Is H&R Block, Inc. (HRB) Overvalued?
We dive into why H&R Block, Inc. (HRB) could be considered overvalued on 2026-07-28, based on AAII’s Value Score and Grade.Jenna Brashear
A+ Stock Grade Summary:
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COMPANY SUMMARY
H&R Block, Inc., through its subsidiaries, provides assisted and do-it-yourself (DIY) tax return preparation services in the United States, Canada, and Australia. The company also provides Refund Transfers, that enable clients to receive their tax refunds by their chosen method of disbursement; Peace of Mind extended service plans, that represents clients when audited and assumes the cost; H&R Block Emerald Prepaid Mastercard and Spruce, which are debit cards that can be used for everyday purchases and ATM withdrawals; H&R Block Emerald Advance term loans; Tax Identity Shield that provides clients assistance in helping protect their tax identity and access to services to help restore their tax identity; refund advance loans; and H&R Block Instant Refund. In addition, it offers small business financial solutions to manage finances, including payment processing, payroll, and bookkeeping services. The company its solutions through in-person; a system of retail offices operated directly by the company or its franchisees; and online and mobile applications, virtual, and desktop software. H&R Block, Inc. was incorporated in 1955 and is headquartered in Kansas City, Missouri.
Commentary & Analysis
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As of Tuesday, July 28, H&R Block, Inc.’s HRB share price has surged by 5.28%, which has investors questioning if this is right time to sell.Jenna Brashear
Why H&R Block, Inc.’s (HRB) Stock Is Up 5.03%
As of Monday, July 13, H&R Block, Inc.’s HRB share price has surged by 5.03%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
3 Undervalued Diversified Consumer Services Stocks for Monday, July 13
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Financial Summary
| Share Statistics | HRB | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $5,581.3 | $105.4 | 69% |
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| Shares Out (Mil) | 127.8 | 18.1 | 68% |
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| Institutional Ownership | 99.2% | 39.6% | 86% |
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| Float (Mil) | 125.7 | 12.1 | 66% |
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| Beta | 0.30 | 0.89 | 17% |
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| Avg Daily Volume (000s) | 1,861 | 214 | 81% |
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| Price Change (52-week) |
(19.6%) | 45.5% | 31% |
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| Growth | HRB | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 2.0% | 4.8% | 23% |
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| Net Income (5yr) | 0.7% | 13.3% | 40% |
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| EPS (5yr) | 7.4% | 19.3% | 42 |
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| Dividends (5yr) | 7.6% | 0.0% | 87% |
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| Cash Flow (5yr) | 44.1% | (15.5%) | 92% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 5 | 5 | 5 | |
| Current EPS | $2.210 | $5.162 | $5.858 | |
| Month Ago EPS | $2.215 | $5.160 | $5.823 | |
| # Rev Up | 1 | 0 | 1 | |
| # Rev Down | 2 | 1 | 0 | |
| Three Months Ago EPS | $2.310 | $5.000 | $5.578 | |
| Year/Year Chg | (66.6%) | 16.8% | 63.3% | |
| Financials | HRB | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $3,912 | $229 | 71% |
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| Net Income (TTM) (Mil) | $739 | $1 | 83% |
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| EPS (TTM) | $5.675 | $0.100 | 88% |
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| Operating Cash Flow (TTM) (Mil) | $838 | $1 | 78% |
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| Net Cash Flow (TTM) (Mil) | $97 | $1 | 77% |
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| Long-Term Debt (Q1) (Mil) | $1,817 | $16 | 73% |
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| Enterprise Value (Q1) (Mil) | $5,844 | $145 | 65% |
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| Valuation | HRB | Industry Median |
Percentile (All Stocks) |
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| P/B | na | 2.05 | na |
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| P/E | 7.8 | 16.9 | 9% |
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| Dividend Yield | 3.8% | 0.0% | 89% |
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| PEG (5yr hist) | 1.1 | 0.6 | 46% |
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| Ratios | HRB | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 44.3% | 48.2% | 55% |
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| Net Margin | 18.9% | 2.0% | 78% |
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| ROA | 22.3% | 0.6% | 97% |
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| ROE | (680.8%) | 4.9% | 1% |
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| Liabilities to Assets | 100.7% | 52.3% | 94% |
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| F-Score | 7 | 4 | 84% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Kirkpatrick Bargain Screen
Factors: Value, Momentum
Investing model outlined in Charles Kirkpatrick's book, Beat the Market: Invest by Knowing What Stocks to Buy and What Stocks to Sell.
| Performance Since Inception: | 6.8% |
| +/- S&P 500: | -0.7 |
