Is Hingham Institution for Savings (HIFS) Overvalued?
We dive into why Hingham Institution for Savings (HIFS) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Rosalio Madrigal
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COMPANY SUMMARY
Hingham Institution for Savings provides various financial services to individuals and small businesses in the United States. It offers savings, checking, money market, term certificate, demand, and negotiable order of withdrawal accounts, as well as certificates of deposit. The company provides commercial and residential owner-occupied real estate, construction, home equity, consumer, and commercial loans; and origination of loans. In addition, it offers ATMs, debit cards, and Internet-based banking services. Further, the company invests in short-term income investments, such as U.S. treasury debt securities, U.S. Government-sponsored enterprise debt securities, bank subordinated debt, and FDIC-insured certificates of deposit; and equity investments, corporate bonds, CRA investments, and federal home loan bank stock, as well as bank-owned life insurance. Hingham Institution for Savings was incorporated in 1834 and is headquartered in Hingham, Massachusetts.
Commentary & Analysis
Why Hingham Institution for Savings’s (HIFS) Stock Is Up 5.06%
As of Thursday, July 16, Hingham Institution for Savings’s HIFS share price has surged by 5.06%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Why Hingham Institution for Savings’s (HIFS) Stock Is Down 5.62%
As of Monday, April 20, Hingham Institution for Savings’s HIFS share price has dipped by 5.62%, which has investors questioning if this is right time to buy.Jenna Brashear
Why Hingham Institution for Savings’s (HIFS) Stock Is Down 7.39%
As of Friday, April 10, Hingham Institution for Savings’s HIFS share price has dipped by 7.39%, which has investors questioning if this is right time to buy.Jenna Brashear
Why Hingham Institution for Savings’s (HIFS) Stock Is Down 5.61%
As of Wednesday, January 07, Hingham Institution for Savings’s HIFS share price has dipped by 5.61%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
Financial Summary
| Share Statistics | HIFS | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $634.1 | $673.5 | 40% |
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| Shares Out (Mil) | 2.2 | 15.4 | 8% |
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| Institutional Ownership | 83.7% | 84.1% | 52% |
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| Float (Mil) | 1.6 | 21.6 | 4% |
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| Beta | 0.82 | 0.45 | 49% |
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| Avg Daily Volume (000s) | 38 | 44 | 26% |
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| Price Change (52-week) |
(2.2%) | 90.3% | 51% |
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| Growth | HIFS | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 2.2% | 7.7% | 24% |
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| Net Income (5yr) | 1.5% | 11.1% | 42% |
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| EPS (5yr) | 1.3% | 10.0% | 33 |
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| Dividends (5yr) | 7.3% | 3.6% | 93% |
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| Cash Flow (5yr) | 24.2% | (17.1%) | 82% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | HIFS | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $120 | $187 | 28% |
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| Net Income (TTM) (Mil) | $66 | $53 | 57% |
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| EPS (TTM) | $30.333 | $2.600 | 99% |
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| Operating Cash Flow (TTM) (Mil) | $36 | $34 | 44% |
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| Net Cash Flow (TTM) (Mil) | ($6) | $2 | 34% |
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| Long-Term Debt (Q1) (Mil) | $1,406 | $94 | 70% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | HIFS | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.25 | 1.23 | 34% |
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| P/E | 9.6 | 12.0 | 16% |
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| Dividend Yield | 0.9% | 2.3% | 66% |
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| PEG (5yr hist) | 7.4 | 1.1 | 92% |
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| Ratios | HIFS | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 55.5% | 29.2% | 97% |
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| ROA | 1.5% | 1.1% | 52% |
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| ROE | 13.9% | 11.3% | 68% |
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| Liabilities to Assets | 88.9% | 89.7% | 84% |
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| F-Score | 4 | 4 | 33% |
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Hingham Institution for Savings did not pass any screens on 10/9/2026.
