Three Insurance Stocks That May Rate Watching
This week, we use AAII’s A+ Investor Stock Grades to provide insight into three insurance stocks.
Rosalio Madrigal
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COMPANY SUMMARY
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company’s automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.
Commentary & Analysis
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Which Is a Better Investment, Mercury General Corporation or Pelagos Insurance Capital Limited Stock?
Learn more about whether Mercury General Corporation or Pelagos Insurance Capital Limited is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Michael Rose
What You Need to Know About Mercury General Corporation's Q3 Earnings
Mercury General Corporation's fiscal Q3 earnings report was released on Tuesday, August 04. Let's dive in to see if (MCY) missed or beat analyst's expectations.Tudor Pop
Is Mercury General Corporation (MCY) Overvalued?
We dive into why Mercury General Corporation (MCY) could be considered overvalued on 2026-07-28, based on AAII’s Value Score and Grade.Tudor Pop
Financial Summary
| Share Statistics | MCY | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $5,691.2 | $5,401.9 | 70% |
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| Shares Out (Mil) | 55.4 | 77.9 | 50% |
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| Institutional Ownership | 47.8% | 80.0% | 21% |
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| Float (Mil) | 26.6 | 68.1 | 33% |
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| Beta | 0.92 | 0.48 | 55% |
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| Avg Daily Volume (000s) | 336 | 259 | 52% |
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| Price Change (52-week) |
20.6% | 86.7% | 70% |
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| Growth | MCY | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 9.6% | 5.5% | 57% |
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| Net Income (5yr) | 7.6% | 14.2% | 51% |
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| EPS (5yr) | 7.6% | 15.5% | 43 |
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| Dividends (5yr) | (12.8%) | 3.8% | 83% |
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| Cash Flow (5yr) | 61.4% | (13.3%) | 95% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 1 | 1 | 1 | |
| Current EPS | $3.350 | $13.500 | $12.250 | |
| Month Ago EPS | $3.350 | $13.500 | $12.250 | |
| # Rev Up | 1 | 1 | 1 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $3.350 | $11.750 | $12.000 | |
| Year/Year Chg | (29.6%) | 38.2% | 25.4% | |
| Financials | MCY | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $6,340 | $4,725 | 78% |
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| Net Income (TTM) (Mil) | $937 | $528 | 85% |
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| EPS (TTM) | $16.914 | $2.500 | 97% |
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| Operating Cash Flow (TTM) (Mil) | $1,328 | $562 | 84% |
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| Net Cash Flow (TTM) (Mil) | $579 | $5 | 92% |
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| Long-Term Debt (Q1) (Mil) | $587 | $880 | 60% |
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| Enterprise Value (Q1) (Mil) | $4,830 | $7,271 | 62% |
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| Valuation | MCY | Industry Median |
Percentile (All Stocks) |
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| P/B | 2.01 | 1.52 | 53% |
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| P/E | 6.1 | 11.3 | 7% |
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| Dividend Yield | 1.2% | 1.1% | 69% |
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| PEG (5yr hist) | 0.8 | 0.5 | 40% |
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| Ratios | MCY | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 26.8% | 35.3% | 30% |
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| Net Margin | 14.8% | 10.4% | 72% |
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| ROA | 9.5% | 2.5% | 86% |
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| ROE | 39.0% | 14.6% | 91% |
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| Liabilities to Assets | 73.1% | 77.0% | 69% |
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| F-Score | 7 | 6 | 82% |
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Mercury General Corporation did not pass any screens on 10/9/2026.
