Is Ethos Technologies Inc. (LIFE) Overvalued?
We dive into why Ethos Technologies Inc. (LIFE) could be considered overvalued on 2026-08-06, based on AAII’s Value Score and Grade.Rosalio Madrigal
A+ Stock Grade Summary:
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COMPANY SUMMARY
Ethos Technologies Inc. provides third-party administrator services for insurance policies in the United States. The company offers Ethos, a three-sided technology platform that serves an ecosystem of consumers, agents, and carriers. It also provides term life insurance, whole life insurance, and indexed universal life insurance products, as well as wills and estate planning, and supplemental health insurance products. The company was formerly known as Ethos Insurance Corporation and changed its name to Ethos Technologies Inc. in August 2016. The company was incorporated in 2016 and is based in San Francisco, California.
Commentary & Analysis
Why Ethos Technologies Inc.’s (LIFE) Stock Is Up 11.44%
As of Thursday, August 06, Ethos Technologies Inc.’s LIFE share price has surged by 11.44%, which has investors questioning if this is right time to sell.Michael Rose
Why Ethos Technologies Inc.’s (LIFE) Stock Is Down 9.42%
As of Wednesday, August 05, Ethos Technologies Inc.’s LIFE share price has dipped by 9.42%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
Why Ethos Technologies Inc.’s (LIFE) Stock Is Up 15.99%
As of Tuesday, August 04, Ethos Technologies Inc.’s LIFE share price has surged by 15.99%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Why Ethos Technologies Inc.’s (LIFE) Stock Is Up 26.87%
As of Tuesday, August 04, Ethos Technologies Inc.’s LIFE share price has surged by 26.87%, which has investors questioning if this is right time to sell.Omar Beirat
Financial Summary
| Share Statistics | LIFE | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $2,178.0 | $6,453.5 | 54% |
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| Shares Out (Mil) | 65.6 | 66.0 | 54% |
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| Institutional Ownership | 55.3% | 81.0% | 37% |
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| Float (Mil) | 29.8 | 66.5 | 36% |
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| Beta | na | 0.52 | na |
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| Avg Daily Volume (000s) | 1,304 | 218 | 75% |
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| Price Change (52-week) |
na | 89.8% | na |
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| Growth | LIFE | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | na | 5.8% | na |
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| Net Income (5yr) | na | 14.3% | na |
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| EPS (5yr) | na | 15.6% | na |
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| Dividends (5yr) | na | 3.1% | 0% |
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| Cash Flow (5yr) | na | (12.2%) | na |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 4 | 4 | 4 | |
| Current EPS | $0.353 | $1.753 | $2.631 | |
| Month Ago EPS | $0.305 | $1.345 | $1.934 | |
| # Rev Up | 3 | 3 | 3 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $0.305 | $1.346 | $1.925 | |
| Year/Year Chg | 18.5% | 43.7% | 176.0% | |
| Financials | LIFE | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $587 | $5,268 | 43% |
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| Net Income (TTM) (Mil) | ($106) | $562 | 11% |
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| EPS (TTM) | ($3.097) | $2.500 | 11% |
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| Operating Cash Flow (TTM) (Mil) | $79 | $632 | 50% |
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| Net Cash Flow (TTM) (Mil) | $32 | $6 | 66% |
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| Long-Term Debt (Q1) (Mil) | $1 | $917 | 16% |
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| Enterprise Value (Q1) (Mil) | $1,817 | $7,912 | 48% |
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| Valuation | LIFE | Industry Median |
Percentile (All Stocks) |
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| P/B | 4.57 | 1.70 | 75% |
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| P/E | na | 12.1 | na |
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| Dividend Yield | 0.0% | 1.1% | 0% |
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| PEG (5yr hist) | na | 0.5 | na |
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| Ratios | LIFE | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 98.1% | 34.7% | 96% |
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| Net Margin | (18.1%) | 10.1% | 17% |
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| ROA | (18.3%) | 2.4% | 21% |
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| ROE | (51.8%) | 14.6% | 15% |
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| Liabilities to Assets | 31.6% | 77.1% | 23% |
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| F-Score | 2 | 6 | 7% |
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Ethos Technologies Inc. did not pass any screens on 8/21/2026.
