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COMPANY SUMMARY
Ledyard Financial Group, Inc. operates as the bank holding company for Ledyard National Bank that provides retail and commercial banking, and wealth advisory services in New Hampshire and Vermont. It operates in two segments, Banking and Wealth Advisory Services. The company offers checking, savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also provides personal mortgages and loans, including express home, manufactured home, student, and consumer loans; renter’s advantage; home equity loans and lines; first-time homebuyers mortgages; and credit cards. In addition, the company offers business loans comprising healthcare banking and credit cards; cash management, workplace banking program, and payroll services; and small business banking, community first, and non-profit checking account. Further, it provides wealth management services that consist of investment management, banking, financial planning, tax planning and preparation, insurance, family gifting, charitable gifting, business succession, retirement planning, titling of assets, executor/trustee, durable power of attorney, distribution of wealth, and investment and insurance services. Additionally, the company offers online and mobile banking, mobile wallet, and MoneyMap management services. Ledyard Financial Group, Inc. was founded in 1991 and is headquartered in Hanover, New Hampshire.
Financial Summary
| Share Statistics | LFGP | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $77.6 | $716.9 | 20% |
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| Shares Out (Mil) | 3.3 | 15.7 | 11% |
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| Institutional Ownership | na | 83.0% | na |
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| Float (Mil) | 2.9 | 21.2 | 7% |
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| Beta | 0.16 | 0.48 | 11% |
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| Avg Daily Volume (000s) | 4 | 53 | 12% |
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| Price Change (52-week) |
48.7% | 96.7% | 79% |
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| Growth | LFGP | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 7.8% | 7.6% | 49% |
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| Net Income (5yr) | (2.2%) | 11.1% | 37% |
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| EPS (5yr) | (3.1%) | 10.1% | 27 |
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| Dividends (5yr) | 2.0% | 3.6% | 76% |
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| Cash Flow (5yr) | (2.9%) | (17.0%) | 62% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | LFGP | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $42 | $190 | 19% |
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| Net Income (TTM) (Mil) | $6 | $51 | 44% |
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| EPS (TTM) | $1.808 | $2.500 | 70% |
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| Operating Cash Flow (TTM) (Mil) | na | $34 | na |
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| Net Cash Flow (TTM) (Mil) | na | $1 | na |
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| Long-Term Debt (Q1) (Mil) | $57 | $100 | 40% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | LFGP | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.23 | 1.27 | 31% |
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| P/E | 12.4 | 12.9 | 25% |
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| Dividend Yield | 3.8% | 2.2% | 89% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | LFGP | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 14.6% | 28.9% | 72% |
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| ROA | 0.7% | 1.0% | 43% |
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| ROE | 8.9% | 11.1% | 54% |
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| Liabilities to Assets | 94.1% | 89.8% | 91% |
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| F-Score | 1 | 4 | 1% |
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Ledyard Financial Group, Inc. did not pass any screens on 7/31/2026.
