Why HCI Group, Inc.’s (HCI) Stock Is Up 8.64%
As of Friday, August 07, HCI Group, Inc.’s HCI share price has surged by 8.64%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners’ property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies. The company also offers Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; AtlasViewer, a mapping and data visualization platform. In addition, it is involved in reciprocal exchange operations; and developing and operating commercial properties for investment purposes. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.
Commentary & Analysis
Is HCI Group, Inc. (HCI) Overvalued?
We dive into why HCI Group, Inc. (HCI) could be considered overvalued on 2026-08-05, based on AAII’s Value Score and Grade.Jenna Brashear
What You Need to Know About HCI Group, Inc.'s Q3 Earnings
HCI Group, Inc.'s fiscal Q3 earnings report was released on Thursday, August 06. Let's dive in to see if (HCI) missed or beat analyst's expectations.Michael Rose
Which Is a Better Investment, HCI Group, Inc. or Horace Mann Educators Corporation Stock?
Learn more about whether HCI Group, Inc. or Horace Mann Educators Corporation is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Rosalio Madrigal
Which Is a Better Investment, HCI Group, Inc. or Pelagos Insurance Capital Limited Stock?
Learn more about whether HCI Group, Inc. or Pelagos Insurance Capital Limited is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Michael Rose
Financial Summary
| Share Statistics | HCI | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $2,264.2 | $6,436.5 | 55% |
|
| Shares Out (Mil) | 12.7 | 70.1 | 23% |
|
| Institutional Ownership | 84.9% | 79.8% | 53% |
|
| Float (Mil) | 9.9 | 66.5 | 19% |
|
| Beta | 1.02 | 0.52 | 62% |
|
| Avg Daily Volume (000s) | 167 | 207 | 42% |
|
| Price Change (52-week) |
15.2% | 89.3% | 58% |
|
| Growth | HCI | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 26.9% | 5.8% | 88% |
|
| Net Income (5yr) | 61.0% | 14.3% | 96% |
|
| EPS (5yr) | 45.5% | 15.6% | 91 |
|
| Dividends (5yr) | 0.0% | 3.1% | 86% |
|
| Cash Flow (5yr) | 15.9% | (12.2%) | 75% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | 5 | 5 | 5 | |
| Current EPS | $2.846 | $19.162 | $19.404 | |
| Month Ago EPS | $2.724 | $18.104 | $18.474 | |
| # Rev Up | 1 | 1 | 0 | |
| # Rev Down | 0 | 0 | 1 | |
| Three Months Ago EPS | $2.480 | $17.465 | $17.723 | |
| Year/Year Chg | (49.2%) | (15.7%) | (12.7%) | |
| Financials | HCI | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $952 | $5,268 | 50% |
|
| Net Income (TTM) (Mil) | $310 | $562 | 73% |
|
| EPS (TTM) | $23.938 | $2.500 | 98% |
|
| Operating Cash Flow (TTM) (Mil) | $411 | $566 | 69% |
|
| Net Cash Flow (TTM) (Mil) | ($74) | $5 | 16% |
|
| Long-Term Debt (Q1) (Mil) | $68 | $917 | 41% |
|
| Enterprise Value (Q1) (Mil) | $1,588 | $7,858 | 46% |
|
| Valuation | HCI | Industry Median |
Percentile (All Stocks) |
|
| P/B | 2.10 | 1.68 | 52% |
|
| P/E | 7.8 | 12.1 | 10% |
|
| Dividend Yield | 0.9% | 1.1% | 66% |
|
| PEG (5yr hist) | 0.2 | 0.5 | 6% |
|
| Ratios | HCI | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | 59.7% | 34.7% | 72% |
|
| Net Margin | 32.6% | 10.1% | 91% |
|
| ROA | 12.4% | 2.4% | 91% |
|
| ROE | 33.8% | 14.5% | 89% |
|
| Liabilities to Assets | 55.5% | 77.1% | 48% |
|
| F-Score | 7 | 6 | 82% |
|
Passing Stock Screens
As of 8/20/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Lakonishok Screen
Factors: Value, Momentum
Identifying stocks trading at a discount to their industry norms but showing recent price strength and upward earnings revisions.
| Performance Since Inception: | 13.2% |
| +/- S&P 500: | +5.7 |
GURU STRATEGY
Rule #1 Investing Screen
Factors: Value, Quality, Growth
Adapted from Phil Town's Rule #1 book, this screen attempts to identify wonderful companies with attractive prices.
| Performance Since Inception: | 8.3% |
| +/- S&P 500: | +0.8 |
