Why Horizon Bancorp, Inc.’s (HBNC) Stock Is Down 5.42%
As of Monday, February 23, Horizon Bancorp, Inc.’s HBNC share price has dipped by 5.42%, which has investors questioning if this is right time to buy.Jenna Brashear
A+ Stock Grade Summary:
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COMPANY SUMMARY
Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States. The company offers checking, savings, money market, certificates of deposit, and time deposit accounts, as well as non-interest and interest-bearing demand deposits. It also provides commercial loans, residential real estate loans, mortgage warehouse loans, and consumer loans; home equity loans and lines; auto loans; personal loans and lines; business loans and lines; SBA loans; public fund, medical practice, and franchise financing; and equipment finance solutions. In addition, the company offers corporate and individual trust and agency, investment management, and real estate investment trust services; debit and credit cards; treasury management; and remote deposit, merchant processing, online payment portal, lockbox, smart safe, ACH origination, online bill pay, wire transfer, and positive and reverse positive pay services, as well as sells various life insurance products. Further, it provides online and mobile banking; health savings accounts; wealth management, financial planning, investment management, and insurance services; retirement services, including individual retirement accounts (IRAs), business IRAs, and employee benefit plans; and estate planning and settlement services. Horizon Bancorp, Inc. was founded in 1873 and is headquartered in Michigan City, Indiana.
Commentary & Analysis
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Why Horizon Bancorp, Inc.’s (HBNC) Stock Is Down 7.22%
As of Thursday, August 21, Horizon Bancorp, Inc.’s HBNC share price has dipped by 7.22%, which has investors questioning if this is right time to buy.Jenna Brashear
Is Horizon Bancorp, Inc.(HBNC) Building Momentum?
With data as of June 18, 2025, we examine if Horizon Bancorp, Inc.(HBNC) is consistently building momentum based on AAII's A+ Investor Momentum and Value Scores and Grades.Jenna Brashear
Financial Summary
| Share Statistics | HBNC | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,006.1 | $751.0 | 45% |
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| Shares Out (Mil) | 51.3 | 15.4 | 48% |
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| Institutional Ownership | 97.1% | 83.2% | 72% |
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| Float (Mil) | 50.2 | 21.8 | 47% |
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| Beta | 0.81 | 0.43 | 48% |
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| Avg Daily Volume (000s) | 484 | 42 | 57% |
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| Price Change (52-week) |
22.2% | 94.6% | 63% |
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| Growth | HBNC | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | na | 7.7% | na |
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| Net Income (5yr) | (33.2%) | 11.1% | 12% |
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| EPS (5yr) | (32.5%) | 10.1% | 7 |
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| Dividends (5yr) | 5.9% | 3.6% | 72% |
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| Cash Flow (5yr) | (24.3%) | (17.1%) | 26% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 5 | 5 | 5 | |
| Current EPS | $0.536 | $2.126 | $2.230 | |
| Month Ago EPS | $0.534 | $2.100 | $2.220 | |
| # Rev Up | 1 | 3 | 3 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $0.534 | $2.100 | $2.220 | |
| Year/Year Chg | 9.8% | (165.6%) | na | |
| Financials | HBNC | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | na | $196 | na |
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| Net Income (TTM) (Mil) | ($144) | $55 | 9% |
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| EPS (TTM) | ($2.873) | $2.600 | 11% |
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| Operating Cash Flow (TTM) (Mil) | $98 | $36 | 52% |
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| Net Cash Flow (TTM) (Mil) | $80 | $2 | 75% |
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| Long-Term Debt (Q1) (Mil) | $310 | $101 | 54% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | HBNC | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.38 | 1.25 | 35% |
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| P/E | na | 12.5 | na |
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| Dividend Yield | 3.3% | 2.2% | 87% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | HBNC | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | na | 29.1% | na |
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| ROA | (2.0%) | 1.1% | 34% |
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| ROE | (19.0%) | 11.3% | 24% |
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| Liabilities to Assets | 89.0% | 89.7% | 84% |
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| F-Score | 3 | 4 | 18% |
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Horizon Bancorp, Inc. did not pass any screens on 8/20/2026.
