6 Undervalued Banks Stocks for Thursday, October 03
Discover the top 6 undervalued Banks stocks for Thursday, October 03 based on AAII’s Stock Grades.Jenna Brashear
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
Jeff Bank, National Association operates as the bank holding company for Jeff Bank that provides community banking products and services to individuals, small businesses, and local municipal governments primarily in Sullivan County, New York. The company offers various deposit products, such as checking, money market, savings, individual retirement arrangement, and NOW, as well as demand and time deposits. It also provides commercial mortgage, farmland, construction, agricultural, commercial, residential mortgage, home equity, construction, home improvement, debt consolidation, check, installment, and commercial vehicle/equipment and real estate, as well as auto, RV, motorcycle, and boat loans; commercial lines of credit; short term notes; and other financing services. In addition, the company provides credit cards; e-statements; bill pay services; safe deposit box rentals, teller checks, and wire transfers; and online and mobile banking services. The company was formerly known as Jeffersonville Bancorp and changed its name to Jeff Bank, National Association in September 2026. The company was founded in 1913 and is based in Jeffersonville, New York.
Commentary & Analysis
6 Undervalued Banks Stocks for Friday, April 28
Discover the top 6 undervalued Banks stocks for Friday, April 28 based on AAII’s Stock Grades.Jenna Brashear
Is Jeffersonville Bancorp (JFBC) a Good Dividend Stock?
Learn more about Jeffersonville Bancorp's (JFBC) dividend history and yield. Also, check out how they are graded based on valuation, growth and strength.Issac Deleon
Financial Summary
| Share Statistics | JFBC | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $121.2 | $687.7 | 24% |
|
| Shares Out (Mil) | 4.2 | 15.3 | 13% |
|
| Institutional Ownership | na | 84.0% | na |
|
| Float (Mil) | 4.2 | 21.6 | 10% |
|
| Beta | 0.12 | 0.45 | 10% |
|
| Avg Daily Volume (000s) | 1 | 48 | 4% |
|
| Price Change (52-week) |
36.3% | 91.0% | 80% |
|
| Growth | JFBC | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 9.7% | 7.6% | 57% |
|
| Net Income (5yr) | 21.3% | 11.1% | 75% |
|
| EPS (5yr) | 21.1% | 10.0% | 70 |
|
| Dividends (5yr) | 0.0% | 3.6% | 71% |
|
| Cash Flow (5yr) | (31.2%) | (17.2%) | 18% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | JFBC | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $33 | $188 | 16% |
|
| Net Income (TTM) (Mil) | $13 | $54 | 47% |
|
| EPS (TTM) | $2.964 | $2.600 | 78% |
|
| Operating Cash Flow (TTM) (Mil) | $14 | $33 | 39% |
|
| Net Cash Flow (TTM) (Mil) | na | $2 | na |
|
| Long-Term Debt (Q1) (Mil) | $3 | $96 | 21% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | JFBC | Industry Median |
Percentile (All Stocks) |
|
| P/B | 1.15 | 1.24 | 31% |
|
| P/E | 9.7 | 12.0 | 17% |
|
| Dividend Yield | 4.5% | 2.2% | 91% |
|
| PEG (5yr hist) | 0.5 | 1.1 | 23% |
|
| Ratios | JFBC | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 63.7% | na |
|
| Net Margin | 39.1% | 29.2% | 94% |
|
| ROA | 1.8% | 1.1% | 54% |
|
| ROE | 13.6% | 11.3% | 67% |
|
| Liabilities to Assets | 84.3% | 89.7% | 78% |
|
| F-Score | 5 | 4 | 50% |
|
Jeff Bank, National Association did not pass any screens on 10/16/2026.
