Stock Evaluator: Horizon Bancorp, Inc. (HBNC)

Horizon Bancorp, Inc. HBNC

$20.45 -0.13 -0.63%
July 31, 2026 4:00:00 PM EST November 10, 2021 Volume: 545,703
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that provides commercial and retail banking services to individuals and corporate clients in Indiana and Michigan in the United States. The company offers checking, savings, money market, certificates of deposit, and time deposit accounts, as well as non-interest and interest-bearing demand deposits. It also provides commercial loans, residential real estate loans, mortgage warehouse loans, and consumer loans; home equity loans and lines; auto loans; personal loans and lines; business loans and lines; SBA loans; public fund, medical practice, and franchise financing; and equipment finance solutions. In addition, the company offers corporate and individual trust and agency, investment management, and real estate investment trust services; debit and credit cards; treasury management; and remote deposit, merchant processing, online payment portal, lockbox, smart safe, ACH origination, online bill pay, wire transfer, and positive and reverse positive pay services, as well as sells various life insurance products. Further, it provides online and mobile banking; health savings accounts; wealth management, financial planning, investment management, and insurance services; retirement services, including individual retirement accounts (IRAs), business IRAs, and employee benefit plans; and estate planning and settlement services. Horizon Bancorp, Inc. was founded in 1873 and is headquartered in Michigan City, Indiana.

Commentary & Analysis


Financial Summary

Share Statistics HBNC Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $1,044.9 $716.9 46%
Shares Out (Mil) 51.2 15.7 48%
Institutional Ownership 96.9% 83.0% 72%
Float (Mil) 49.9 21.2 47%
Beta 0.81 0.48 48%
Avg Daily Volume (000s) 795 53 66%
Price Change
(52-week)
29.9% 96.7% 69%
Growth HBNC Industry
Median
Percentile
(All Stocks)
Sales (5yr) na 7.6% na
Net Income (5yr) (33.2%) 11.1% 12%
EPS (5yr) (32.5%) 10.1% 7
Dividends (5yr) 5.9% 3.6% 72%
Cash Flow (5yr) (24.3%) (17.0%) 26%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 5 5 5
Current EPS $0.536 $2.126 $2.230
Month Ago EPS $0.535 $2.100 $2.225
# Rev Up 1 3 3
# Rev Down 0 0 0
Three Months Ago EPS $0.534 $2.100 $2.220
Year/Year Chg 5.1% (165.6%) na
Financials HBNC Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) na $190 na
Net Income (TTM) (Mil) ($148) $51 8%
EPS (TTM) ($3.070) $2.500 11%
Operating Cash Flow (TTM) (Mil) $85 $34 51%
Net Cash Flow (TTM) (Mil) $89 $1 76%
Long-Term Debt (Q1) (Mil) $316 $100 54%
Enterprise Value (Q1) (Mil) na $0 na
Valuation HBNC Industry
Median
Percentile
(All Stocks)
P/B 1.50 1.27 39%
P/E na 12.9 na
Dividend Yield 3.1% 2.2% 85%
PEG (5yr hist) na 1.1 na
Ratios HBNC Industry
Median
Percentile
(All Stocks)
Gross Margin na 68.8% na
Net Margin na 28.9% na
ROA (2.1%) 1.0% 34%
ROE (20.1%) 11.1% 23%
Liabilities to Assets 89.4% 89.8% 84%
F-Score 3 4 19%

Horizon Bancorp, Inc. did not pass any screens on 7/31/2026.

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

Ⓒ 2026 American Association of Individual Investors