Is Juniata Valley Financial Corp (JUVF) Stock a Good Investment?
Learn more about Juniata Valley Financial Corp's (JUVF) stock grades for Value and determine whether this Banks stock meets your investment needs.Jenna Brashear
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
Juniata Valley Financial Corp. operates as the bank holding company for The Juniata Valley Bank that provides retail and commercial banking services to small and mid-sized businesses in central and northern Pennsylvania, the United States. It offers consumer banking services that include online account opening, online banking, mobile banking, telephone banking, automated teller machines, personal checking accounts, checking overdraft privileges, money market deposit accounts, savings accounts, debit cards, certificates of deposit, individual retirement accounts, secured lines of credit, construction and mortgage loans, and safe deposit boxes. The company also provides commercial banking services, such as low and high-volume business checking accounts, online account management services, remote deposit capability, ACH origination, payroll direct deposit, commercial lines of credit, commercial letters of credit, mobile deposit for business customers, and commercial term and demand loans. In addition, it offers trust, asset and wealth management, and estate services; demand and time deposits; financial services, including annuities, mutual funds, stock and bond brokerage services and long-term care insurance; and secured and unsecured commercial and consumer loans. Juniata Valley Financial Corp. was founded in 1867 and is headquartered in Mifflintown, Pennsylvania.
Commentary & Analysis
Is Juniata Valley Financial Corp (JUVF) a Good Dividend Stock?
Learn more about Juniata Valley Financial Corp's (JUVF) dividend history and yield. Also, check out how they are graded based on valuation, growth and strength.Issac Deleon
Financial Summary
| Share Statistics | JUVF | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $83.8 | $716.9 | 20% |
|
| Shares Out (Mil) | 5.0 | 15.7 | 14% |
|
| Institutional Ownership | na | 83.0% | na |
|
| Float (Mil) | na | 21.2 | na |
|
| Beta | 0.16 | 0.48 | 11% |
|
| Avg Daily Volume (000s) | 1 | 53 | 4% |
|
| Price Change (52-week) |
30.6% | 96.7% | 69% |
|
| Growth | JUVF | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 4.5% | 7.6% | 34% |
|
| Net Income (5yr) | 7.4% | 11.1% | 51% |
|
| EPS (5yr) | 7.6% | 10.1% | 42 |
|
| Dividends (5yr) | 0.0% | 3.6% | 77% |
|
| Cash Flow (5yr) | (56.4%) | (17.0%) | 5% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | JUVF | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $31 | $190 | 16% |
|
| Net Income (TTM) (Mil) | $9 | $51 | 45% |
|
| EPS (TTM) | $1.747 | $2.500 | 69% |
|
| Operating Cash Flow (TTM) (Mil) | $11 | $34 | 38% |
|
| Net Cash Flow (TTM) (Mil) | ($2) | $1 | 38% |
|
| Long-Term Debt (Q1) (Mil) | $0 | $100 | 0% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | JUVF | Industry Median |
Percentile (All Stocks) |
|
| P/B | 1.40 | 1.27 | 37% |
|
| P/E | 9.6 | 12.9 | 14% |
|
| Dividend Yield | 5.3% | 2.2% | 94% |
|
| PEG (5yr hist) | 1.3 | 1.1 | 52% |
|
| Ratios | JUVF | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 68.8% | na |
|
| Net Margin | 28.9% | 28.9% | 88% |
|
| ROA | 1.0% | 1.0% | 46% |
|
| ROE | 15.9% | 11.1% | 73% |
|
| Liabilities to Assets | 93.3% | 89.8% | 91% |
|
| F-Score | 4 | 4 | 34% |
|
Juniata Valley Financial Corp. did not pass any screens on 7/31/2026.
