Is Hagerty, Inc. (HGTY) Overvalued?
We dive into why Hagerty, Inc. (HGTY) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Rosalio Madrigal
A+ Stock Grade Summary:
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COMPANY SUMMARY
Hagerty, Inc. provides insurance services for collector cars and enthusiast vehicles in the United States, Canada, and the United Kingdom. It operates through Insurance and Marketplace segments. The company operates as a managing general agent that underwrites, sells, and services collector car and enthusiast vehicle insurance policies. It also provides Hagerty Drivers Club memberships, which are bundled with insurance policies and give subscribers access to an array of products and services, such as emergency roadside assistance, the Hagerty Drivers Club magazine, special access to automotive enthusiast events, a proprietary vehicle valuation tool, and special vehicle-related discounts; and reinsurance services. In addition, the company offers marketplace services comprising live auctions, online sale platforms, and brokered private sales services where automotive collectors and enthusiasts can buy, sell, and finance collector cars. The company was founded in 1984 and is headquartered in Traverse City, Michigan. Hagerty, Inc. is a subsidiary of Hagerty Holding Corp.
Commentary & Analysis
Why Hagerty, Inc.’s (HGTY) Stock Is Up 15.27%
As of Wednesday, August 05, Hagerty, Inc.’s HGTY share price has surged by 15.27%, which has investors questioning if this is right time to sell.Jenna Brashear
Why Hagerty, Inc.’s (HGTY) Stock Is Up 8.87%
As of Wednesday, August 05, Hagerty, Inc.’s HGTY share price has surged by 8.87%, which has investors questioning if this is right time to sell.Rosalio Madrigal
What You Need to Know About Hagerty, Inc.'s Q3 Earnings
Hagerty, Inc.'s fiscal Q3 earnings report was released on Wednesday, August 05. Let's dive in to see if (HGTY) missed or beat analyst's expectations.Tudor Pop
What You Need to Know About Hagerty, Inc.'s Q2 Earnings
Hagerty, Inc.'s fiscal Q2 earnings report was released on Wednesday, May 06. Let's dive in to see if (HGTY) missed or beat analyst's expectations.Tudor Pop
Financial Summary
| Share Statistics | HGTY | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,335.1 | $6,453.5 | 48% |
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| Shares Out (Mil) | 101.8 | 66.0 | 62% |
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| Institutional Ownership | 93.7% | 81.0% | 63% |
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| Float (Mil) | 47.6 | 66.5 | 46% |
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| Beta | 0.79 | 0.52 | 47% |
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| Avg Daily Volume (000s) | 149 | 218 | 40% |
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| Price Change (52-week) |
19.6% | 89.8% | 61% |
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| Growth | HGTY | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 23.9% | 5.8% | 85% |
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| Net Income (5yr) | 32.4% | 14.3% | 86% |
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| EPS (5yr) | (67.5%) | 15.6% | 2 |
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| Dividends (5yr) | 0.0% | 3.1% | 0% |
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| Cash Flow (5yr) | (75.4%) | (12.2%) | 2% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 6 | 5 | 8 | |
| Current EPS | $0.006 | $0.026 | $0.587 | |
| Month Ago EPS | ($0.010) | ($0.097) | $0.572 | |
| # Rev Up | 0 | 1 | 1 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $0.020 | ($0.050) | $0.564 | |
| Year/Year Chg | (130.0%) | (92.9%) | 98.6% | |
| Financials | HGTY | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,415 | $5,268 | 55% |
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| Net Income (TTM) (Mil) | $18 | $562 | 48% |
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| EPS (TTM) | $0.160 | $2.500 | 45% |
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| Operating Cash Flow (TTM) (Mil) | $307 | $632 | 65% |
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| Net Cash Flow (TTM) (Mil) | $137 | $6 | 80% |
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| Long-Term Debt (Q1) (Mil) | $254 | $917 | 52% |
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| Enterprise Value (Q1) (Mil) | $1,112 | $7,912 | 42% |
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| Valuation | HGTY | Industry Median |
Percentile (All Stocks) |
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| P/B | 6.17 | 1.70 | 82% |
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| P/E | 81.8 | 12.1 | 91% |
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| Dividend Yield | 0.0% | 1.1% | 0% |
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| PEG (5yr hist) | na | 0.5 | na |
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| Ratios | HGTY | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 56.8% | 34.7% | 69% |
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| Net Margin | 1.2% | 10.1% | 35% |
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| ROA | 0.8% | 2.4% | 44% |
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| ROE | 9.1% | 14.6% | 54% |
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| Liabilities to Assets | 65.8% | 77.1% | 61% |
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| F-Score | 4 | 6 | 33% |
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Passing Stock Screens
As of 8/21/2026, from a list of 60 stock screening strategies,
FACTOR STRATEGY
Est Rev: Top 30 Up
Factors: Earnings Estimates
Introduction to the use of earnings estimates.
| Performance Since Inception: | 21.5% |
| +/- S&P 500: | +14.0 |
GURU STRATEGY
Lakonishok Screen
Factors: Value, Momentum
Identifying stocks trading at a discount to their industry norms but showing recent price strength and upward earnings revisions.
| Performance Since Inception: | 13.2% |
| +/- S&P 500: | +5.7 |
