4 Undervalued Banks Stocks for Wednesday, November 20
Discover the top 4 undervalued Banks stocks for Wednesday, November 20 based on AAII’s Stock Grades.Jenna Brashear
A+ Stock Grade Summary:
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COMPANY SUMMARY
Neffs Bancorp, Inc. operates as a bank holding company for The Neffs National Bank that provides a range of financial services to individuals, small businesses, and corporate customers in Lehigh County, Northampton County, and Carbon County, Pennsylvania. It accepts various deposit products, including checking accounts, savings and club accounts, money market demand accounts, certificates of deposit/individual retirement accounts, and young savers and young adult savers accounts. The company also offers consumer credit products, such as home equity line of credit, residential mortgages, home equity, personal loans/personal line of credit, personal first time credit, and automobile loans; student loan; and commercial credit products, including commercial mortgages, term loans, and line of credit, as well as other services comprising remote deposit and mobile deposit, business checking, credit cards, and merchant services. In addition, it provides online and mobile banking services; and ATM services. Neffs Bancorp, Inc. was founded in 1923 and is based in Neffs, Pennsylvania.
Commentary & Analysis
Financial Summary
| Share Statistics | NEFB | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $59.1 | $730.8 | 16% |
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| Shares Out (Mil) | 0.2 | 15.2 | 1% |
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| Institutional Ownership | na | 83.5% | na |
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| Float (Mil) | na | 21.7 | na |
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| Beta | 0.30 | 0.45 | 18% |
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| Avg Daily Volume (000s) | 0 | 45 | 0% |
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| Price Change (52-week) |
(18.0%) | 93.1% | 32% |
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| Growth | NEFB | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 2.2% | 7.7% | 24% |
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| Net Income (5yr) | (4.9%) | 11.1% | 34% |
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| EPS (5yr) | (3.3%) | 10.1% | 27 |
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| Dividends (5yr) | 0.7% | 3.7% | 99% |
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| Cash Flow (5yr) | (12.8%) | (17.2%) | 56% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | NEFB | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $11 | $195 | 9% |
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| Net Income (TTM) (Mil) | $3 | $55 | 41% |
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| EPS (TTM) | $18.879 | $2.500 | 98% |
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| Operating Cash Flow (TTM) (Mil) | $3 | $33 | 35% |
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| Net Cash Flow (TTM) (Mil) | ($1) | $2 | 40% |
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| Long-Term Debt (Q1) (Mil) | $0 | $99 | 0% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | NEFB | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.52 | 1.23 | 40% |
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| P/E | 21.2 | 12.3 | 55% |
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| Dividend Yield | 2.1% | 2.2% | 77% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | NEFB | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 24.7% | 29.2% | 83% |
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| ROA | 1.0% | 1.1% | 46% |
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| ROE | 6.1% | 11.3% | 46% |
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| Liabilities to Assets | 83.3% | 89.7% | 77% |
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| F-Score | 4 | 4 | 33% |
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Neffs Bancorp, Inc. did not pass any screens on 9/1/2026.
