Is ING Groep N.V. (ING) Overvalued?
We dive into why ING Groep N.V. (ING) could be considered overvalued on 2026-07-15, based on AAII’s Value Score and Grade.Tudor Pop
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. The company operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking. It accepts current and savings accounts; and time deposits. The company also offers business lending products; SME loans; consumer lending products, such as residential mortgage loans and other consumer lending loans; and mortgages. In addition, it provides working capital solutions; debt and equity market solutions; various loans; payments; and cash management, trade and corporate finance, and treasury services, as well as savings, investment, insurance, and digital banking services. The company serves individual customers, corporate clients, and financial institutions. ING Groep N.V. was founded in 1762 and is headquartered in Amsterdam, the Netherlands.
Commentary & Analysis
Why ING Groep N.V.’s (ING) Stock Is Up 5.63%
As of Wednesday, May 06, ING Groep N.V.’s ING share price has surged by 5.63%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Why ING Groep N.V.’s (ING) Stock Is Up 5.24%
As of Thursday, April 30, ING Groep N.V.’s ING share price has surged by 5.24%, which has investors questioning if this is right time to sell.Jenna Brashear
Why ING Groep N.V.’s (ING) Stock Is Down 5.04%
As of Tuesday, March 03, ING Groep N.V.’s ING share price has dipped by 5.04%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
Why ING Groep N.V.’s (ING) Stock Is Up 5.75%
As of Thursday, October 30, ING Groep N.V.’s ING share price has surged by 5.75%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Financial Summary
| Share Statistics | ING | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $100,062.1 | $716.9 | 97% |
|
| Shares Out (Mil) | 3,277.4 | 15.7 | 98% |
|
| Institutional Ownership | 100.0% | 83.0% | 99% |
|
| Float (Mil) | 2,857.5 | 21.2 | 97% |
|
| Beta | na | 0.48 | na |
|
| Avg Daily Volume (000s) | 2,295 | 53 | 84% |
|
| Price Change (52-week) |
49.2% | 96.7% | 79% |
|
| Growth | ING | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 10.0% | 7.6% | 58% |
|
| Net Income (5yr) | 28.8% | 11.1% | 83% |
|
| EPS (5yr) | 35.8% | 10.1% | 85 |
|
| Dividends (5yr) | 54.1% | 3.6% | 83% |
|
| Cash Flow (5yr) | (18.5%) | (17.0%) | 37% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | 1 | 2 | 3 | |
| Current EPS | $0.719 | $2.909 | $3.201 | |
| Month Ago EPS | $0.762 | $2.775 | $3.258 | |
| # Rev Up | 1 | 1 | 0 | |
| # Rev Down | 0 | 0 | 1 | |
| Three Months Ago EPS | $0.764 | $2.766 | $3.183 | |
| Year/Year Chg | (7.2%) | (10.9%) | 5.0% | |
| Financials | ING | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $28,806 | $190 | 94% |
|
| Net Income (TTM) (Mil) | $9,936 | $51 | 99% |
|
| EPS (TTM) | $3.416 | $2.500 | 81% |
|
| Operating Cash Flow (TTM) (Mil) | na | $34 | na |
|
| Net Cash Flow (TTM) (Mil) | na | $1 | na |
|
| Long-Term Debt (Q1) (Mil) | $297,974 | $100 | 100% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | ING | Industry Median |
Percentile (All Stocks) |
|
| P/B | 1.74 | 1.27 | 46% |
|
| P/E | 10.2 | 12.9 | 16% |
|
| Dividend Yield | 4.9% | 2.2% | 94% |
|
| PEG (5yr hist) | 0.3 | 1.1 | 12% |
|
| Ratios | ING | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 68.8% | na |
|
| Net Margin | 34.5% | 28.9% | 92% |
|
| ROA | 0.8% | 1.0% | 44% |
|
| ROE | 17.1% | 11.1% | 75% |
|
| Liabilities to Assets | 95.6% | 89.8% | 92% |
|
| F-Score | 2 | 4 | 7% |
|
Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
FACTOR STRATEGY
ADR Screen
Factors: Value, Momentum
An ADR stock screen seeks out foreign companies with attractive PEG ratios and increasing price strength.
| Performance Since Inception: | 6.8% |
| +/- S&P 500: | -0.7 |
