Is Kearny Financial Corp. (KRNY) Overvalued?
We dive into why Kearny Financial Corp. (KRNY) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Rosalio Madrigal
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COMPANY SUMMARY
Kearny Financial Corp. operates as the holding company for Kearny Bank that provides banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, individual retirement account, and certificates of deposit. It also provides loans, such as multifamily mortgage loans, nonresidential commercial real estate mortgage loans, commercial and industrial loans, construction loans, one-to four-family residential mortgage loans, residential mortgage loans, home equity loans, personal loans, and consumer loans; and overdraft lines of credit, as well as engages in investment activities. In addition, the company offers treasury management services, commercial deposit products, corporate banking services, wealth management services, and insurance brokerage services. It serves consumers, small and middle-market businesses, professionals, nonprofit organizations, and government entities through branch locations and digital banking channels. The company was founded in 1884 and is headquartered in Fairfield, New Jersey.
Commentary & Analysis
Why Kearny Financial Corp.’s (KRNY) Stock Is Down 5.01%
As of Thursday, July 23, Kearny Financial Corp.’s KRNY share price has dipped by 5.01%, which has investors questioning if this is right time to buy.Rosalio Madrigal
What You Need to Know About Kearny Financial Corp.'s Q1 Earnings
Kearny Financial Corp.'s fiscal Q1 earnings report was released on Thursday, July 23. Let's dive in to see if (KRNY) missed or beat analyst's expectations.Rosalio Madrigal
What You Need to Know About Kearny Financial Corp.'s Q4 Earnings
Kearny Financial Corp.'s fiscal Q4 earnings report was released on Thursday, April 23. Let's dive in to see if (KRNY) missed or beat analyst's expectations.Rosalio Madrigal
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Discover the top 5 undervalued Banks stocks for Wednesday, March 25 based on AAII’s Stock Grades.Jenna Brashear
Financial Summary
| Share Statistics | KRNY | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $569.2 | $690.7 | 39% |
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| Shares Out (Mil) | 63.4 | 15.4 | 53% |
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| Institutional Ownership | 94.3% | 84.0% | 65% |
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| Float (Mil) | 60.1 | 21.6 | 51% |
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| Beta | 0.61 | 0.45 | 36% |
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| Avg Daily Volume (000s) | 458 | 48 | 57% |
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| Price Change (52-week) |
31.5% | 90.7% | 77% |
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| Growth | KRNY | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | (3.2%) | 7.6% | 11% |
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| Net Income (5yr) | (10.5%) | 11.1% | 29% |
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| EPS (5yr) | (5.6%) | 10.0% | 25 |
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| Dividends (5yr) | 4.7% | 3.6% | 68% |
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| Cash Flow (5yr) | 9.5% | (17.1%) | 69% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 3 | 3 | 2 | |
| Current EPS | $0.170 | $0.783 | $0.995 | |
| Month Ago EPS | $0.170 | $0.787 | $0.995 | |
| # Rev Up | 1 | 0 | na | |
| # Rev Down | 0 | 1 | na | |
| Three Months Ago EPS | $0.180 | $0.780 | $1.000 | |
| Year/Year Chg | 49.1% | 35.7% | na | |
| Financials | KRNY | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $176 | $189 | 31% |
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| Net Income (TTM) (Mil) | $36 | $54 | 52% |
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| EPS (TTM) | $0.577 | $2.600 | 55% |
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| Operating Cash Flow (TTM) (Mil) | $38 | $33 | 44% |
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| Net Cash Flow (TTM) (Mil) | ($52) | $2 | 19% |
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| Long-Term Debt (Q1) (Mil) | $207 | $97 | 50% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | KRNY | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.74 | 1.24 | 16% |
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| P/E | 15.6 | 12.0 | 41% |
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| Dividend Yield | 4.9% | 2.2% | 93% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | KRNY | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 20.6% | 29.2% | 79% |
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| ROA | 0.5% | 1.1% | 41% |
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| ROE | 4.8% | 11.3% | 43% |
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| Liabilities to Assets | 90.0% | 89.7% | 86% |
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| F-Score | 5 | 4 | 50% |
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Kearny Financial Corp. did not pass any screens on 10/15/2026.
