust and retirement plan services; and wealth management and trust products, including personal trust and agency accounts, employee benefit and retirement related trust and agency accounts, investment management and advisory agency accounts, and foundation and endowment trust and agency accounts. Additionally, the company offers online banking and bill payment services, online cash management, safe deposit box rentals, and debit card and ATM card services; and packaging and securitization of loans to governmental agencies. It operates through branches in Texas, Kansas, Colorado, New Mexico, Arizona, California, and Washington. The company was formerly known as Sunflower Financial, Inc. and changed its name to FirstSun Capital Bancorp in June 2017. FirstSun Capital Bancorp was founded in 1892 and is headquartered in Denver, Colorado.
Commentary & Analysis
Why FirstSun Capital Bancorp’s (FSUN) Stock Is Up 8.99%
As of Tuesday, July 28, FirstSun Capital Bancorp’s FSUN share price has surged by 8.99%, which has investors questioning if this is right time to sell.Jenna Brashear
Why FirstSun Capital Bancorp’s (FSUN) Stock Is Up 11.09%
As of Tuesday, July 28, FirstSun Capital Bancorp’s FSUN share price has surged by 11.09%, which has investors questioning if this is right time to sell.Tudor Pop
What You Need to Know About FirstSun Capital Bancorp's Q3 Earnings
FirstSun Capital Bancorp's fiscal Q3 earnings report was released on Monday, July 27. Let's dive in to see if (FSUN) missed or beat analyst's expectations.Michael Rose
Why FirstSun Capital Bancorp’s (FSUN) Stock Is Down 7.43%
As of Friday, July 10, FirstSun Capital Bancorp’s FSUN share price has dipped by 7.43%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
Financial Summary
| Share Statistics | FSUN | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,859.6 | $751.0 | 52% |
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| Shares Out (Mil) | 93.4 | 15.4 | 60% |
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| Institutional Ownership | 70.9% | 83.2% | 43% |
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| Float (Mil) | 35.7 | 21.8 | 40% |
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| Beta | na | 0.43 | na |
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| Avg Daily Volume (000s) | 253 | 42 | 47% |
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| Price Change (52-week) |
9.6% | 94.6% | 53% |
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| Growth | FSUN | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 8.6% | 7.7% | 53% |
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| Net Income (5yr) | 15.5% | 11.1% | 64% |
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| EPS (5yr) | 6.1% | 10.1% | 40 |
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| Dividends (5yr) | 0.0% | 3.6% | 0% |
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| Cash Flow (5yr) | (15.9%) | (17.1%) | 46% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 4 | 4 | 4 | |
| Current EPS | $0.973 | $3.318 | $4.703 | |
| Month Ago EPS | $0.900 | $3.183 | $4.568 | |
| # Rev Up | 0 | 0 | 1 | |
| # Rev Down | 2 | 1 | 2 | |
| Three Months Ago EPS | $0.930 | $3.595 | $4.710 | |
| Year/Year Chg | (497.1%) | (4.4%) | na | |
| Financials | FSUN | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $447 | $196 | 40% |
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| Net Income (TTM) (Mil) | $47 | $55 | 54% |
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| EPS (TTM) | $0.912 | $2.600 | 60% |
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| Operating Cash Flow (TTM) (Mil) | $1,162 | $36 | 82% |
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| Net Cash Flow (TTM) (Mil) | $204 | $2 | 84% |
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| Long-Term Debt (Q1) (Mil) | $250 | $101 | 52% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | FSUN | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.02 | 1.25 | 23% |
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| P/E | 43.9 | 12.5 | 81% |
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| Dividend Yield | 0.0% | 2.2% | 0% |
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| PEG (5yr hist) | 7.2 | 1.1 | 91% |
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| Ratios | FSUN | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 10.5% | 29.1% | 64% |
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| ROA | 0.4% | 1.1% | 41% |
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| ROE | 3.2% | 11.3% | 40% |
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| Liabilities to Assets | 88.3% | 89.7% | 82% |
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| F-Score | 3 | 4 | 18% |
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FirstSun Capital Bancorp did not pass any screens on 8/20/2026.
