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COMPANY SUMMARY
Golden State Bancorp operates as the holding company for Golden State Bank that provides personal and business banking services in Los Angeles, Orange, Riverside, San Diego, Ventura, and San Bernardino counties in California. The company accepts checking, savings, deposits, and money market accounts, and cash management services, as well as certificates of deposit. Its loan products comprise commercial real estate, business operating term, and construction loans, as well as non-owner occupied residential financing, strategic bridge financing solutions, and lines of credit. In addition, the company offers bill pay, and online and mobile banking services. It serves the business, commercial, and professional markets through its branches located in Glendale, California, and Upland. Golden State Bancorp was incorporated in 2015 and is headquartered in Glendale, California.
Financial Summary
| Share Statistics | GSBX | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $114.4 | $767.9 | 22% |
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| Shares Out (Mil) | 2.3 | 15.2 | 8% |
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| Institutional Ownership | na | 84.0% | na |
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| Float (Mil) | na | 21.7 | na |
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| Beta | 0.27 | 0.44 | 16% |
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| Avg Daily Volume (000s) | 0 | 40 | 0% |
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| Price Change (52-week) |
196.7% | 95.7% | 97% |
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| Growth | GSBX | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 25.9% | 7.7% | 87% |
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| Net Income (5yr) | 77.3% | 11.1% | 98% |
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| EPS (5yr) | 66.0% | 10.1% | 97 |
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| Dividends (5yr) | 0.0% | 3.6% | 0% |
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| Cash Flow (5yr) | (24.7%) | (17.1%) | 26% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | GSBX | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $34 | $195 | 17% |
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| Net Income (TTM) (Mil) | $9 | $56 | 45% |
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| EPS (TTM) | $3.365 | $2.500 | 80% |
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| Operating Cash Flow (TTM) (Mil) | na | $33 | na |
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| Net Cash Flow (TTM) (Mil) | na | $2 | na |
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| Long-Term Debt (Q1) (Mil) | $59 | $99 | 40% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | GSBX | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.14 | 1.27 | 26% |
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| P/E | 12.1 | 12.6 | 25% |
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| Dividend Yield | 0.0% | 2.1% | 0% |
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| PEG (5yr hist) | 0.2 | 1.1 | 7% |
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| Ratios | GSBX | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 27.6% | 29.1% | 86% |
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| ROA | 1.3% | 1.1% | 50% |
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| ROE | 15.6% | 11.3% | 72% |
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| Liabilities to Assets | 91.5% | 89.7% | 88% |
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| F-Score | 2 | 4 | 7% |
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Golden State Bancorp did not pass any screens on 9/4/2026.
