A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
Grand River Commerce, Inc. operates as the bank holding company for Grand River Bank that provides various commercial and consumer banking products and services to businesses, professionals, and residents in Michigan. It operates through Commercial and Industrial; Commercial Real Estate; and Consumer segments. The company offers interest and noninterest-bearing checking accounts, savings accounts, and time deposits; SBA lending products; home equity lines of credit and term loans; and commercial real estate and term loans, as well as lines of credit. It also provides car, boat, motorcycle, and RV loans; fixed mortgage, jumbo, physician, doctor, dentist, rural development, federal housing administration, VA, lot or vacant land, bridge, and community investment loans, as well as first-time homebuyer, construction financing, and refinance products. In addition, the company offers treasury management, fraud protection, merchant, ACH manager, lock box, bill pay, e-statement, remote deposit capture, wire, courier, night depository, online banking, bill pay, mobile deposit and banking services; and debit and credit cards. The company was incorporated in 2006 and is headquartered in Grandville, Michigan.
Financial Summary
| Share Statistics | GNRV | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $38.6 | $716.9 | 14% |
|
| Shares Out (Mil) | 7.0 | 15.7 | 17% |
|
| Institutional Ownership | na | 83.0% | na |
|
| Float (Mil) | na | 21.2 | na |
|
| Beta | 0.15 | 0.48 | 10% |
|
| Avg Daily Volume (000s) | 9 | 53 | 16% |
|
| Price Change (52-week) |
77.1% | 96.7% | 88% |
|
| Growth | GNRV | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | (0.7%) | 7.6% | 15% |
|
| Net Income (5yr) | (27.5%) | 11.1% | 15% |
|
| EPS (5yr) | (26.9%) | 10.1% | 9 |
|
| Dividends (5yr) | 0.0% | 3.6% | 0% |
|
| Cash Flow (5yr) | (15.8%) | (17.0%) | 46% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | GNRV | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $14 | $190 | 10% |
|
| Net Income (TTM) (Mil) | $1 | $51 | 40% |
|
| EPS (TTM) | $0.090 | $2.500 | 43% |
|
| Operating Cash Flow (TTM) (Mil) | $1 | $34 | 33% |
|
| Net Cash Flow (TTM) (Mil) | na | $1 | na |
|
| Long-Term Debt (Q1) (Mil) | $24 | $100 | 34% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | GNRV | Industry Median |
Percentile (All Stocks) |
|
| P/B | 1.06 | 1.27 | 25% |
|
| P/E | 59.7 | 12.9 | 87% |
|
| Dividend Yield | 0.0% | 2.2% | 0% |
|
| PEG (5yr hist) | na | 1.1 | na |
|
| Ratios | GNRV | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 68.8% | na |
|
| Net Margin | 7.1% | 28.9% | 55% |
|
| ROA | 0.1% | 1.0% | 39% |
|
| ROE | 1.6% | 11.1% | 38% |
|
| Liabilities to Assets | 93.0% | 89.8% | 90% |
|
| F-Score | 4 | 4 | 34% |
|
Grand River Commerce, Inc. did not pass any screens on 7/31/2026.
