Is ICICI Bank Limited (IBN) Overvalued?
We dive into why ICICI Bank Limited (IBN) could be considered overvalued on 2025-10-15, based on AAII’s Value Score and Grade.Tudor Pop
A+ Stock Grade Summary:
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COMPANY SUMMARY
ICICI Bank Limited, together with its subsidiaries, engages in the provision of various banking and financial services to corporate and retail customers in India and internationally. The company operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, General Insurance, and Others segments. The company offers asset management, securities brokerage, private equity, foreign exchange, agricultural and rural banking, equities underwriting, depositary share accounts, consumer durable goods financing, corporate salary and current account, savings and sovereign gold bonds, insurance policies, public offerings, investment, credit and protection, retail inward remittances, certificates of deposits, and payment and transaction banking products and services. It is also involved in the fee and commission-based activities; distribution of financial products; venture capital and real estate fund management business; treasury and rural banking operations; financial solutions; working capital financing; I-Process services, mutual funds, investment banking, and pension funds; and advisory activities. In addition, the company provides savings, salary, capital gains scheme, Hindu undivided family savings, real estate regulatory authority, government e-marketplace, current, trade, escrow, and foreign currency accounts. Further, it offers personal, home, car, education, gold, automobile, and commercial business loans, as well as loans against time deposits, securities, and property; and working capital loans, as well as credit, debit, prepaid, travel, forex, commercial, and corporate cards. Additionally, the company provides fixed income products; investment products; payments; general, accident, life, health, vehicle, and travel insurance products; cash management and merchant services; capital market and securities market services; and forex, derivatives, bullion, and bonds. The company was founded in 1955 and is headquartered in Mumbai, India.
Commentary & Analysis
Is ICICI Bank Limited (IBN) Overvalued?
We dive into why ICICI Bank Limited (IBN) could be considered overvalued on 2025-10-14, based on AAII’s Value Score and Grade.Jenna Brashear
Is ICICI Bank Limited (IBN) Overvalued?
We dive into why ICICI Bank Limited (IBN) could be considered overvalued on 2025-10-13, based on AAII’s Value Score and Grade.Omar Beirat
Is ICICI Bank Limited (IBN) Overvalued?
We dive into why ICICI Bank Limited (IBN) could be considered overvalued on 2025-10-10, based on AAII’s Value Score and Grade.Jenna Brashear
Is ICICI Bank Limited(IBN) Building Momentum?
With data as of June 18, 2025, we examine if ICICI Bank Limited(IBN) is consistently building momentum based on AAII's A+ Investor Momentum and Value Scores and Grades.Omar Beirat
Financial Summary
| Share Statistics | IBN | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $108,629.0 | $730.8 | 97% |
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| Shares Out (Mil) | 77.3 | 15.2 | 57% |
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| Institutional Ownership | 100.0% | 83.5% | 99% |
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| Float (Mil) | 7,145.6 | 21.7 | 99% |
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| Beta | 0.24 | 0.45 | 15% |
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| Avg Daily Volume (000s) | 5,595 | 45 | 94% |
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| Price Change (52-week) |
(4.9%) | 93.1% | 43% |
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| Growth | IBN | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 9.9% | 7.7% | 58% |
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| Net Income (5yr) | 18.1% | 11.1% | 70% |
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| EPS (5yr) | 16.8% | 10.1% | 61 |
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| Dividends (5yr) | 36.2% | 3.7% | 57% |
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| Cash Flow (5yr) | 19.5% | (17.2%) | 79% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 1 | 2 | 1 | |
| Current EPS | $0.380 | $1.640 | $1.880 | |
| Month Ago EPS | $0.384 | $1.639 | $1.849 | |
| # Rev Up | 1 | 0 | 1 | |
| # Rev Down | 0 | 1 | 0 | |
| Three Months Ago EPS | $0.394 | $1.690 | $1.910 | |
| Year/Year Chg | 75.1% | 105.8% | 174.7% | |
| Financials | IBN | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $21,123 | $195 | 92% |
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| Net Income (TTM) (Mil) | $5,781 | $55 | 97% |
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| EPS (TTM) | $0.809 | $2.500 | 58% |
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| Operating Cash Flow (TTM) (Mil) | ($12,910) | $33 | 0% |
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| Net Cash Flow (TTM) (Mil) | na | $2 | na |
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| Long-Term Debt (Q1) (Mil) | $20,895 | $99 | 96% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | IBN | Industry Median |
Percentile (All Stocks) |
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| P/B | 5.58 | 1.23 | 81% |
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| P/E | 37.9 | 12.3 | 78% |
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| Dividend Yield | 0.8% | 2.2% | 65% |
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| PEG (5yr hist) | 2.3 | 1.1 | 71% |
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| Ratios | IBN | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 27.5% | 29.2% | 86% |
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| ROA | 2.1% | 1.1% | 56% |
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| ROE | 18.4% | 11.3% | 77% |
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| Liabilities to Assets | 87.0% | 89.7% | 81% |
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| F-Score | 4 | 4 | 33% |
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ICICI Bank Limited did not pass any screens on 9/1/2026.
