Stock Evaluator: National Bankshares, Inc. (NKSH)

National Bankshares, Inc. NKSH

$40.60 0.88 2.22%
July 31, 2026 4:00:00 PM EST November 10, 2021 Volume: 46,641
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial non-real estate loans, including commercial and agricultural loans; commercial and consumer real estate loans; residential real estate loans; home equity loans; various consumer loans, such as credit cards, automobile, and other consumer loans; and public sector and IDA loans, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services, as well as operates automated teller machines. The company was founded in 1891 and is headquartered in Blacksburg, Virginia.

Commentary & Analysis


Financial Summary

Share Statistics NKSH Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $258.5 $716.9 30%
Shares Out (Mil) 6.4 15.7 16%
Institutional Ownership 92.0% 83.0% 61%
Float (Mil) 6.2 21.2 14%
Beta 0.55 0.48 31%
Avg Daily Volume (000s) 31 53 24%
Price Change
(52-week)
43.3% 96.7% 77%
Growth NKSH Industry
Median
Percentile
(All Stocks)
Sales (5yr) 4.7% 7.6% 35%
Net Income (5yr) (0.4%) 11.1% 39%
EPS (5yr) 0.1% 10.1% 31
Dividends (5yr) 1.7% 3.6% 86%
Cash Flow (5yr) (81.1%) (17.0%) 1%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 1 1 1
Current EPS $0.980 $3.500 $3.860
Month Ago EPS $0.830 $3.220 $3.350
# Rev Up 0 1 1
# Rev Down 1 0 0
Three Months Ago EPS $0.830 $3.220 $3.350
Year/Year Chg 25.6% 40.7% na
Financials NKSH Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $58 $190 22%
Net Income (TTM) (Mil) $18 $51 49%
EPS (TTM) $2.762 $2.500 77%
Operating Cash Flow (TTM) (Mil) $19 $34 41%
Net Cash Flow (TTM) (Mil) ($60) $1 18%
Long-Term Debt (Q1) (Mil) $1 $100 19%
Enterprise Value (Q1) (Mil) na $0 na
Valuation NKSH Industry
Median
Percentile
(All Stocks)
P/B 1.38 1.27 36%
P/E 14.7 12.9 35%
Dividend Yield 3.7% 2.2% 89%
PEG (5yr hist) 147.1 1.1 100%
Ratios NKSH Industry
Median
Percentile
(All Stocks)
Gross Margin na 68.8% na
Net Margin 33.5% 28.9% 91%
ROA 1.0% 1.0% 46%
ROE 9.9% 11.1% 57%
Liabilities to Assets 89.8% 89.8% 85%
F-Score 4 4 34%

National Bankshares, Inc. did not pass any screens on 7/31/2026.

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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