Is Heritage Insurance Holdings, Inc. (HRTG) Overvalued?
We dive into why Heritage Insurance Holdings, Inc. (HRTG) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Tudor Pop
Stock Evaluator: Heritage Insurance Holdings, Inc. (HRTG)
Heritage Insurance Holdings, Inc. HRTG
$33.33
-0.36
-1.07%
August 19, 2026 4:00:02 PM
EST
Volume: 176,198
After Hours: $120.37
0.15
|
0.12%
November 10, 2021 7:59 PM
EST
Volume: 72,713
USD
NYSE | DELAYED PRICE
| SECTOR | INDUSTRY |
| Financials | Insurance |
A+ Stock Grade Summary:
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COMPANY SUMMARY
Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. It offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; and commercial residential property insurance in Florida, Hawaii, New Jersey, and New York.
The company also provides homeowners insurance, condo insurance, dwelling fire, equipment coverage, and artisan contractor program. It offers insurance products through a network of independent agents. The company was founded in 2012 and is headquartered in Tampa, Florida.
Commentary & Analysis
Why Heritage Insurance Holdings, Inc.’s (HRTG) Stock Is Down 7.03%
As of Friday, August 07, Heritage Insurance Holdings, Inc.’s HRTG share price has dipped by 7.03%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
Why Heritage Insurance Holdings, Inc.’s (HRTG) Stock Is Up 13.17%
As of Thursday, August 06, Heritage Insurance Holdings, Inc.’s HRTG share price has surged by 13.17%, which has investors questioning if this is right time to sell.Michael Rose
Why Heritage Insurance Holdings, Inc.’s (HRTG) Stock Is Up 13.46%
As of Thursday, August 06, Heritage Insurance Holdings, Inc.’s HRTG share price has surged by 13.46%, which has investors questioning if this is right time to sell.Tudor Pop
What You Need to Know About Heritage Insurance Holdings, Inc.'s Q3 Earnings
Heritage Insurance Holdings, Inc.'s fiscal Q3 earnings report was released on Wednesday, August 05. Let's dive in to see if (HRTG) missed or beat analyst's expectations.Tudor Pop
Financial Summary
| Share Statistics | HRTG | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $970.9 | $6,436.5 | 44% |
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| Shares Out (Mil) | 30.1 | 70.1 | 37% |
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| Institutional Ownership | 74.7% | 79.8% | 45% |
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| Float (Mil) | 22.1 | 66.5 | 31% |
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| Beta | 0.91 | 0.52 | 55% |
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| Avg Daily Volume (000s) | 301 | 207 | 50% |
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| Price Change (52-week) |
56.7% | 89.3% | 81% |
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| Growth | HRTG | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 7.4% | 5.8% | 47% |
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| Net Income (5yr) | 83.9% | 14.3% | 98% |
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| EPS (5yr) | 80.5% | 15.6% | 98 |
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| Dividends (5yr) | (14.9%) | 3.1% | 0% |
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| Cash Flow (5yr) | (9.6%) | (12.2%) | 58% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 3 | 2 | 3 | |
| Current EPS | $0.767 | $5.175 | $5.183 | |
| Month Ago EPS | $0.607 | $4.367 | $4.733 | |
| # Rev Up | 1 | 1 | 1 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $0.567 | $4.233 | $4.583 | |
| Year/Year Chg | (62.6%) | (18.1%) | (18.5%) | |
| Financials | HRTG | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $855 | $5,268 | 48% |
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| Net Income (TTM) (Mil) | $215 | $562 | 69% |
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| EPS (TTM) | $7.027 | $2.500 | 91% |
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| Operating Cash Flow (TTM) (Mil) | $305 | $566 | 64% |
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| Net Cash Flow (TTM) (Mil) | $114 | $5 | 79% |
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| Long-Term Debt (Q1) (Mil) | $88 | $917 | 43% |
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| Enterprise Value (Q1) (Mil) | $449 | $7,858 | 33% |
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| Valuation | HRTG | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.71 | 1.68 | 44% |
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| P/E | 4.8 | 12.1 | 4% |
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| Dividend Yield | 0.0% | 1.1% | 0% |
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| PEG (5yr hist) | 0.1 | 0.5 | 2% |
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| Ratios | HRTG | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 45.4% | 34.7% | 57% |
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| Net Margin | 25.2% | 10.1% | 84% |
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| ROA | 8.6% | 2.4% | 84% |
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| ROE | 45.3% | 14.5% | 92% |
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| Liabilities to Assets | 76.9% | 77.1% | 72% |
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| F-Score | 8 | 6 | 93% |
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Passing Stock Screens
As of 8/20/2026, from a list of 60 stock screening strategies,
FACTOR STRATEGY
Fundamental Rule of Thumb Screen
Factors: Value
An old value screen combining the P/E ratio, dividend yield, and an adjusted return on equity that's still applicable in today's market.
| Performance Since Inception: | 6.6% |
| +/- S&P 500: | -0.9 |
GURU STRATEGY
Lakonishok Screen
Factors: Value, Momentum
Identifying stocks trading at a discount to their industry norms but showing recent price strength and upward earnings revisions.
| Performance Since Inception: | 13.2% |
| +/- S&P 500: | +5.7 |
