Is Grupo Financiero Galicia S.A. (GGAL) Overvalued?
We dive into why Grupo Financiero Galicia S.A. (GGAL) could be considered overvalued on 2026-07-24, based on AAII’s Value Score and Grade.Rosalio Madrigal
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COMPANY SUMMARY
Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Bank, Naranja X, Insurance, and Other Businesses segments. It offers savings, checking, and time deposits; and credit and debit cards. The company also provides personal loans, salary advance, express loans, AfterPay, Buy Now Pay Later, flexible loans, and overdrafts for individuals; and immediate loans, discount of electronic credit invoice and e-checks, pledge and mortgage loans, Sociedad de Garantía Recíproca loans, Socios de valor, productive line, leasing, and purchase of agricultural inputs for companies. In addition, the company offers life, home, personal accident, robbery, cars, and other insurance products; fixed term, traditional fixed term, and purchasing value unit investment products; custody of securities; purchase and sale of foreign currency; private banking; and fixed income products, stocks, CEDEARs, secured loans, mutual funds, stock promissory note, structured solutions, and primary issuances; foreign trade; and capital market and investment banking. Further, it provides online banking services. Grupo Financiero Galicia S.A. was founded in 1905 and is based in Buenos Aires, Argentina.
Commentary & Analysis
Why Grupo Financiero Galicia S.A.’s (GGAL) Stock Is Up 5.60%
As of Friday, July 10, Grupo Financiero Galicia S.A.’s GGAL share price has surged by 5.60%, which has investors questioning if this is right time to sell.Michael Rose
Why Grupo Financiero Galicia S.A.’s (GGAL) Stock Is Up 5.36%
As of Monday, July 06, Grupo Financiero Galicia S.A.’s GGAL share price has surged by 5.36%, which has investors questioning if this is right time to sell.Michael Rose
Why Grupo Financiero Galicia S.A.’s (GGAL) Stock Is Down 5.34%
As of Monday, June 22, Grupo Financiero Galicia S.A.’s GGAL share price has dipped by 5.34%, which has investors questioning if this is right time to buy.Michael Rose
Why Grupo Financiero Galicia S.A.’s (GGAL) Stock Is Up 7.50%
As of Wednesday, May 06, Grupo Financiero Galicia S.A.’s GGAL share price has surged by 7.50%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Financial Summary
| Share Statistics | GGAL | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $7,432.9 | $756.4 | 73% |
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| Shares Out (Mil) | 1.1 | 15.4 | 5% |
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| Institutional Ownership | 96.9% | 84.0% | 72% |
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| Float (Mil) | 837.3 | 21.7 | 90% |
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| Beta | 0.32 | 0.44 | 19% |
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| Avg Daily Volume (000s) | 747 | 40 | 67% |
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| Price Change (52-week) |
36.8% | 94.9% | 76% |
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| Growth | GGAL | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 5.6% | 7.7% | 39% |
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| Net Income (5yr) | (21.8%) | 11.1% | 18% |
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| EPS (5yr) | (23.4%) | 10.1% | 11 |
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| Dividends (5yr) | (14.9%) | 3.6% | 0% |
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| Cash Flow (5yr) | 60.0% | (17.1%) | 95% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 4 | 5 | 6 | |
| Current EPS | $1.390 | $4.747 | $7.003 | |
| Month Ago EPS | $1.204 | $4.296 | $6.404 | |
| # Rev Up | 0 | 1 | 0 | |
| # Rev Down | 1 | 0 | 1 | |
| Three Months Ago EPS | $1.112 | $4.001 | $6.645 | |
| Year/Year Chg | 1,175% | 5,551% | 13,087% | |
| Financials | GGAL | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $3,976 | $196 | 71% |
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| Net Income (TTM) (Mil) | $60 | $56 | 56% |
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| EPS (TTM) | $0.037 | $2.500 | 41% |
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| Operating Cash Flow (TTM) (Mil) | ($6,159) | $34 | 1% |
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| Net Cash Flow (TTM) (Mil) | $6 | $2 | 53% |
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| Long-Term Debt (Q1) (Mil) | $4,378 | $99 | 84% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | GGAL | Industry Median |
Percentile (All Stocks) |
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| P/B | 11.34 | 1.27 | 92% |
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| P/E | na | 12.5 | na |
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| Dividend Yield | 0.0% | 2.2% | 0% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | GGAL | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 1.5% | 29.1% | 36% |
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| ROA | 0.2% | 1.1% | 39% |
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| ROE | 1.0% | 11.3% | 36% |
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| Liabilities to Assets | 81.7% | 89.7% | 76% |
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| F-Score | 3 | 4 | 18% |
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Grupo Financiero Galicia S.A. did not pass any screens on 9/11/2026.
