4 Undervalued Consumer Finance Stocks for Wednesday, July 29
Discover the top 4 undervalued Consumer Finance stocks for Wednesday, July 29 based on AAII’s Stock Grades.Michael Rose
A+ Stock Grade Summary:
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Michael Rose
Rosalio Madrigal
Michael Rose
Michael Rose
Tudor Pop
| Share Statistics | KSPI | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $16,870.6 | $1,153.3 | 84% |
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| Shares Out (Mil) | 0.4 | 36.1 | 2% |
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| Institutional Ownership | 47.7% | 79.0% | 22% |
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| Float (Mil) | 90.9 | 32.7 | 59% |
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| Beta | 0.08 | 1.06 | 8% |
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| Avg Daily Volume (000s) | 301 | 364 | 51% |
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| Price Change (52-week) |
8.3% | 77.7% | 52% |
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| Growth | KSPI | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 41.0% | 7.7% | 94% |
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| Net Income (5yr) | 27.9% | 12.6% | 83% |
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| EPS (5yr) | 28.1% | 17.1% | 79 |
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| Dividends (5yr) | (12.8%) | 0.0% | 96% |
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| Cash Flow (5yr) | 25.6% | (2.8%) | 83% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 1 | 4 | 4 | |
| Current EPS | $2.731 | $12.139 | $14.097 | |
| Month Ago EPS | $2.731 | $12.139 | $14.097 | |
| # Rev Up | 1 | 1 | 1 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $2.736 | $11.856 | $14.413 | |
| Year/Year Chg | (0.5%) | 10.0% | 51.8% | |
| Financials | KSPI | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $9,015 | $1,086 | 83% |
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| Net Income (TTM) (Mil) | $2,246 | $147 | 93% |
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| EPS (TTM) | $11.787 | $1.600 | 96% |
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| Operating Cash Flow (TTM) (Mil) | $1,856 | $231 | 87% |
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| Net Cash Flow (TTM) (Mil) | $273 | $6 | 87% |
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| Long-Term Debt (Q1) (Mil) | $650 | $808 | 62% |
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| Enterprise Value (Q1) (Mil) | $15,759 | $1,297 | 80% |
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| Valuation | KSPI | Industry Median |
Percentile (All Stocks) |
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| P/B | 3.00 | 1.44 | 65% |
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| P/E | 7.6 | 9.2 | 9% |
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| Dividend Yield | 0.0% | 0.0% | 0% |
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| PEG (5yr hist) | 0.3 | 0.5 | 11% |
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| Ratios | KSPI | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 69.2% | 75.1% | 80% |
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| Net Margin | 24.9% | 14.6% | 84% |
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| ROA | 10.8% | 2.9% | 88% |
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| ROE | 49.8% | 14.6% | 93% |
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| Liabilities to Assets | 75.0% | 79.0% | 70% |
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| F-Score | 4 | 5 | 34% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
| Performance Since Inception: | 6.8% |
| +/- S&P 500: | -0.7 |
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors