Is Mission Bancorp(MSBC) Building Momentum?
With data as of June 27, 2025, we examine if Mission Bancorp(MSBC) is consistently building momentum based on AAII's A+ Investor Momentum and Value Scores and Grades.Tudor Pop
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
Mission Bancorp operates as the bank holding company for Mission Bank that provides various banking products and services to individual and corporate clients in California. The company accepts various checking and savings, NOW, money market, fiduciary, and individual retirement accounts, as well as time deposits and certificates of deposit. It also provides commercial loans, such as lines of credit, equipment and vehicle financing, permanent working capital or debt refinance, commercial real estate loans, construction financing, and letters of credit; and agricultural loans, including operating/crop lines of credit, cattle loans, equipment loans, real estate loans, and loans for farmers. In addition, the company offers SBA loans; and debit and credit cards. Further, it provides merchant card processing, online cash management, remote deposit capture, sweep and zero balance account, treasury management, bill pay, and online and mobile banking services; and cash vault services. The company operates full-service facilities located in Shafter, Bakersfield, Lancaster, Ventura, San Luis Obispo, and Visalia, California. Mission Bancorp was founded in 1998 and is based in Bakersfield, California.
Commentary & Analysis
Is Mission Bancorp (MSBC) Stock a Good Investment?
Learn more about Mission Bancorp's (MSBC) stock grades for Value, Momentum and Growth and determine whether this Banks stock meets your investment needs.Jenna Brashear
Financial Summary
| Share Statistics | MSBC | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $367.0 | $699.2 | 35% |
|
| Shares Out (Mil) | 3.0 | 15.5 | 10% |
|
| Institutional Ownership | na | 84.0% | na |
|
| Float (Mil) | 2.9 | 21.7 | 8% |
|
| Beta | 0.04 | 0.47 | 7% |
|
| Avg Daily Volume (000s) | 1 | 51 | 4% |
|
| Price Change (52-week) |
63.5% | 92.5% | 90% |
|
| Growth | MSBC | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 12.9% | 7.6% | 68% |
|
| Net Income (5yr) | 11.5% | 11.1% | 58% |
|
| EPS (5yr) | 11.3% | 10.0% | 49 |
|
| Dividends (5yr) | 0.0% | 3.7% | 0% |
|
| Cash Flow (5yr) | (22.0%) | (17.1%) | 30% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | MSBC | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $80 | $187 | 24% |
|
| Net Income (TTM) (Mil) | $27 | $54 | 50% |
|
| EPS (TTM) | $9.742 | $2.600 | 94% |
|
| Operating Cash Flow (TTM) (Mil) | $28 | $34 | 43% |
|
| Net Cash Flow (TTM) (Mil) | na | $2 | na |
|
| Long-Term Debt (Q1) (Mil) | $14 | $99 | 30% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | MSBC | Industry Median |
Percentile (All Stocks) |
|
| P/B | 1.57 | 1.26 | 44% |
|
| P/E | 13.1 | 12.4 | 32% |
|
| Dividend Yield | 0.0% | 2.3% | 0% |
|
| PEG (5yr hist) | 1.2 | 1.1 | 52% |
|
| Ratios | MSBC | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 63.7% | na |
|
| Net Margin | 38.8% | 29.4% | 94% |
|
| ROA | 1.6% | 1.1% | 52% |
|
| ROE | 15.9% | 11.4% | 72% |
|
| Liabilities to Assets | 88.4% | 89.7% | 83% |
|
| F-Score | 5 | 4 | 50% |
|
Mission Bancorp did not pass any screens on 11/3/2026.
