Is Lemonade, Inc. (LMND) Overvalued?
We dive into why Lemonade, Inc. (LMND) could be considered overvalued on 2026-07-31, based on AAII’s Value Score and Grade.Tudor Pop
A+ Stock Grade Summary:
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COMPANY SUMMARY
Lemonade, Inc. provides various insurance products in the United States, Europe, and the United Kingdom. The company provides renters and homeowners, building, car, pet, and life insurance products, as well as landlord insurance products. It also offers insurance for stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident or damage to another person or their property. In addition, it operates as an agent for other insurance companies. The company was formerly known as Lemonade Group, Inc. Lemonade, Inc. was incorporated in 2015 and is headquartered in New York, New York.
Commentary & Analysis
Why Lemonade, Inc.’s (LMND) Stock Is Up 6.93%
As of Monday, August 03, Lemonade, Inc.’s LMND share price has surged by 6.93%, which has investors questioning if this is right time to sell.Michael Rose
Why Lemonade, Inc.’s (LMND) Stock Is Up 11.82%
As of Monday, August 03, Lemonade, Inc.’s LMND share price has surged by 11.82%, which has investors questioning if this is right time to sell.Tudor Pop
Why Lemonade, Inc.’s (LMND) Stock Is Down 20.08%
As of Wednesday, July 29, Lemonade, Inc.’s LMND share price has dipped by 20.08%, which has investors questioning if this is right time to buy.Jenna Brashear
Why Lemonade, Inc.’s (LMND) Stock Is Down 22.03%
As of Wednesday, July 29, Lemonade, Inc.’s LMND share price has dipped by 22.03%, which has investors questioning if this is right time to buy.Jenna Brashear
Financial Summary
| Share Statistics | LMND | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $3,823.4 | $6,882.7 | 63% |
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| Shares Out (Mil) | 77.0 | 77.9 | 57% |
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| Institutional Ownership | 92.7% | 80.0% | 61% |
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| Float (Mil) | 71.8 | 66.7 | 55% |
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| Beta | 1.86 | 0.50 | 90% |
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| Avg Daily Volume (000s) | 899 | 177 | 70% |
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| Price Change (52-week) |
0.5% | 89.6% | 49% |
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| Growth | LMND | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 50.9% | 5.4% | 96% |
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| Net Income (5yr) | (6.2%) | 14.3% | 33% |
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| EPS (5yr) | 9.2% | 15.5% | 45 |
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| Dividends (5yr) | 0.0% | 3.9% | 0% |
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| Cash Flow (5yr) | (55.9%) | (11.3%) | 5% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 1 | 1 | 1 | |
| Current EPS | ($0.570) | ($1.820) | ($0.870) | |
| Month Ago EPS | ($0.570) | ($1.820) | ($0.870) | |
| # Rev Up | 0 | 0 | 1 | |
| # Rev Down | 1 | 1 | 0 | |
| Three Months Ago EPS | ($0.580) | ($1.800) | ($0.375) | |
| Year/Year Chg | 1.1% | (18.7%) | (119.2%) | |
| Financials | LMND | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $975 | $5,137 | 50% |
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| Net Income (TTM) (Mil) | ($138) | $562 | 9% |
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| EPS (TTM) | ($1.829) | $2.600 | 15% |
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| Operating Cash Flow (TTM) (Mil) | $21 | $599 | 41% |
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| Net Cash Flow (TTM) (Mil) | ($6) | $5 | 33% |
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| Long-Term Debt (Q1) (Mil) | $226 | $917 | 51% |
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| Enterprise Value (Q1) (Mil) | $3,888 | $7,637 | 58% |
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| Valuation | LMND | Industry Median |
Percentile (All Stocks) |
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| P/B | 7.65 | 1.64 | 87% |
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| P/E | na | 12.3 | na |
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| Dividend Yield | 0.0% | 1.1% | 0% |
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| PEG (5yr hist) | na | 0.5 | na |
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| Ratios | LMND | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 51.7% | 35.3% | 64% |
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| Net Margin | (14.2%) | 10.3% | 19% |
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| ROA | (7.0%) | 2.5% | 28% |
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| ROE | (27.0%) | 14.8% | 21% |
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| Liabilities to Assets | 75.2% | 77.0% | 71% |
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| F-Score | 5 | 6 | 50% |
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Lemonade, Inc. did not pass any screens on 9/11/2026.
