5 Undervalued Consumer Finance Stocks for Friday, October 02
Discover the top 5 undervalued Consumer Finance stocks for Friday, October 02 based on AAII’s Stock Grades.Rosalio Madrigal
A+ Stock Grade Summary:
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COMPANY SUMMARY
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of consumer receivables at discounts to face value and manage them by working with individuals as they repay obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables. It also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Minneapolis, Minnesota.
Commentary & Analysis
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Why Jefferson Capital, Inc.’s (JCAP) Stock Is Up 8.51%
As of Friday, August 14, Jefferson Capital, Inc.’s JCAP share price has surged by 8.51%, which has investors questioning if this is right time to sell.Jenna Brashear
Why Jefferson Capital, Inc.’s (JCAP) Stock Is Up 11.24%
As of Friday, August 14, Jefferson Capital, Inc.’s JCAP share price has surged by 11.24%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Why Jefferson Capital, Inc.’s (JCAP) Stock Is Up 9.81%
As of Friday, August 14, Jefferson Capital, Inc.’s JCAP share price has surged by 9.81%, which has investors questioning if this is right time to sell.Rosalio Madrigal
Financial Summary
| Share Statistics | JCAP | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,178.9 | $773.1 | 48% |
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| Shares Out (Mil) | 55.5 | 37.2 | 50% |
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| Institutional Ownership | 80.0% | 78.6% | 49% |
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| Float (Mil) | 16.8 | 33.1 | 26% |
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| Beta | na | 1.08 | na |
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| Avg Daily Volume (000s) | 242 | 333 | 47% |
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| Price Change (52-week) |
13.1% | 75.2% | 64% |
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| Growth | JCAP | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | na | 9.8% | na |
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| Net Income (5yr) | na | 16.0% | na |
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| EPS (5yr) | na | 15.9% | na |
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| Dividends (5yr) | na | 0.0% | 68% |
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| Cash Flow (5yr) | na | (5.0%) | na |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 4 | 4 | 4 | |
| Current EPS | $0.730 | $3.000 | $3.075 | |
| Month Ago EPS | $0.730 | $3.000 | $3.075 | |
| # Rev Up | 3 | 3 | 3 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $0.705 | $2.868 | $2.908 | |
| Year/Year Chg | 9.0% | (46.8%) | na | |
| Financials | JCAP | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $643 | $1,277 | 44% |
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| Net Income (TTM) (Mil) | $155 | $153 | 65% |
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| EPS (TTM) | $2.248 | $1.300 | 74% |
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| Operating Cash Flow (TTM) (Mil) | $221 | $226 | 60% |
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| Net Cash Flow (TTM) (Mil) | ($30) | $2 | 23% |
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| Long-Term Debt (Q1) (Mil) | $1,110 | $998 | 67% |
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| Enterprise Value (Q1) (Mil) | $2,767 | $1,233 | 53% |
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| Valuation | JCAP | Industry Median |
Percentile (All Stocks) |
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| P/B | 2.48 | 1.18 | 62% |
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| P/E | 9.1 | 9.2 | 14% |
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| Dividend Yield | 4.7% | 0.0% | 92% |
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| PEG (5yr hist) | na | 0.6 | na |
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| Ratios | JCAP | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 75.2% | 74.6% | 85% |
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| Net Margin | 24.1% | 10.2% | 83% |
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| ROA | 8.0% | 2.9% | 82% |
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| ROE | 35.0% | 13.1% | 90% |
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| Liabilities to Assets | 77.1% | 78.0% | 73% |
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| F-Score | 3 | 5 | na |
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Jefferson Capital, Inc. did not pass any screens on 10/16/2026.
