Stock Evaluator: HCI Group, Inc. (HCI)

HCI Group, Inc. HCI

$175.01 -7.01 -3.85%
July 31, 2026 4:00:03 PM EST November 10, 2021 Volume: 224,933
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NYSE | DELAYED PRICE
SECTOR INDUSTRY
Financials Insurance

A+ Stock Grade Summary:

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COMPANY SUMMARY
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners’ property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies. The company also offers Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; AtlasViewer, a mapping and data visualization platform. In addition, it is involved in reciprocal exchange operations; and developing and operating commercial properties for investment purposes. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.

Commentary & Analysis


Financial Summary

Share Statistics HCI Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $2,323.5 $7,044.0 56%
Shares Out (Mil) 12.9 66.0 24%
Institutional Ownership 84.2% 81.8% 52%
Float (Mil) 10.9 67.4 21%
Beta 1.09 0.51 65%
Avg Daily Volume (000s) 147 195 40%
Price Change
(52-week)
31.6% 91.0% 70%
Growth HCI Industry
Median
Percentile
(All Stocks)
Sales (5yr) 26.9% 5.6% 88%
Net Income (5yr) 61.0% 14.5% 96%
EPS (5yr) 45.5% 15.6% 91
Dividends (5yr) 0.0% 3.8% 87%
Cash Flow (5yr) 15.9% (14.5%) 75%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 5 5 5
Current EPS $5.004 $18.184 $18.532
Month Ago EPS $5.143 $17.653 $18.100
# Rev Up 1 1 0
# Rev Down 0 0 1
Three Months Ago EPS $4.920 $16.975 $17.778
Year/Year Chg (8.1%) (20.0%) (12.7%)
Financials HCI Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $927 $5,065 50%
Net Income (TTM) (Mil) $303 $534 73%
EPS (TTM) $23.764 $2.500 98%
Operating Cash Flow (TTM) (Mil) $431 $484 70%
Net Cash Flow (TTM) (Mil) $260 $9 86%
Long-Term Debt (Q1) (Mil) $68 $844 42%
Enterprise Value (Q1) (Mil) $1,157 $7,174 43%
Valuation HCI Industry
Median
Percentile
(All Stocks)
P/B 2.16 1.77 53%
P/E 8.0 12.9 10%
Dividend Yield 0.9% 0.9% 66%
PEG (5yr hist) 0.2 0.5 6%
Ratios HCI Industry
Median
Percentile
(All Stocks)
Gross Margin 59.6% 33.4% 72%
Net Margin 32.6% 9.8% 91%
ROA 12.3% 2.7% 91%
ROE 37.6% 14.8% 90%
Liabilities to Assets 54.9% 76.7% 47%
F-Score 8 6 94%

Passing Stock Screens

As of 7/30/2026, from a list of 60 stock screening strategies, HCI meetings the criteria of 2 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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