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A+ Stock Grade Summary:
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COMPANY SUMMARY
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of consumer receivables at discounts to face value and manage them by working with individuals as they repay obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables. It also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Minneapolis, Minnesota.
Commentary & Analysis
Does Jefferson Capital, Inc. (JCAP) Have Momentum?
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Financial Summary
| Share Statistics | JCAP | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,114.5 | $1,153.3 | 46% |
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| Shares Out (Mil) | 55.6 | 36.1 | 50% |
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| Institutional Ownership | 79.6% | 79.0% | 49% |
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| Float (Mil) | 14.7 | 32.7 | 24% |
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| Beta | na | 1.06 | na |
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| Avg Daily Volume (000s) | 297 | 364 | 51% |
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| Price Change (52-week) |
20.6% | 77.7% | 62% |
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| Growth | JCAP | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | na | 7.7% | na |
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| Net Income (5yr) | na | 12.6% | na |
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| EPS (5yr) | na | 17.1% | na |
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| Dividends (5yr) | na | 0.0% | 73% |
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| Cash Flow (5yr) | na | (2.8%) | na |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 4 | 4 | 4 | |
| Current EPS | $0.700 | $2.868 | $2.908 | |
| Month Ago EPS | $0.705 | $2.878 | $2.908 | |
| # Rev Up | 3 | 3 | 3 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $0.708 | $2.838 | $2.883 | |
| Year/Year Chg | 15.1% | (49.1%) | na | |
| Financials | JCAP | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $625 | $1,086 | 44% |
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| Net Income (TTM) (Mil) | $161 | $147 | 66% |
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| EPS (TTM) | $2.509 | $1.600 | 76% |
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| Operating Cash Flow (TTM) (Mil) | $257 | $231 | 62% |
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| Net Cash Flow (TTM) (Mil) | $15 | $6 | 60% |
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| Long-Term Debt (Q1) (Mil) | $1,137 | $808 | 68% |
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| Enterprise Value (Q1) (Mil) | $2,401 | $1,297 | 52% |
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| Valuation | JCAP | Industry Median |
Percentile (All Stocks) |
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| P/B | 2.51 | 1.44 | 59% |
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| P/E | 8.0 | 9.2 | 10% |
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| Dividend Yield | 4.8% | 0.0% | 93% |
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| PEG (5yr hist) | na | 0.5 | na |
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| Ratios | JCAP | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 75.1% | 75.1% | 85% |
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| Net Margin | 25.8% | 14.6% | 85% |
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| ROA | 8.5% | 2.9% | 84% |
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| ROE | 36.8% | 14.6% | 90% |
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| Liabilities to Assets | 78.7% | 79.0% | 74% |
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| F-Score | 3 | 5 | na |
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Jefferson Capital, Inc. did not pass any screens on 7/31/2026.
