Is Madison County Financial Inc (MCBK) Stock a Good Investment?
Learn more about Madison County Financial Inc's (MCBK) stock grades for Value and Growth and determine whether this Banks stock meets your investment needs.Jenna Brashear
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
Madison County Financial, Inc. operates as the holding company for Madison County Bank that provides banking and financial services to individual and corporate customers in the United States. It offers checking, health savings, savings, and individual retirement accounts; certificates of deposit; credit and debit cards; home loans and consumer loans, such as home equity lines of credit, second mortgage, home improvement, recreational vehicle, personal, and overdraft protection loans, as well as loans for automobiles, trucks, and vans. The company also provides construction loans, equipment financing, investment property loans, working capital loans, and commercial real estate loans; and Ag real estate loans, machinery and equipment loans, livestock and crop loans, and operating loans. In addition, it offers online and mobile banking. The company was formerly known as Madison County Holding Company and changed its name to Madison County Financial, Inc. in October 2012. Madison County Financial, Inc. was founded in 1888 and is headquartered in Madison, Nebraska.
Commentary & Analysis
Is Madison County Financial Inc (MCBK) a Good Dividend Stock?
Learn more about Madison County Financial Inc's (MCBK) dividend history and yield. Also, check out how they are graded based on valuation, growth and strength.Zach Banning
Financial Summary
| Share Statistics | MCBK | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $85.2 | $757.3 | 20% |
|
| Shares Out (Mil) | 2.6 | 15.3 | 9% |
|
| Institutional Ownership | na | 84.0% | na |
|
| Float (Mil) | 2.6 | 21.6 | 7% |
|
| Beta | 0.10 | 0.44 | 9% |
|
| Avg Daily Volume (000s) | 1 | 40 | 4% |
|
| Price Change (52-week) |
57.8% | 94.7% | 83% |
|
| Growth | MCBK | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | (1.1%) | 7.7% | 15% |
|
| Net Income (5yr) | (0.6%) | 11.1% | 39% |
|
| EPS (5yr) | (0.1%) | 10.1% | 31 |
|
| Dividends (5yr) | (14.9%) | 3.6% | 0% |
|
| Cash Flow (5yr) | (81.8%) | (17.1%) | 1% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | MCBK | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $18 | $195 | 12% |
|
| Net Income (TTM) (Mil) | $7 | $56 | 43% |
|
| EPS (TTM) | $2.537 | $2.500 | 75% |
|
| Operating Cash Flow (TTM) (Mil) | $5 | $34 | 36% |
|
| Net Cash Flow (TTM) (Mil) | na | $2 | na |
|
| Long-Term Debt (Q1) (Mil) | $18 | $99 | 32% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | MCBK | Industry Median |
Percentile (All Stocks) |
|
| P/B | 0.85 | 1.25 | 17% |
|
| P/E | 13.1 | 12.5 | 31% |
|
| Dividend Yield | 1.1% | 2.2% | 68% |
|
| PEG (5yr hist) | na | 1.1 | na |
|
| Ratios | MCBK | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 63.7% | na |
|
| Net Margin | 39.1% | 29.1% | 94% |
|
| ROA | 1.1% | 1.1% | 47% |
|
| ROE | 6.9% | 11.3% | 48% |
|
| Liabilities to Assets | 83.9% | 89.7% | 78% |
|
| F-Score | 3 | 4 | 18% |
|
Madison County Financial, Inc. did not pass any screens on 9/8/2026.
