Is Harleysville Financial Corp (HARL) a Good Dividend Stock?
Learn more about Harleysville Financial Corp's (HARL) dividend history and yield. Also, check out how they are graded based on valuation, growth and strength.Jack Gilleland
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COMPANY SUMMARY
Harleysville Financial Corporation operates as the bank holding company for Harleysville Bank that provides banking products and services in Pennsylvania. The company offers various deposit products, including savings, money market, and checking accounts, as well as certificates of deposits. It also provides loan products, such as mortgage, home equity, savings account, business term, and commercial real estate loans, as well as line of credit. In addition, the company offers business banking services comprising priority online banking, positive pay fraud prevention, business bill payment, mobile banking, access 24 telephone banking, business debit mastercard, priority remote deposit, automated clearing house processing, sweep account, zero balance account, other cash management, and employee services. Further, it provides investment services, such as financial consultation, cash and wealth management, education planning, investment strategy, insurance, retirement and estate planning, financial and goal planning, and asset allocation services, as well as a range of products, such as fixed and variable annuities, mutual funds, life insurances, stocks and bonds, tax-advantaged investments, long-term care insurances, disability insurances, retirement plans/individual retirement accounts, wrap accounts, and unit investment trusts. Additionally, the company offers online banking and bill pay; mobile banking; debit card; tuition rewards; and telephone banking and direct deposit. The company was formerly known as Harleysville Savings Financial Corporation and changed its name to Harleysville Financial Corporation in May 2017. The company was founded in 1915 and is headquartered in Harleysville, Pennsylvania.
Commentary & Analysis
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Financial Summary
| Share Statistics | HARL | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $127.4 | $751.0 | 24% |
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| Shares Out (Mil) | 3.7 | 15.4 | 11% |
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| Institutional Ownership | na | 83.2% | na |
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| Float (Mil) | 3.6 | 21.8 | 9% |
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| Beta | 0.18 | 0.43 | 12% |
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| Avg Daily Volume (000s) | 1 | 42 | 4% |
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| Price Change (52-week) |
62.3% | 94.6% | 83% |
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| Growth | HARL | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 3.6% | 7.7% | 29% |
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| Net Income (5yr) | 6.0% | 11.1% | 49% |
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| EPS (5yr) | 6.9% | 10.1% | 41 |
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| Dividends (5yr) | 4.5% | 3.6% | 84% |
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| Cash Flow (5yr) | (15.0%) | (17.1%) | 52% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | HARL | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $30 | $196 | 16% |
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| Net Income (TTM) (Mil) | $10 | $55 | 45% |
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| EPS (TTM) | $2.641 | $2.600 | 76% |
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| Operating Cash Flow (TTM) (Mil) | $10 | $36 | 38% |
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| Net Cash Flow (TTM) (Mil) | na | $2 | na |
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| Long-Term Debt (Q1) (Mil) | $27 | $101 | 34% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | HARL | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.42 | 1.25 | 36% |
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| P/E | 13.7 | 12.5 | 33% |
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| Dividend Yield | 3.9% | 2.2% | 90% |
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| PEG (5yr hist) | 2.0 | 1.1 | 68% |
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| Ratios | HARL | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 35.7% | 29.1% | 93% |
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| ROA | 1.0% | 1.1% | 46% |
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| ROE | 11.1% | 11.3% | 60% |
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| Liabilities to Assets | 90.2% | 89.7% | 86% |
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| F-Score | 6 | 4 | 67% |
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Harleysville Financial Corporation did not pass any screens on 8/20/2026.
