6 Undervalued Banks Stocks for Friday, May 03
Discover the top 6 undervalued Banks stocks for Friday, May 03 based on AAII’s Stock Grades.Jenna Brashear
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COMPANY SUMMARY
Highlands Bankshares, Inc. operates as the bank holding company for The Grant County Bank and Capon Valley Bank that provides various banking products and services for individuals and businesses. The company accepts checking, saving, club accounts, money market, plateau premium investment checking, and individual retirement accounts; and insured cash sweep and CDARS, as well as certificates of deposit. It also offers personal and business loans, such as home mortgage and equity, land and lot, mobile home, auto, personal and business term, agriculture, equipment, and commercial real estate loans, as well as business lines of credit. In addition, the company provides investment checking, debit and credit cards, kasasa protect, automatic teller machines, business online banking and bill-pay, mobile and telephone banking, direct deposits, merchant cards, remote deposit capture, bank-by-mail, certified and cashier's checks, foreign currency exchange, GCB card secure, notify alerts, credit monitoring, safe deposit box, and money wire transfer services. Further, it offers sells life and accident coverage insurance products. The company operates through a network of branches in Grant, Hardy, Hampshire, Mineral, Pendleton, Randolph, and Tucker counties in West Virginia, including the towns of Petersburg, Keyser, Moorefield, Davis, and Wardensville, as well as the county of Frederick and the town of Stephens City. Highlands Bankshares, Inc. was incorporated in 1984 and is based in Petersburg, West Virginia.
Commentary & Analysis
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Is Highlands Bancshares Inc (West Virg) (HBSI) Stock a Good Investment?
Learn more about Highlands Bancshares Inc (West Virg)'s (HBSI) stock grades for Value and Growth and determine whether this Banks stock meets your investment needs.Jenna Brashear
Is Highlands Bancshares Inc (West Virg) (HBSI) a Good Dividend Stock?
Learn more about Highlands Bancshares Inc (West Virg)'s (HBSI) dividend history and yield. Also, check out how they are graded based on valuation, growth and strength.Cynthia McLaughlin
Financial Summary
| Share Statistics | HBSI | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $62.6 | $703.8 | 17% |
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| Shares Out (Mil) | 1.3 | 15.8 | 5% |
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| Institutional Ownership | na | 84.1% | na |
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| Float (Mil) | na | 21.5 | na |
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| Beta | -0.03 | 0.44 | 6% |
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| Avg Daily Volume (000s) | 1 | 51 | 4% |
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| Price Change (52-week) |
11.2% | 93.8% | 61% |
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| Growth | HBSI | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 7.3% | 7.7% | 47% |
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| Net Income (5yr) | 12.3% | 11.1% | 59% |
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| EPS (5yr) | 12.4% | 10.1% | 51 |
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| Dividends (5yr) | 1.1% | 3.6% | 88% |
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| Cash Flow (5yr) | (6.8%) | (17.2%) | 60% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | HBSI | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $27 | $189 | 15% |
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| Net Income (TTM) (Mil) | $6 | $55 | 43% |
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| EPS (TTM) | $4.475 | $2.500 | 85% |
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| Operating Cash Flow (TTM) (Mil) | $6 | $34 | 37% |
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| Net Cash Flow (TTM) (Mil) | na | $2 | na |
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| Long-Term Debt (Q1) (Mil) | $2 | $98 | 19% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | HBSI | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.93 | 1.25 | 20% |
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| P/E | 10.7 | 12.3 | 20% |
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| Dividend Yield | 3.9% | 2.2% | 89% |
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| PEG (5yr hist) | 0.9 | 1.1 | 42% |
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| Ratios | HBSI | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 23.9% | 29.1% | 82% |
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| ROA | 1.0% | 1.1% | 46% |
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| ROE | 9.6% | 11.3% | 56% |
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| Liabilities to Assets | 89.3% | 89.7% | 85% |
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| F-Score | na | 4 | % |
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Highlands Bankshares, Inc. did not pass any screens on 9/21/2026.
